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201i0674� TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall • [fype of Recording Jurisdictionj [Name of Recording Jurisdiction� Lot One (1), Horizons West Subdivision, Hail County, Nebraska. which cunently has the address of 8502 N 130th Rd [street] Cairo , Nebraska 68824 ("Property Address"): ��y� [Zip Coda] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Properly against all claims and demands, subject to any encumbrances of record. THIS SECURIT'Y INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited vaziations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT Form 3028 1/01 �� Laser Fortns Inc. (800) 446-3555 1 LFI#FNMA3028 4/02 Page3 of 13 Initials: C�.