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<br />� • � •.• , � �8 �N��I� �`} • '` �
<br /> � 4 �. .. ,f TOGETI�R WITH all the�emeats now ar hereafter ere�ted an the pr+oge�ty.and aIl easemeuts,appuitenaaces.and � `.
<br /> . ' , � � fixpues aaw or heieaftea a gart of the pmpectY.All repla�m�ts aad additians sdall also be oavered by this SecurBy Ins�meat , . .
<br /> y All af the foregoing is refeare8 m in thi4 Sec�ity?��„m rt as the"P�ope�ty.° . . .
<br /> 1 BORROWFdt COVENANTS thai Bmmwer is lawfully scised of the estate hereby oonveye�and has the right to g�aat and �. . �,
<br /> � �. - -� � convey ihe Piopeity and that ths Propesty is�aeacumbered.eacept for e,ncumbrances of rerord. Borrawec wairants and will ....--.. _.
<br /> all ctaims and demands.subjett tn an eaaunbmnces of record. . } -
<br /> - --- - -= -� def�gene�atly ttie 6ite to the Progeaty agamst Y -z--,-, --- _.
<br /> Tf�S SECURITY INSTRUMENT combiaes unifomi coveaauts far narional use and non-unifomn oovenanu widi limited '` 't, • .. -`
<br /> ' �� variations by�isdiqion to oons6tute a uniform seGUity ins�trume�i covering rzal propeay. . . ', .:
<br /> ` ``; U1�IDapRM COVE[VAM�.Bormwer and I.euder cav�ant and a�ee a4 fofIows: .`.'�
<br /> :' � : ; L Paym�t of Principal and Intere�P�rePaym�t and Late C6ar�gc9. Boaower shall promP�Y PaY whea dne the ' .'._,.-;
<br /> � � i Priacipal of and ino�est on the deht evideaced by the Note�d any pregayment and late chatges due ander the Notc. `'':, ._ °•.
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<br /> . `y ` .. ; L Frmds for Taaes and Insarauce. Sabject tn applicahle taw ar to a written waiver by Lender,Boaower shall pay w . °;�'`. .+.:�•__.
<br /> IPadea on the day monililY PaYmeats are dne nnder the Note.anW�he No�e is paid in fo11,a sam("F�mds'�for.(a)Y�Y� '`: ';��.y�•.:�s_-
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<br /> and a�ssments wbich may attain priority oved this Security Instrumeat as a liea on the P�aP�Y:N)Yeariy leasehold paymeut� _
<br /> or gtaund reitss on the Pioperty,if anY:f�)Y�Y�d�P�P�S+��P�(�Y�Y IIood insutance premiums,if � �. -� .,._Y
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<br /> • . �►Y;(e)Y�Y m�8���mi°ms,if aay;aad(�anY soms PaYabte by Bormwea w L�e n d e a.in a c c o r d a nce w i t h t he � . -
<br /> . � provisions of puag�ap5 $,in liw of the payment of mortgage insurance premi�uns.These items are cxlled �scrow Items." ' _-
<br /> . , - LQadea may,at any wne,colte�t and hold Fands in an amount not to exceed t6e maaimmn amonnt a 1ead�for a federalty relared _ . _--
<br /> . martgage loan may requue for Borrow�'s escrow account�mda the fed�al Real Esrete SeWement Procedures Act of 1974 as �;�-_.
<br /> ;,;.,.:,.;� ::-z �emded fmsn tisme tn tune.I2 US.C.Section 2601 et seq. ("RFSPA"),anles4 aaotlter law that applies w the Fnnds s�ts alesser `. ;v_ _
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<br /> . .. �, - . aa�mt If so,Lea�der may.at any time,co]lert and hold FSmds�an amomu aot tn exceed the lessa amom�t I.end�may _
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<br /> � ;::..:; esd�nate tue amoant of Fnnds dt�e on the bagis of c�um,nt data and reasonab2e esnmates of eapendibnre,s of fuuue Ess�ow Ite�s or , .�__
<br /> � - � othcawise in arc�rdance wItf�applicable 1aa+. . "'�'`z=
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<br />-: •� 'llie Funds s6all be heW un an institation whose deposits ace msured by a fedesal agency.insbcumentatity.or e,n6ty Cmclucl"mg .. '"_��- _�
<br /> .�_ . � - Lender,if Lende+r is sncb an msdtntion)or in any Fede:al Home Loan Bantc.I,ender shall apyly the Fands w pay the Sscmw _ "-;��;.
<br /> . � Items.I.eAder may not charge Borrower for holdiag and applying the Funds.annnalty analyzirsg die esarow aceount,or v�ifying .. .�'�"-.
