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<br />REQUESTED BY: SEND TAX NOTICE TO:
<br />w01106623
<br />Equitable Savings & Loan Associatian
<br />RETURNTO: PO BOX I726, 221 N 3rd St., Sterling CO 80751
<br />[Speae Above Thia Llne For Recording Data] � a��
<br />DEED OF TRUST
<br />DEF[NITIONS
<br />Words used in multiple sectinas of this do�umeat are defined below and other words are defined in 5ections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used ia this dacument are also provided in Section 16.
<br />(A) "Securlty Inatrument" meaas this document, which is dated Saptembar 02 2011 ...................................... together
<br />with all Riders to this dacument.
<br />(B) "Borrower" ls .Deanna Neubauer.. Pes:so.11 ........................................................�..........
<br />....................................................................................................................................................... .
<br />Borrower is the austor under �is Securiry InstrumenG
<br />((,7 "Lender" is .. EQuftable Savin�a and Loen Aesocfation ...........................................................................:..:. .
<br />Lender is a... Corporetion .............................................................................................. organized and extsnng
<br />under the laws of .... The United States ofAmericx+ and the State of Colorado ,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,�nder�s
<br />....................................................... ....
<br />�� � ...120 CEDAR 80737
<br />......... ...........................................................
<br />Lender is the beneficiarv under this Securicv Inse�unen�
<br />{D) ^Tn�cee° is Gary D Byrne, a member of t e N Stat Bar Assc
<br />e tem�er'd2� 2�1� �
<br />(E) "Note" means the promissory nore signed b Borrower a� dated ......P .............�...........................................,, .
<br />The Note states that Borrower owes Lender ..F��. EIGHT THOUSAND FOUR HUNDRED TWENTY FIVE,AND N0/100
<br />..... ............. .....,.....
<br />..................................................................
<br />. Dollars (U.S. $ 58 : 425 : 00 ..................) plus interest. Borrower has
<br />promised tapay this debt in regtilar Perialic Payments and w pay the debt in full not later than ....................................
<br />October01, 2�41 ................................................................................ .
<br />........................................................
<br />(F') "Property" means the property that is d�cribed below under the head'mg "Transfer of Rights in the Property. °
<br />(G) "Loan" means the debt evidenced ythe Note, plus interest, azry prepayment charges aad late charges due under the
<br />Note, and all sums due under this Security plus mterest.
<br />(H) "Riders" means all Riders to this Security Instrument that are exewted by Borrower. The followiag Riders are to he
<br />executed by Borrower [check box as applicablej:
<br />❑ Adjustable Rate Rider � Condominium Rlder 0 Second Home Rider
<br />O Balloon Rider ❑ Planned Uait Development Rider ❑ Other(s) [specify] ..........................
<br />❑ 1-4 Pamily Rider ❑ Biweekly Payment Rlder
<br />(n "Applicable Law" means all conprolling applicable federal, state and local statutes, regulaaons, ordinances and
<br />administradve rules aad orders (that have the effect of law) as well as all applicable final, noa-appealable judicial opinions.
<br />(J) "Community Associetfon IAia, Fe�, and A�s�nenta" meaas all dues, fees, assessments end other charges that are
<br />imposed on Borrower or the Properry by a condominium association, homeowners association or similar organizadon.
<br />(I� "Electroaic Funds Trenefer" means any transfer of funds, other thaa a trensaction originated by check, draft, or similar
<br />paper instrument, which is initiated thrwgh an electronic tecminal, telephonic insavment, computer, or magnedc tape so as to
<br />order, instruct, or authorize a financial insritution to debit or credit an account. 5uch term includes, but is not limited w,
<br />point-of-sale uansfers, automated teller machme uansactious, u'ansfers mitiated by telephone, wire trancfers, and automated
<br />cleariaghouset[ansfers.
<br />(L) "Fscrow Items" means those items Yhat are described ia Sectlon 3.
<br />(N�I) "Miscellaneous Proceeds" means any compeasation, settlement, award of damages: or proce.eds paid by any third parry
<br />(other than insurance proceeds paid w�der the coverages described in Section 5) for: (i) damage ro, or destrucdon of, the
<br />Progerty; (ii) wndemnadon or other taldng of all or any part of the Property; (lli} conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Properry.
<br />(1� "Mortgage Insurance" means iasuraace protecting Lender agarost the nonpayment of, or default an, the Laan.
<br />(0) "Petiodic Payment" means the regularly scheduled amount due for (i) principal and interesc under the Note, plus (ri) azry
<br />amounu under Sectioa 3 of this Security lnsuument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implemeating reguladon,
<br />Regulaaon X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
<br />or regularian that govems the same subj�t matter. As used in this Security Instrument, "RESPA" refers m all requirements
<br />and restricrions tLat are imposed in regard m a"federally. relat� mortgage loan" even if the Loan does not qualiCy as a
<br />°federally related mortgage loan" under RESPA.
<br />(Q� "Succ�eor in Interest of Borrower" means azry party that has taken title to the PropertY, whether or not that party hes
<br />assumed Borrower'a ohligadons under the Note andlor this Securiry Insrivment.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />This Security Insm�ment s�ures to Lender: (I) the repayment of the Loan, and all renewals, exteasions and modificatioas of
<br />the Note; and (ii) We performance of Borrower's wvenants affi agreements under this S�rity Instrumen� and Ure Noce. For
<br />this purpose, Borrower, m consideradon of the debt and the mut herein created, irrevocably grants and conveys to Trustee,
<br />m mist, w{th power of sale, the followin$ descn'bed property located in the ... County ............................................. of
<br />IType oi Reeording Ju�ietfonl
<br />Hell •
<br />. ............................................................. . .............................
<br />Lot One (1), in Block F�n t� Yn �1a��c�� d�un � the City of Orarnl island, Hall CouiHy, Nabraska.
<br />which currendy hes the address of .622 Washfn$ton ............................. .... ..................................................
<br />�i8aaecl �
<br />Grand Island . Colorado ..68801 .. ... ...... ............. (°Properry Addnres°):
<br />............................................. ... . ..
<br />•••••• . I�YI � •• fZip Codel Fmm3U06 1/Ol
<br />COLORA00—Single Fempy—Fentde MaelFreddte Mao UNIFORM INS7AUMENT I�������
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