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<br /> ' �� � � TOGETHP.R WITH all thc improvemcnts now on c�renfter erected on the propeny, and all cascments,nppurtcnunces, und
<br />-• � fixtures now on c�rcaRcr �� purt nf the propeny. All replacements and additions shall also be covered by this Securiry
<br /> ' � Instrumcnt. All of thc fomguing is rcfcrred to in this Sccurity Instrument as the"Property."
<br /> BORROWER COVENANTS thut Dorrower is lawfully seised of the e+tute hereby conveycd and has the right to grnnt and
<br />' • , convey thc Propcny iind�hut�he Properry is unencumbercd, exccpt for encumbrunccs of record. Borrawcr wutrnnts snd will
<br /> , d�Ycnd�enerally the UNe to the Propeny aguinst all clui�ns�nd demands,subject to any encumbrances of m,cord. _
<br /> . .,�y�;,�k . 'fii1S SECURITY INSTkUMBNT combines uniform covenants for national use and non-unifarm covenunts with limited
<br /> � "°"' �� variutions by jurisdiction to constitute a unifonn security instrument covering real property.
<br /> • �� UNIFORM COVENANTS. Bon•owcr:uid Lendcr covcnant and agrcc as follows;
<br /> :.;.�!'�'� 1. Payment of Principul and Interest; Prepayment and Latc Chnrges. Barrower s6all promptly pay whcn due the
<br /> � principal of and interest on the debt evidenced by the Note and any prepaymcnt and late charges due under the Note.
<br /> � 2. Funds tor Tuxes ar�d�nsurnnce. Subject to upplicablc law or to a wrItten waiver by Lender, Borrower shall pay to =
<br /> ;;,, Lendcr on the day monthly payments urc d4e undcr thc Note, until the Note is paid in full,a sum("Funds")for:(a)yearly taxes _
<br /> • and nssessinents which m�y attain priority over this Security Instrument as a lien on the Property:(b)yeurly leasehold payments -
<br />' �:� , • or ground rents on thc Property, if uny;(c)ycarly hazard or propeny insurance premiums;(d)ycarly flood insurance premiums,
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<br />��-_���;;�y A if any; (e)yearly mortgnge insurance premiums, if any: and (�any sums payable by Borrower ta I.ender, in accordance with
<br /> ,,;,���� ., the provisions of paragreph 8,in lieu uf the payment of mortga�e insurance premiums.These items are called "Escrow Items.' `
<br /> -°-' ;;,:..±,� Lender may, at any timc, collect and hold Funds in an amount not to exceed the maximum amount a Iender for a federaUy
<br /> 'E';:���cX,�� relAted mortgage loan may require for Honower's escrow account under the federal Real Estate Setdement Procedures Act of _
<br />;���y,,.._, ,,; 1974 as amended from timc to time, 12 U.S.C. Scction 2601 et seg. ("RESPA"), unless another law that applies ro the Funds
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