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<br />DEED OF TRUST � ��- � 6 8 5�
<br />Loan No: �09244850 (Continued) Page 9
<br />the events of default section of this Deed of Trust.
<br />Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity,
<br />concentration or physical, chemical or infectious characteristics, may cause or pose a present or potential hazard
<br />to human health or the env+ronment when improperly used, treated, stored, disposed of, generated, manufactured,
<br />transported or otherwise handled. The words "Hazardous Substances" are used in their very broadest sense and
<br />include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed
<br />under the Environmental Laws. The term "Hazardous Substances" also includes, without limitation, petroleum and
<br />petroleum by-products or any fraction thereof and asbestos.
<br />Impro�remerrts. The word "Improvements" means all existing and future improvements, buildings, structures,
<br />mobile homes affixed on the Real Property, facilities, edditions, replacements and other construction on the Real
<br />Property.
<br />Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses
<br />payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of,
<br />consotidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by
<br />Lender to discharge Trustor's obligations or expenses incurred by Trustee or Lender to enforce Trustor's
<br />obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust.
<br />Lender. The word "Lender" means Five Points Bank, its successors and� assigns. � The wprds "successors or
<br />assigns" mean any person or company that acquires any lnterest'in the Note.
<br />Note. The word "Note" means the promissory note da�ed September' 9, 2011, ��1 the original principal
<br />amount of 5230 ,000.00 from Trustor to Lender, tdgether with all' renewals, of, extensions of, modifications
<br />of, refinancings of, consolidations of, and substitutions for fhe promissory note or agreement. The maturity date of
<br />this Deed ot Trust is September 14, 2012.
<br />Personal Properly. The words "Personal Property" mean all equipment, fixtures, and other articles of personal
<br />property now or hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property;
<br />together with alt accessions, parts, and additions to, all replacements of, and all subsiitutions for, any of such
<br />property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
<br />premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Rea( Property and the Persona( Property.
<br />Real, Property. The words "Reaf Property" mean tfie reat property, interests and rights, as further described in this
<br />Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan
<br />egreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security
<br />deeds, colleteraf mortgages, and all other instruments, agreemertts and documents, whether now or hereafter
<br />existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means ell present and future rents, revenues, income, issues, royelties, profits, and
<br />other benefits derived from the Property.
<br />Trustee. The word "Trustee" means Five Points Bank, whose eddress is P.O Box 1507, Grand Isiand, NE
<br />688Q2-1507 and any substltute or successor trustees.
<br />T►ustor. 7he word "Trustor" means MARK M CZAPLEWSKI and RITA A CZAPLEWSKI.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH
<br />TRUSTOR AGREES TO ITS TERMS.
<br />TRUSTOR:
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