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0 <br />� <br />� <br />N � <br />� � <br />� ��� <br />� �� <br />B <br />� <br />� �� <br />� <br />a <br />�� <br />� <br />� <br />� <br />�� <br />i..'"'9 <br />�� <br />�� <br />� <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />�— <br />W <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />� <br />�. � <br />� � <br />� � <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />re: <br />� �� � � � <br />� ''_a O -- 1 � <br />� r �- r� � n ny � <br />�' r r°, .. � —i rn O � <br />� s'; -C G <br />o i°. � <br />O - Tl F--a �. <br />r � 1, �n7 � � <br />c. � a---° � <br />� rn <br />� � � � � � <br />r � <br />� � r � � � <br />� <br />� 0 1! '� N � � � <br />n � N � ,� � , <br />� Ul Cn f"'a � <br />�� � � �, <br />$4. �b <br />[Space Above Thts Lin� For Recording Deta] <br />DEED OF TRUST <br />Loan No: 101242783 <br />DEFINITIONS <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 8, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Daniel E NovinsWand�Carole J Novinski, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska . <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 , <br />(E) "Note"means the promissory note signed by Borrower and dated September 8, 2011 . <br />The Note states that Bonower owes Lender <br />Four Hundred Seventeen Thousand DOLLARS and Zero CENTS <br />Dollars (IJ.S. $ 417,000.00 ) plus interest. Bonower has promised to pay this debt in regulaz <br />Periodic Payments and to pay the debt in full not later than October 1, 2026 . <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUME T <br />Form 3028 1/01 -�� <br />Laser Forms Inc. (S00) 448 -?44S <br />LFI#FNMA3028 MO2 Page1 of 13 Initials: <br />