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<br /> � � '�OOETHER WI'TFi all thc improvemcnts now on c�rettftcr crect�;d nn thc propcny, and nll cascmGnis, uppurtcnencay,and �
<br /> fatures aow o�hcreafter a part of tho pmperty.A11 rcpl�ccmem9 snd�ddltions sh�ll nlso bc covcrcd by this Secudty lnsUUmcnt. �
<br /> Atl of the forcgoing is referred W in thls Sccurity Instrum�nt As thc"Property"
<br /> . ; BOP.L:Ot9�COVENA�ITS ttwt I3orro��cr!s l�ti,fully�elscd of the�st�te hereby c�nveyed and ItPS the ria�►t to�raat end
<br /> � convey the Property and lhat the Property is unancumbrred. except for encumbrtances of record.Bornnwer werrants urtd will
<br /> defend generelly the ritie[o�he Property against a11 claims tu►d dcmands,subject to ony encumbrances of record.
<br /> ...;;,^- TFiIS SECURITY ITVSTRUNIDNT combincs unifo�m covenants for national usc end non-ure�foRn covcnants with limitcd ,
<br /> t. variations by jurLsdicdan w consdwtc a unifonn soc�uity inswment covcring rcal property.
<br /> UNIFQRM COVHNE�M'S.Borrower and Lender covcnent and agrce as foUows:
<br /> 1.P�yment,of Princ3pu!and Interest;Prepayment and Lete Ch�rgeg. Bomowcr shall nromplly pay when due tho �
<br /> prin�ipal of and interess on the debt evidenced by the Note and any prepayment and late chcuges due under thc Notc. •
<br /> 2.Funds fur Taxes and Insurance. 5ubject to eppllcable !aw or ta a wriuen waiver by L.ender. Boirower shall pay to .
<br />_ I,ender on tho day monthly paymenis are duc under lhe Note.nntll the Note is paid in full,a sum ("Fl�nds")for:(a)yearly taxes . _
<br /> and asscssmcnts whict►may attein pdority ovcr thi�Security Instrument es a Gen on the Property; (b)y�arly leasehold payments �' �``"�`""�"'
<br /> '��"� or ground nnts on the Property,if any:(c)yearly hazard or pmperly insurance premiums;(d)yearly tlood fnsurance premiums,if . . :
<br /> �%�� any: (e)Yearly mortgage insura►►ce premiums.if any:and(� any sums payable by Boaower w Lender.in accordance with the •""_'
<br /> ,, „ provisions of paragraph 8,in Ileu of the payment of mortgage insurnnce premiums. Tiiese items ere celieci °Escmw Iten�s." �'`�j�--
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<br /> Lender may,at any time.collect and hold Funds�n an amaunt not to exceed Ihe ma�cimum emount a lertder for a federally related �ti���
<br /> � mortgage loan may require for Borrower's escmw account under the federal I�eal Estate Setilement Procedures Act of 1974 as ''�•
<br /> nmended fmm time to pma,12 U.S.C.Section 2601 et seq. ("RESPA"),unless another law that applies to the Funds sets a lesscr �";�:�
<br /> � amounG If so, Lender may, at a��y dme, collect and hold Funds in an amount not to eaceed the Iesser emouni. Lender may
<br /> esdmate the amouat of Funds due on the basis of cuerent data and reasonable estimatrs of expendltures of future Hscmw Items or �;. . • �'�==
<br /> � �' otherwise in accordance with applicable law. x.