<br /> ' the Escrow Item4.untess I.eudr�pays Boaowea int�st on the Funds aad applicable law pamits I.endea w make sucb a charge. � ' ' ;;-- _:
<br /> . �' 'r Howevea.Leader may requ�c B�mwea w pay a one�time cdarge for aa independent real espte ta�c repordng se�vice�sed by `; "t:�.
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<br /> .. . I.e.nder in comiection with this loan,unless applicab2e law provides otherarise.Unless an a�eement is made or applicable 1aw =—.-
<br /> .' requa�es int�est ro be paid,I.e�dea sLall noi be required w pay Bo:mwer any intecest os eamings on the Fands.Borrowar and . �°°a..�.
<br /> ` � ` Lender may agree in wri6mg,hawever.that intrrest sdall be paid on the Funds.Leuder shall give w Bomnwer.arithout charge,aa � .';��`
<br /> r� ` � annnal acco�g of the Funds,showu►g credits and debits tn the Funds and the pmrpose for whicb each debit to the Fund4 was . �; :;;�'`_
<br /> _ .,.. . - made.l�e Fands are ptedged as addirional saaaity for all swns secuned by this Sec�aity Instrument - :. :`��`"::,
<br /> ' If the Funds held by Leader exceed the amounts peamiued to be he2d bY 8PPlicable 1aw,Leader shaU account w Borrowes foz ,`;:::��.`'�'!?
<br />�• ' the excess Fands m aabrdan¢e wi�the req�ements of apDlicabte law.If the amount of the F1mds held by I.eader at any dwe is ..-u""::
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<br /> . . � not sufficient w pay the Fsccow Items when due.I.ende,r may so notify Brnmwer in writing,aud,in sach case Borrowea shall pay �`.=5': . .,' l'r-�=
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<br /> � w I�der the amount neces4ary co make u� the deTicica�cy.Borrowe�shall malce up the deficieucy nn no more than twelve . �:;�:-
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<br /> � . , mo�tL1Y PaYments,at Lc.nder's sole discxe6on. � � '��a�;
<br /> ';'. � . Ugon payment�fiill of all sun�s secured by this Secarity Insunment,Lea►de�r sGall promptly refand w Bormwer any Fands . _ :-
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<br /> . . . held by Lendea.If,under paragraph 21,Lend�sha11 acqutre or sell the Propecty,Leader.prior to the acquisinion or sale of the , `..;��:.;
<br /> • � � p�perty,shali apply any Funds hetd by Lendea at the time of acquisiuon or sale ag a credit against the sums szcured by thiv • :� ,°�:�y
<br /> Security Instrutnenl. � . =
<br /> 3.Applica8on ot Paymenta Unless applicabte law provides otherwise,all payments received by L,ender under paragraphs . . - ���
<br /> � � 1 and 2 shaU be applied:frrst,w any prepayment charges due under the Note:second,w amounts payabte under.paragraph 2; � . �
<br /> �� t�ird,w inuxest due:fo�ath,w yrincipal due;and tast,to any tate charges due under the Note. . . �� � �
<br /> . : : - 4.G�harges:Lieaa Hoaowed shall pay all tanes,assessments,charges.imes and imposi�ons auribulable w the Property --.-_---:-��
<br /> . ,. � which may aitau►priority ovea thls Se.c�ity Instrument,and leasehold payments or ground rents.if any.Borrower shall pay these . .-
<br /> � , obligations in the mannea provided ia paragaph 2,or if not paid in that mannes,Bmrowcx shall pay chem on time direcily to the . ,
<br /> ' persan oweA payment Bmaower shall promptly fumish tn Lender all notices of amo�ts w be pzid unde�this para�aph.If :
<br /> Borrower makes these paym�cs directly.Boaow�shall promytly fumuh to Lende.r receipts evidencing the payments. •:
<br /> . Barrower shall promptly discl�arge any lien which has priority oved this Seauity Iaswment unless�onower:(a)agrees in ,. ' ,
<br /> . . , writing w the payment of the obligation secured by the lien in a manner acceQtablo to Lender;(6)contests in good faith the lien ,.
<br /> • by. or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the . • . .
<br /> . enforcement of the lien;or(c)secures from the hotder of the lien an agreement satisfacwry w I.ended snbordinaring the lien to . �
<br /> � � � tbis Sec�rity Insuumen�If Lender dete�mincs that any part of the Pmperty is subject to a lien which may attain prioriry over lhis .
<br /> � • Seauity Instnunent,Lender may givc Borrower a notice idendfying the lien.Borrower shall satisfy the lien or t�ke oae or more
<br /> of the acaons set forth above within 10 days of the giving of notice.
<br /> Form 5028 9l90 �
<br /> � �-BR�NE��92721.01 Pago2o18 InRlata: . .
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