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20�106853 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />�� � "( (SeaQ <br />Bi 11 L Mowi nkel -Borrower <br />Q • (Seal) <br />Mary Jo owi nkel -Borrower <br />(Seal) <br />-Borrower <br />_ (Seal? <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie Mae/Freddfe Mac UNIFORM INSTRUMENT <br />VMP � <br />Woltera Kluwer Financial Servicea <br />Form 3028 1 /01 <br />VMP6(NE) (11051 <br />Page 1 B of 17 <br />