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201106855 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />%�"C (Seal) <br />Grego Cramer -Borrower <br />1) <br />ha mhart C mer -Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />[Spaee Below This Line For Acknowledgment] <br />5TATE OF NEBRASKA, Hall County ss: <br />On this 9 th day of September 9. 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Gregory M Cramer and Shannilee S Barnhart Cramer, Husband and �fe <br />� <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: �� l�I f' �� <br />�hIERALNOTARY•Sffite�Nebr�e war . aros' ' -rvotaryPubi�c <br />EDWARD J. JAROSIK <br />Nly Comm. Exp. November 14, 2011 <br />NEBRASKA- Single Family - FannleMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 448-3555 <br />LFI#FNMA3028 4/02 Page13 of13 <br />;r., '. <br />