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<br /> L� �p� urtenances,and •
<br /> ` aud all easements.aPP
<br /> � •' � TOGE3'HF.R WFI'H all the improveutenis aow or he�reafter erected on the .
<br /> ' �. `` fixtures aow or hereafter a pait of the property. Ali reptacements and additions shalf also be rnvered by this Secvrity � � `
<br /> � 'Y, ••` Instruraent.AU of the focegoing is re fe r r e d to in this Security Iastrament as the'Property" � �c.� . " ".,
<br /> ` : B d R R O W F R C O V E N A N T S t h a t Borrower is lawfiilly seised of the estate hereby oonveyed and has the right to grant and e :� < <«; �
<br /> � ' and that the Fcopecty is anencumbered. except for eucumbrances of recocd. Borrower aanan u a n d w i ll� __ 4�;..<�.
<br /> _ ,..; convey the Property .•,.- . .. �
<br /> � �..�- defend general{y the title to the Prope.rty aEains��1�claims and dettrends.subject to any encumbrances of record•
<br /> ' .�,_� y:._•� THIS SECUR1T1f INSTttUMENT c°mbines uniform wvenants for national use ar►d non-uniform covenants with limiced :
<br /> .� . .
<br /> . ` �,. variations by jurisdiction to constitute a uniform security i�t�me�ooveriag rea!property. s _ T -_
<br /> UI�iIFORM C017ENANTS.Borrower aad l.ender covenant and agrec as foQows: when due the$�
<br /> 1. Payment o i F r i n c ip a l en d W t e r e s t 3 P r e P a Y�t e n t a n d l.a t e C h a r g e s. Borrower shall pmmpttY PaY � � .. ` ` `:~ .
<br />-- , u ' Principa!of and interest on the debt evidence�by the Note and any prepayment and tate charges due under the Note• �.;;, `.�
<br /> .- Q:
<br /> '` � • 2.fonds tor Taxe�aad insuranoe- Subject to applica6le law or w a written waiver by Lender. Hortuwer shall pay to
<br /> . r.�` . Lender on the day monthty payments are due undes the Note.until the Note is paid in full.a sum("Funds°)for.(a?y�jY�� - �<< ,' •:,a��_�._
<br /> ' � and assessments which may atrain priority over this SeCUrity Instcnment as a lien an the Property:(b)Yearly leasehold payments ; 4 __
<br /> or graund rents on the Property.if any:(c).Year�Y hazard°r pr°per[y uisarance premiums:(c!)Year1Y fiaod insurance pmmiums, I ` ..� 'Y-r-
<br /> . � � if ua}r:(e)Yeasly mortgage insusance premiums.if any:and(�a�ry s+uns PaYa61e by Bormwer to Lender,in assorda�ice with , -�
<br /> ' , , . the provisions of paragraph 8.in lieu of the payment of mortgage insucance premiu�.These ite�as are calted"Esemw Items." i:� • ��°'--
<br /> "�`�`��, Lender may, at any time,collect and hold Funds in an aznount not to excee�the maximum amount a lender for a federalty 1 .;.';•',l
<br /> , • � celated murtgage loan may re9uire for Borrower's esciow account under t6e federal Real Estate Seulement Procedures Act of , .
<br /> :.� .t;.-� 1974 as.ameaded from time w time, t2 U.S.C. Seaion 26a1 et seq. ("RFSPA").nnless aaoWer law thai applies to the Funds � `,:..��:... .
<br /> „u'`�. . seu a lessec amount. If so. Lender may. at any time,collect and hold Funds in an aiaonnt not w exceed the lesser amount. '.,.; . ��
<br /> .� t�,_•. ,. .
