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<br />THIS INSTRLTMENT PREPARED BY:
<br />� Home Federal Savings & Loan Association of
<br />Grand Island
<br />� 221 South Locust Street
<br />Grand Island, NE 68801
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />Grand Island, NE 68801
<br />(Space Above This Line For Rec;ording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 1, 2011. The grantors are NSTIN S
<br />HOLDER, a/k/a NSTIN HOLDER, whose address is 639 E ASHTON AVE, GRAND ISLAND, Nebraska
<br />68801 , and CHRISTINA HOLDER, HUSBAND AND WIFE, whose address is 420 W STOLLEY PARK RE,
<br />GRAND ISLAND, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons
<br />who sign the Note. The obligations of Bonowers who did not sign the Note aze explained further in the section
<br />titled Successors and Asaigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The
<br />beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). NSTIN S HOLDER owes Lender the principal sum of Five Thousand Seventy-
<br />nine and 50/100 Dollars (U.S. $5,079.50), wluch is evidenced by the note, consumer loan agreement, or similar
<br />writing dated the same date as this 5ecurity Insttvment (the "Note"), wluch provides for Single payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on March 15, 2012. This Security
<br />Instrument secures to L,ender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewaLs,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protecl3on of Lender's Rights fln the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sa1e, the following described properiy located in the COiTNTY of
<br />HALL, State of Nebraska:
<br />Address: 639 E A5HTON AVE, GRAND ISLAND, Nebraska 68801
<br />Legal Description: LOT EIGHT (8), IN BLOCK THREE (3), IN MEVES FIItST ADDITION TO
<br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoiag is referred to in this Security Instcvment as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfixlly seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Properly is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at lea�t three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure addirional debt subject to 12 CFR 22632 only if Lender saxisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment aad late charges due under the
<br />Note.
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<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state a.nd local statutes, regulations, ordinances aad administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 2004-2011 Compliance Systems, Inc. ADCD-7DFD - 2010L1.15.461
<br />Conaumer Real Estate - Saavity Instrument DLZQ36 Page I of 6 www.compliencesystema.com
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