|
. � '�, r'-a,;. . ... ..� _ .-' .
<br /> :c " s�W� __ R�yyl���y�t.�i-��� -..'A,_—�-
<br /> � � .. .��.'��f6'1� � I '7b'��f►J•�iJ.: _ =�ii:.r�T�
<br /> •�aar� ,1
<br /> �.
<br /> i'
<br /> L..
<br /> � ' ._�._ _._ . --
<br /> -=_ _ ��_:_..�..,�,1 � 92r-310'�5 -
<br /> �
<br /> TO(3ETMER WITH all the improvemeaR rww or horeafter erected on�he propeKy.�nd All�nts. appurtanar�cec.+uid
<br /> flxtures now on c�rcaficr a p�t of tho ptoperty. All teplpctmenw am! additions �hall elco bo cuverod by this 5ocurity
<br /> L�stn�ment. Ali of tho foregoing is referrod to in this Socutity Inatrument as the"Property.'
<br /> BORROWER COVENANTS that 8orrower is IwwfLlly ccisad of tMe estate hcreby canveyed and has the riBht to Qru�t and
<br /> = convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrante ond will
<br /> defend generelly tho titk to the Propetty ogainst all cleims end dema�ds.subject to any encumbrances of record.
<br /> � �---__ ___� TH1S SECURITY INSTRUMENT combines unlfortn covenants for national use And non-unifarm coveiwnta wjth limitod
<br /> , vari�tions by juricdiction w oonstitute u unifortn secudty instrument covering real property.
<br /> -- UNIFORM COVENANTS.Borrower and l.ender covenant and agree as foilows:
<br /> :� � 1. Pnyment of Princippl nnd Interea1; Prepayment and I.ate Clwrges. Bor�ower shall pramptly puy when due tha�
<br /> — -- pdnclpul of and intercst on the dcbt evidenved by the Note and any propayment and late charges due under the Note.
<br /> - 2. Fundc for Taxes and U�surtntce. Subject to upplicable law or to u written waiver by Lender, Borrower shall pay to
<br /> - Lendcr on the day monthly payments are due under the Note.until the Notc ia paid in full,a sum("Funds') for:(a)yearly wxes
<br /> ` — end assessments which may attein pr�ority over this Securlty Instrument as a lien wi Ui�Property;(b)yearly Icaschotd pnyments =
<br /> -°°' or ground rents on the Propeny,if any;(c) yearly hazard or property insurancc+premiums:(d)yearly flood insurance premiums.
<br /> _=--= if any; (e)yearly mortgage lnsurance premiums. if any;and(�any sums payable by Borrower to I.ender. in accordance with
<br /> the provisions of paregraph 8. in lieu oithe payment of mortgage insurance premiums. These items are called"Escrow Items."
<br /> - -- i.ender may.at Any time, collect and hold Funds in an amount not to excced the maximum amount a lender for a federally
<br /> --- related mortgage loan may require for Borrower's escrow account under the federal Real Eswte Settlement Pracedures Act of
<br /> - - -- - --- --- t974 as simmcnded from time to dme. 12 U.S.C. Section 2601 el se�. ("RFSPA"), unle.ss another law that applies ta tha Funda _
<br /> -- — sets a lesser emount. If so, I.ender may, at any tfine, collect ur►d hold Funds in an amaunt not to excetd the less�r amount.
<br /> --- Lendcr may catimate the amount of Funds due on the basis of current data wtid reasonable estimates af expenditures of future
<br /> Escrow Items or atherwise in accordence with Applicable law.
<br /> � _; The Funds shall be held in an institulion whose deposits are insured by a fedaral agency. lnstrumentality. or entity
<br /> :-���.�,�.� (including L.eoder,if Lender is such an instiwtion)or in any Federal Home Laan Bunk. i.ender shall npply the Funds to pay the
<br /> __ ��,�u� Escrow Items. Lender may not charge Borcower for holding and applying the Funds,annually analyzing the escrow account,or
<br /> -��� - verifying the Escrow Items,unless l.ender pays Borrower interest on the Funds end applicuble law permits Lender to make such
<br /> w��^� a charge. However, i.ender mey mquire Bonower to pay a one-time charge for an independent real estate tax reporting service
<br /> ' '"" used by Lender in connectian with this loan. unless applicable law provides othenvise. Unless an agreement is made or
<br /> _;� applicable law rcquires interest to be pafd, l.ender shall not be required to pay Horrower any interest or earnings on the Funds.
<br /> - —���,,;.t';�%.� Hotrower and Ltnder may egr�in w�itin�,however, that interest shall be paid on the Funds. Lender shall give to Borrower.
<br /> . . ... • without charge. an annual accountiog of the Funds, shawing credits and debits to the Funds and the purpose for which each
<br /> j""' r.��C.•�-_.: .�� � � debit to the Funda was made.The Funds are pledged as additional security for all sums secured by this Security Instrument.
<br /> � ... .� '". 2t�'���• If the Funds held by Lender exceed the amounts permitted to be held by applicable law, I.ender shall account to Borrower
<br /> _e:w�.. � ••�'
<br /> -". • A•'�w'.. - for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by l.ender at any
<br /> ��. '��r. .. �--.--".
