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� <br />� <br />�� <br />N .�. <br />e � <br />� � <br />� <br />0 � <br />� = <br />-� <br />.�� <br />- <br />� <br />�� <br />� <br />��� <br />� � <br />� � � <br />� �F! <br />� � <br />�� <br />�� <br />� <br />�-., <br />��� � <br />.._.. <br />� � <br />� f' u r� <br />c ,, � <br />� `, F--+ <br />T , �:_.. W <br />rs �_ <br />L:7 �_ <br />� � <br />!'�l � <br />o i ".� � <br />o � <br />�o � ' rv <br />N �� <br />[Space Above This Line For Recording Data] <br />MIN:100416700015603039 <br />.� <br />.� <br />� <br />�' <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIR5 OR <br />ITS AUTH4RIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 13th , 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is James A Carlson, a single person <br />Borrower is the trustor under ttus Security Instru�nt. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� uNote" means the promissory note sigaed by Borrower and dated September 13th , 2011 . The <br />Note states that Borrower owes Lender One Hundred Ten Thousand Five Hundred and 00/100 <br />Dollars (U.S. $110,500.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />October 1, 2041 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� KLoan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />aze to be executed by Bonower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(� KApplicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddte Mac iJNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 906004 Creative Thinldng, Inc. <br />c� cn <br />o w -- � i <br />C Y <br />z —� <br />--i � <br />� o <br />c� � <br />Tt � <br />T (ll <br />� � <br />C' �Z7 <br />r D. <br />� <br />R <br />n <br />cn <br />� <br />� <br />O ,° <br />N � <br />F—� � <br />0""e , . <br />Q � <br />�) � <br />� <br />0 <br />O <br />�b <br />�� B � <br />„ <br />� <br />GOTO(OO18eac6) <br />.��_`-� <br />