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�� <br />- <br />A �� <br />� � <br />.�a - <br />� <br />W <br />� � <br />- <br />� <br />�� <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />w <br />� <br />W <br />...i <br />� <br />= <br />t�f <br />� <br />im�- <br />� <br />� <br />'� <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />� <br />� <br />� <br />� <br />� � � <br />�� � � <br />� � <br />� � <br />�p�q �7 <br />f�, <br />Q <br />�O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />n � <br />o -.-i <br />C D <br />� --! <br />� rn <br />� c, <br />o - n <br />� � <br />w T �-,-� <br />Y' C�L <br />r � <br />r � <br />� <br />� <br />n <br />� <br />� <br />o ,� <br />N <br />a � <br />� <br />� --a � <br />� � <br />� � <br />� � <br />� � <br />crt � <br />u-i � <br />� <br />� <br />� <br />Loan No: 101244175 � <br />DEFINITIONS <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document aze also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 9, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Gregory M Cramer and Shannilee S Barnhart Cramer, Husband and �fe <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Dier�s Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />Doliars (iJ.S. $ 70,000.00 ) plus interest. Bonower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 1, 2026 . <br />State of Nebraska <br />(E) "Note" means the promissory note signed by Borrower and dated September 9, 2011 <br />The Note states that Borrower owes Lender <br />Seventy Thousand DOLLARS and Zero CENTS <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUM <br />Form 3028 1/01 <br />Laser Fortns Inc. (S00) 446-3555 <br />LFI#FNMA3028 4/02 Page1 of13 Initials: <br />� <br />� � <br />� <br />� �--� <br />.� <br />r :-- rn <br />7 r`� �T7 <br />� � <br />� C _. � <br />n� <br />L.� y�_ <br />L � J ( <br />Vi � n� <br />:� <br />-� �� ' W <br />c <br />4Z <br />� � .. N <br />o �°�- a-� <br />6fl <br />