<br /> ,�,,, time is not sufficient to pay the Escrow Items when due,l.ender mny so notify Borrawer in writing,and,in such case Borcower
<br /> �`� °�7•'.�'�- ' ��'�" �;� shall pay to Lender the amount necessary to mulce up the deficiency. Barrower shall make up the deficiency in no more than
<br /> �`'�� ""' twelve monthly puyments,at i.endcr's sole diacretion.
<br /> - �"`'-- Upon payment in fuli of all sums secured by this Security Instrument, Lender shall prompdy refund to Borrower any
<br /> _' � ;.,.;,�,� Funds held by L.ender.If,under paragraph 21, I.ender shall arquire ur sell the Propeny. [.ender,prior to the acquisition or sale
<br /> _- of the Property, shall apply any Funds held by I.ender at the time af acquisition or sale os e credit against the sums secured by
<br /> '4,, '' -•� , „„ this Security fnclrument.
<br /> r,�,......
<br />,-r,�-� '?v�"• ', 3.Appikation of PAyments.Unless applicable luw provides otherwise,all payments received by Lender under parugrephs
<br /> ; �`;: ' 1 ond 2 shall be applied: 8rst, to any prcpayment char�es due under the Note; second, to nmounts payuble under paragreph 2;
<br /> :,..� i '"'"'. .°.....°.
<br /> ,�:.;: third,to interest due;fburth,to prinripal due;and I�st,to any lete charges due undcr the Note.
<br /> e%� -%� -- � ��. • 4.Clwrges�Uens. Borrower shull pay all taxes, assessments,charges, fines and impositions attributable ta�he Property
<br /> 6,. ' r
<br />-- :.��°��- ••. � which may uttain priariry over this Security Instrument, and leasehold paynx:nts ur ground rents, if siny. Borcower shali pay
<br /> �.•-� these�bligatians in the munner provided in pnragraph 2,or if nnt paid in that munner,Borrower�hnll pay them on time direcdy
<br /> '..nw� • ... �
<br /> .,_i:�;,,,,,.:,'•,,. . to the person oweJ payment. Borrower ahall promptly furnish to Lendcr ull r�otices oP umounts to be paid under this paragraph.
<br />:-...� ' ..�...:'� if Borrowcr makcs thcse payments dircxtily.Borrower shnll prompNy furnish to Lender receipts evidencing the payments.
<br /> = '•� • � Borrower shall promptly discharge any lien which hns priority uvcr this Security Ins�rwmnt unless Borrower:(u)agrees in
<br /> o T `.fn•YV �� .
<br /> ' ,;.,.:; ' • writing ta the payment of the obligution secured by the lien in u munner urceptublc to Lrnder,(b)contest�in good faith thc licn
<br /> �� : by, or defends s�gainst enforcement of the lien in, Ie�al praee.�dings which in tlie Lender's iipinion operute to prevent the
<br /> !�•.::;�;. :
<br /> enforcement of the lien; or(c)securcx fro�n thc Ixildcr uf Uie lien wi agrccmcnt tiatisfuctory to[.cndcr subordinating the lien ta
<br /> '' this Security Instrument. If Lender determine. that any part of the Pntiperly is �ubjcct to a lirn which may uuain priority over
<br /> �-it Y.� '�'__�
<br /> : r- -�:.: - this Security Inswment, l.ender may givc Brn7ower u nutirr iJcntifying the lien. Burrower sh�ll satixfy thc lien or take one or
<br /> � . " more of the actions set forth above within 10 d�yti af the gi��ing ot'nuticc.
<br /> �..y' . Form 3028 Yl90
<br /> Pp�2 0l 8
<br /> , �.
<br /> � :'n � �
<br /> �
<br /> ! :- ... , T_'---- -- . . . . ., . , '7.�'1.' ....Ja:i;i:n�Yi'F..n �..�-��` � .-._ °--- --�
<br /> 1 .., .... .
<br /> I... . .
<br /> �R....''. �.:�'i615�'�f�MSdfi:, • .. . . _. . • . . �. . . .
<br /> .. :�! e • ... -___ '_ _' _"___ ______ -"_ _ _ _ _ _ __ _ - __- _
<br /> . _
<br /> _- �.-_-'___._-_. _._'__ ' -_..__ _- ' .__.. . . '_'_'"______'__'_' '_ '' " " "_ . . _ .. _'""_' "__'"" ' '"'""_ __
<br /> . ._. .. . '_. ' '. -"
<br /> ' ____
<br /> � . ..
<br /> .
<br /> '�.� ���� - . ._. . ... . . _
<br /> - , r .� � _.. � �r . . r ,
<br /> n. , ..
<br /> . � ��
<br /> �� � K� ti- � . ., ' � .
<br /> .o � v. - � . . . . ..
<br /> `_� • �.�;1�`+l.t�. -
<br />. e �O . . .. -� ' - .
<br />� ' • , ,`j`t^A�'�:.'�'� . .� .. > ' � _ . � .
<br />-in: . ' ,`�. . � • _� , ..
<br /> ��
<br /> � .
<br /> �_. °
<br /> . � 5 . -' . ' � �. �
<br /> s ; ,
<br />
|