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� <br />20110678� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />Witnesses: <br />(Seal) <br />Da Novinski - sorrower <br />� Seal <br />V(�� c ) <br />Carole J Novinski _Borrower <br />(Seal) <br />-Borrower <br />�5881� <br />-Borrower <br />[Space Below Thts Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 8 th day of September 8. 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Daniel E NovinslaandJ'Carole J Novinski, Husband and �fe <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. . <br />My Commission expires: '� � I(y, ��� <br />e <br />���`�0� <br />��'�,� WBR� J. J81'OSI -Notary Public <br />�, �fU�2di1 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/07 <br />Laser Forms Inc. (800) 448-3555 <br />LFI #FNMA3028 4/02 Page 13 of 13 <br />