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<br /> TOGETHER WiTH all the impmvements uow or he�eafter ererted on the propecty, and all easem�nts. aFPurtenances,and ; " • `, .
<br /> fiatures n�w or hereafter a part of the pmperty. Ail replacements and addiuons shall also he cuverEd by this Secuairy � � ; _ • � '°
<br /> Iasb�umtnt.All of the foiegoing is referred to in this Secvriry Insmiment as the'Propeny.' � ` , . .
<br />� BOI�ROWER COVENANTS that Harrower is iawfiilly seised of tke estate hereby conveyed and has the right to grnnt and 4 , ,, , � •
<br /> oonvey the Ptoperty and that the Propeny is unescumbered, excePt far encaimbrances of record. Sorrower warr�*s znd will � . � . .
<br />- defend gen�aliy the tide to the Paoperty against atl cluims and demaads.subject to any encumbrantes o€recorQ. ; ` _-
<br />' THES SECUR1Ty INST1tUMENT oomyines uniform covenan[s for national ose and non-uniform cov�s r•r'rh limited � �`,- -,,: ._. . ,
<br /> ��atiatior�by jurisdiction to oonstitute a oniform seaviry insuuanent covering real propecey. ° . • ..
<br />. UMFORM COVENANTS.Borrower and l.ender covenant and agree as follows: � '' • , .
<br />� 1.�'ttymea4 at Pr[ndpal aad IntePesh, Prepayment nnd La4e Chur�es. Boirow�r shall P�mP�Y FaY �*..�due the � �. . .. . . ;
<br /> Princigsi of aad inter�st on che debt evidensed by the Note and anY PreP�and late charges due under ttce Nare. t • . -
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<br />- 2.�en�for Tases an�dnsm�nco. Snbjea to applicable law or to a written waiver by Lenfler,Borrovver s�a11 pa3+to . __
<br />✓.s� I�ender on tbc day monthly payments aze due under the iVate,until the Nute is pai d in t u ll,a sum!"Fun d s')f or. (a)Y�Y� _::;���,�':_,°_.
<br /> j�` aud as5e5SmeIIis�vhic,h may attaitl p[[otlty ovec Ihis Seeu�iry inatmment as a lien ou the Pmpetty:Ch)Yearly leasehold Payments . =-r;�,�,:Y,�..,,.
<br /> or ground rents on the Pmperty,if aaY:(�)Yeuly har�rd or property insurance premiums;(�Yearly flood i�urance premiums, � � .• �.:
<br /> '� if any;(e)YearlY mortga8e insuiance preminms, if any.and(�anY S'ums PaYabie by Bflrmwer to Lender, ia ac�ordaace with `. �.��.�-�_-
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<br /> ` the pmvisions of patagcaph 8,in Geu of the payment of mortgage insurance premiums.These items are calted"Fscmw Items.' `_� �-�;�'�.
<br />' ; I,�i�r maY,at aay time, collecx and hold F�ds in an amoani ant to exc�d ttre maaim�amouat a lender for a faderally ..`:��1,','''.��,`;:_ ;
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<br />` relazed moagage loan may require for Borrower's escrow acconnt under the federal Real Estare Settlement Pcocedures Act of " �� "�s
<br />' � 1474 as amended from time to time, 12 U.S.C.Section 2601 d seq. ('RFSpA"),unless anoiher law tbai applies to the Fuuds ` �;�•;:.: . -- _
<br /> sets a lesser amount. If so. L�nder may,at aay time. collect and hold Funds in�amount not to eACeed the lesser amotmt. -•- °�•-�- �
<br /> I.ender may estimate the amount of Fuads due on the basis of current data aud cr;�sonable�of exgr�inues of future �''µL'�'���-"'
<br /> ` Fscrow Items or otherwise in accordance with applicable law. ,�;�.-�• �'�.-,.G..
<br /> ��,; �,� —
<br /> �:� 11ie Fhnds sh�ll be helal in an institutioa whose deposits aze insured by a federal a�,.^y, instcuffieniality, ar a�tity .,�,�. ' n--
<br /> _- Cmcluding Lender,if IRader is such an instimtion)or ia aay Federal Home L.oan Bank.l��idr��ll aPPlq t�e Funds to�ay the +,-..