<br /> :- ..---.�...�'_�� .. I.ender rnay estimate the amou�rt of Funds due on the basis of current data and reasonable estimates of expendiwres of future .-- `- - --
<br /> Fscrow Items or othenvise in accordance v++ith aPP�tcable law. _
<br /> - The Funds shall be held in an institution whose deposits are insured by a federal agency, instrume�ty�,���e ; �..��_
<br /> . .'., ', (including Lender.if 1.ender is such sa instiwtion)or in any Federal Home Luan Bank.Lender shall apP Y �.,"��=r=s*=-
<br /> .. _ ' Escrow ttems.Lender anay not charge Borrower for holding and aPP�Y���e Faads.annually analyziag the escrow accowtt,or _--
<br /> � � ° verifying the Escrow Items.unless Leader pays Borcower interest on the Fnnds and applicable law pem�its Lender to matcee such . , _. ( -
<br /> ' a charge. H�wever.Le n der may require$o�wet to p ay a one-time charge for an independent rez�estate tax reportinS�rno
<br /> -_:_ - - used by L�ender in connection with this loaz►, unless apPlicable taw provides otherwise. UnIe� an agreemen „ ___-
<br /> "� �. _ applicable law requires interest to be paid,Lender shall nat be required w pay Borrower azry interest or eamings on the Fuads. < ,,, _
<br /> }' 4--
<br /> '�.';�i�n-`• v. _
<br /> Borrower and Lendes may aSree�A wri�$•hflwever.that interest shall be pa�d on the Funds.Lender shall give to Borrower, -%'�. '• ,.;____
<br /> m
<br /> ;::�.. ' ' without charge,an annual accounting of the Funds, showing ccediu and debits to the Funds and the puipose for which each `�";r-��..,"': _____
<br /> :., �w-� ;
<br /> � debit to the Funds was made.The Funds are pledged as addiriona!security for all swns secured�b ndersshall accoun�toplBorrower � ��`'
<br /> ` If the Fnnds beld by Lender exceed the amauats pemutted to be beld by applicable law, ; _ -
<br /> ��.`�..�,-. :� for the eacess Funds in accordance with the requiTements of applicabie law.If the amount of the Funds heid by L�nder at any ;.:'� _ __�
<br /> �"� '��' time is not sufficient to pay the Fscrow Items whtn due.Lender may so no6fy Borrower in writinS.and.in such case Borrower ;.,�,.,,,,�....��
<br /> r. .,_�y_�_�.:..:. ,. —
<br /> � ", �• •. ,�.:,� r shaU pay to Lxnder the amaunt necessary to u�alce up the deficiency. Borrower shall make up the deficieacy in no more thau ir j _ - -
<br /> ����•� • twelve monthly paymenu,at l.ender's sol�discretion. . �'r�.� !`�—
<br /> � . ' lJpon payraent in full of all sums secured by this Security Insavment. Lender shall pminpdy refund to Horrower any :,:r . '.:;3�-�,-
<br /> � Funds neld by Lender.If,under paragraph 21.Lender shall acquice or sell the Properry.Lender.prior to the acquisirion or sale �' __�_
<br /> of the Property.shall apply any Funds held by I.ender at the time of acquisition or sale as a cmdit against the sums secured by :� _� ��
<br /> � , . , �l; , this Securiry Inswment. -
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<br /> �t', . ,,���'' 3.AppllcatFon of Papments.Unless applicable law pmvides othe�aise.all paymenu received by Lender undes paragcaphs „ �� '-,�
<br /> � • ] and Z shall be applted:first.ta any prepayment charges due under ttJe Note;second.to amounts payable under paragrapb 2: ,tY�__
<br /> ��` .. � � • third,to interest due:fwrth.to principal due:and last.to any late charges due under the Note. �
<br /> ,�.�!:, :�}
<br /> ...,-.��.-: _____
<br /> � 4,Charges;Liens.Bonower shall pay stQ taxes.assessments,chazges.fines and impos�tions attributable to the Prope�ty __.��_
<br />' � . which may attain priority over this Security Instrument, and leasehold payments or ground renu.if any. Borrower shall pay , -
<br /> "`.� �� " these obligations in the manner provided dn paragraPb 2.or if not paid in that manner,Bonower shall pay them on ume directly
<br /> �..�<."� : . .,
<br /> � �� 7� to the person owed payment.Bonower�all promptly fumish to Lender all nouces of amounts to bc paid under this paragraph• -°:�
<br /> ��.�',1.' :.
<br /> - � " � If Bonower makes these payments direczly,Borrower shall promptly furnish to Lender receipu evidencing the payments. � .___Y.
<br />�r•�.�� � � Borrower shaU promptly dischazge any lien which has priority over this Security Ir�uument unless Bonowes: (a)agrees in
<br /> � � :�;:'•,'� .. �.: writing to the payment of the obligatio:e secured by the lien in a manner acceptable to Lender,(b)contests in good faith the Ilen <
<br /> ` , : �� by. or defends against enforcement oY t:�e lien in, legai proceedings which in the Lender s opinion operate to preveni the
<br /> ' � enforcement of the lien;or(c)secures from the holder of the li'en an agreement satisfactory to Lender subordinating the lien w
<br />:�'�,� ' � � this Security Instrument. if Lendcr determines that any part�of the Property is subject to a lien which may att�in prioriry over •
<br /> . • , this Security lnstrument,Lender may give Borrower a notice identifying the tien.Borrower shall satisfy the lien or take one or
<br /> - ' more of the actions set fo»h above within 10 days of the giving of notice. • .
<br /> � , form 8028 9190
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