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<br /> 'Il�e Funds shell ba held in an insatudon whose deposits are insured by a federaD agency,instnimentality,or entity(including ���
<br /> �. Lender,if Lender is snch en insdturion)or in eny Federal Home Loan Bank. I.ender shall epply ihe Funds to pay the Escrow =:.�.. ���
<br /> .:,�°•� Items.Lender may not charge Borrower for holding and applying the Funds,annuully analyzing the escrow account,or verifying __
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<br /> ���: � thc Escrow Ilertes,unless Lender pays Borrower interest on the Funds end applicable law permits Lcnder to make such a chargc. �_
<br /> ,�:f,_= riowever. i.ender map requue Borrowcr io pay a u�ia-ti�ae��,n��o f�,w� ;;�3e����t:�al asinw ta;�r�,�,«;;.ffi x;aiw u�br �
<br /> '' 1.ender in connecdon with ihiv loan,unless appllcable law provldes otlseiwise. Unless an agreemeut is made or applicable taw ��
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<br /> ��:it � requims interest to be paid,Lender shall not be rcquimd to pay Borrawer any interest or eamings on the Funds.Borrower and ��
<br /> � i.ender may agree in writing,however.that interest shall be paid on the Fluzds.Lender shall give to Bocrower.without charge,an �
<br /> aanual eccounttng of the FUnds,showing credits and debits to the Funds and the purpose for which each debit w Ihe Funds was ��—�-�'�''
<br /> •� mede.ltie Funds ere pledgect ns eddidonal securiry for�!1 sums secured by this Securlty Instcument � '-
<br /> If the Funds held by Lendet exceed the amounts perrniued to be held by app�icab�e law,Lender shall aaount to Borrower for ��
<br /> � � the excess Funds in accordance wlth the requirements of applleable law.If t�he amount of the Fands held by Lendu c►t any tlme is �
<br /> . not sufficient to pay the Escrow Items when dus,I.ender may so notify Bormwer in writing,and,in such case Bortower shall pay
<br /> . � to Lender the amount necessary w ms+ke up the deficiency. Borrower shall make up the dcfici�ncy in no more than twelve . —
<br /> monthly payments,at Lender's:,ole dlscrepon.
<br /> Upon payment in full of all sums secured by this Security Insvument, I.ender shall prompdy refund W Burrower a��y F�nds ��"
<br /> _. held by Lender. If,under parag.�ph 21.Lender shatl acquire or sell thc Property,L.endcr,prior to the acquisition or sale of the =
<br /> -. ". 4 .. Prop�ty, shall apply any Funds held by Lender at the time of acs�uisidon or�ale as a credit against the sums secured by this -
<br /> Security InstnunenG _--
<br /> ' 3.APpllcation ot Paymeuts. Unless applicable law provtdrs othenvLse,all payments received by L.ender under paragraphs -
<br /> 1 and 2 shall be epplied: firs�to any prcpayment charges duc under the Note; second.to smonnts payablc under paragraph 2;
<br />`:.",�,. , th�rd,to intemst due:fourth,to princlpal due;and last,to any I�te charges due under the Noie. _- -
<br /> , '���": 4.Chargcs;Lkns. Barowee shell pay ell t�ues,assessmcnts,ctwrges,fines and impositions atnibutablc w the Property ___
<br /> �'�i;` ' which may easin priority over this Sccurity Insuument,end leasehold payments or�round rents,if any.Horrowet shuU p�y these -
<br /> �: � ., obligatIons in ihe ma�nner provided in paragraph 2,or if noi paid in that manner.Borrower shall pay them on time direcdy W the E.,���,�.__.
<br /> " � ` t- person owed payment Horrower sha(1 prompdy fiimish to I..eader ell notices of amounts to be paid under this parngraph. If '`""�'"'�
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<br />-: . +� Bomower mates these payments di�ctly.Horrower shall pmmpdy fumish to Lcnder m,ceipts evid¢ncing the paymrnts. _1-.�;,I=__
<br /> •• - � Aorrower shall promptly dischargc any lien which has priority nvrr this Seciuity Inswment unless Borrower. (a)agre�s in � �?—
<br /> � wriung to¢fie�a}nnent of U�e obligation secured by the lien in a manz�er acceptable to Lender.(b) contesu in gaod faith the 99en ��_._ . '��;:
<br /> � by, or defends against enforcement of ihe lien in, legal pmceedings which an the I.ender's opinion opexate to prevent ttie " '�-'"�'��''�``;T
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<br /> ;,. cnfo�+cement of the lierr, or(c)ser.um.s from the holdcr o8 the lien an ngc�emer�Y satisfactory to Lende�subord'anating the fie�to ���� �
<br /> . ` this Secur'sty Inswmen� If Lender determines that any part of the Propeary is subject w a lien which may auain priority ovea this '�':;r��;f.;.,�'''
<br /> � � Securiry Ia�s�unent,Lcnder ma eve Borrowcr a nodce iden ' � '�'' "
<br /> �;�_�- Y�� �8�re Ilen.Borrower shull sadsfy the lien or take one o.r rnnre �..;{;: �.--..
<br /> • of the xtians set focth above within IO tlays of thc giving of natice. '':4.�,i�ya;,.
<br /> � Foren 3028 CIYO . �:: ,�.'
<br /> �'ER(NE)1o2t21.Ot Pnp�2ot8 IMtiale: _. . - '-- �
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