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<br /> Escrow Items.Lender mal+not charge Borrower for holding and applying the Funds,�ually analyzing the escrow accaunt,ar . �- `
<br />.,L`�� v " ' the Escmw Itea��nnless I.ender pays Borrower interest on the Funds�d:�plicable law permits Lender to make such •�, �
<br /> eeifYmg r- � '��:�;'�
<br />��' a chazge. kImvever,Leader may require Borcower to pay a oae-time charge for�independe�3 real estate tax reporting�vice � ��. � . ..�;: ;� r
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<br />- used by I.,ender in oonnecdoa arith this loan, unless applicable law pmvides otherwi�e. Gl'r�Uess aa agreemeui is � rr . w :,. _:�! �
<br />°;��'� aPpltcable law requins inierest to be naid, Lender ahall not be cequired to pay Boico�ver auy ia�r�+est or earnings on the L�m�.s. • p^r*"`" },�.;:,,�-:��
<br /> _ F Borrower and Ixnder may agree in wtitin�,however,ttrat interest shall be paid on the Funds.Lender shall give t�Bcrr.swer, _ �`<� ,_";
<br /> '�� wlthflut c�arge. an annusl acco�ting of tbte Funds.showing credits and dr.TQi�z w the Funds aad the pnrl�for v�2eic�ear� ,, •':)�f y':
<br />. ...�.. debit w the Funds was made.The Funds are pledged as additional security for�It�s se�ed try this Sec�l,�*n ,��*�. - .`::�:��;__.
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<br /> If the Fands held by Lender exoeed ihe amonnts pecmitted to 6e hsld by ag�slic�ble law, Lcaiier shall accotmt to Eccc�swer � '�'•�� �.::_
<br /> �:�:. ';�
<br /> for the eace.ss Funds in ac.anrdance wlth the requitemeata of applicable iaw. If the amount e�d*.e Funds held by Leader at anp ,. _.�.,��-..�
<br />� tIme is not sufficieat to pay the Fscrow Items when due.Iander may so notify Eorrower in writing,and.in such case Bormwer ��:
<br /> shaU pay co Lender the amount necessary w make up the deficIency. Borrower sToall malse up the deficiency in no morc than �;.,�'��=�_-
<br /> tweSve monthly paymeats.at I.ender's sole d3scneiton. , ..
<br /> Upoa payment in full of all sumg secuted by this Securiry Instrument, Lender sball�emptly refund w Boaow�r any *��;k=::: .,'
<br /> . F u n d s he i d by L e n d e r.I f,u a d e r p a r agraph Zl,I.ender shall a c q u i s e or seU the Propeny,I.ender,prior to the acquisiaon or sale ,::-%���.. �_,�_�-
<br /> of tt�Hraperty,shaU apply any FS�nds held by Lender at t h e um�o f a c q u i sition ar s a le as a c r e d i i agains t t r e s u m s secured b y �'
<br /> this Sec�uity Iasuumenl. �,r���=�;�-
<br /> 3.Applicatton of Playments.Unless applicable law provides othezwise,ail payments received by I.e��i�i,�,.�er&aaagraphs �_�•�-�""�`r
<br /> � 1 and 2 shall be applled:first. w anY P�P�nt charges due uar�.`r the Note:second.w amonnts payable under para�:�h 2; - �-r�`
<br />�.'�: third,to inurest due;fourth,to principal due;aad last.to any lat_charges due under the Note. ,�;��' �=�:, -
<br /> 4.Cha�ges:Idens.Borrower shaU pay all taxes.assessments,charges, fines and impesi�ons amibutable to the Property � ..,�.. . . �.
<br /> `�• w}uch may attain prlorIa�aver Wis Secavity Instniment, aad leasehold payments or ground rents.if any. Borrower shall pay -�- _ -..
<br /> these obligadons in the�anner provided in paragraph Z,or if not paid in that manner,Borm��.r shall pay t2iem on time directly '�:�
<br /> to the pessoa owed payment.Borrower aball prompdy fumish to Lender all natices of amau�rs¢o be paid under th�s paragraph. :` '" ' ""'"
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<br /> If Borrower malces thes�payments din�dy.Bornower shail promptly fumish to Lender rec�e�r:s�videncing the payments. :.�:":- ,- -�,���':'-:,•
<br /> . Boraou�er shall promptly discharge a�+lien which has pr�ority over this Secvrity Instrument untess Bon�ower:(a)agrees In -� ' � ��
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<br /> � writing to the pa,yment o�the obllgation secured hy the lien in a maaner acceptable w Lender;(b)wnt�sts�good faith the Iten ;.;�;.• . °-'k�;
<br /> � by, or def�ds against enfozcement of the liea in, legal proceedinga which in the Lender's opinion a�e�to prevent the 1re-._ � ______
<br /> enforcemwt of the lien:or(c)seaues&om the holder of the lien an ageement eatisfactory w Lender saL�.°1�.3.QUg tue tiea to
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<br /> � �,.s��,i.7°.-=Cy.:..,-,
<br /> this Seauiry InstNment. If Lender determines that any part of the I'roperly is subject to a lien whlch c�ay a:tain priasE+ry+over �-::�:�. �;��,;��"_
<br /> this Security]nswment,Lender may give Borrower a notice identifyIng the lien.Borrower sball sazisEy tho lien or take one or •'�� '���
<br /> tir:xr. � � i+t-.
<br /> more of the actlons set forth above within 10 days of the giving of notice. . ''��'
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