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<br /> . ' PAQG 4 OF 4
<br /> �'j— �,9,��a,�7� ADI9i710NAL TERMS �. ._
<br /> LIMITEO lY1RRAMn: Mr salo �nd e�tlusire remed�aqalnst you or r6ur assl4nee sh�ll ba iimited to mr rigAts and remedles under Ihe o�prets LIMI1En WARRAMIY�ou e�len0 ta
<br /> me at the time I slgn t�ls Canlract.My e�cluql7e rlghtt nnd ramedies undar tAe rrarranty shall Aa in Ileu ol OII alher rlgAts or rernedles, ol lew or In eqult�,v�here pe�mlited � � �
<br /> bY ovpllc�ble state law. *.-
<br /> All MANUFACTUAED WINUOW PROOUCiS ARE NOT CUAR�1liEE0 ACAIAST COMOENSATIOW. MOISIUAE fORNATIOM OA FROSi. PAOO�CTS�AE HOT GUARAkiEED AGAINST CORROSiON QUf
<br /> TO ADYERSE CLIM�TIC COk01TI0NS. `
<br /> :: � BU�ER,REAO 1HE SEPAR�iE"LIMIT�U WAAAAN11r"WHICH IS A SEPARATE WRITiEM INSiRUMERT PERTAINIMC SOLELY lU MANUFACTUAEO Pk00UCIS Of THE PACESETTEN CDAPORATIOk ��`'='J=
<br /> ANO WHICH "IIMITED W�ARANi�"HAS BEEN DELIYEREO i0 EACH RESPECTIYE BUYER IN C�NREGiIOR WITN THIS S�IE.THE FORECOINC PAOYISIUNS RECAADIMO CO!!CfHSaT10d 00 N01
<br /> AP�IY TO 51uiNii. -��:
<br /> Further, The Pacesetter Cor oration makes NO REPAESENTA110N OR IY�ARARn OF ANl' KINO OR NATUAE NIHATSOEYER, EIIPRESS OR IMPLIEO,1MITII RESPECT i0 THE ENERGY � '`.'��
<br /> �:'. '�;�,.;-
<br /> •^"""' S�YiN05 I CUUtD OR MA1 ACNIEY BY USE OF TNE PROOUCi(S). I underst�n� th�t any ener4y sarinas I may acAlere Is deptadent upon a num6er al Pactors, Includln{, Dut nnt �-'-�
<br /> '"' Iimited to,the trpe, qeanUty and puality ol Insulaflon In my home,the padlcuiar slie and styie of mr home,IGe trQe o} qwlity of constructlon of my home,mr p�fticulu IISe ',"'",��
<br /> st�ie, the num6er o? openings in mr home,propor moNbdng nf thermostat settln�s, cllniatic condltlons and locatlon of mr hnme,and eren tho type nf ener�r consuTed fcr - -
<br /> heatlnII and afr conditloning purposos. � • .-:-_
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<br /> �. � PREPAYhfEN'P ANP 1CCRUAL UF THh:FINANCF.CHANGG:Even though I do nrn have lo pay murc�h:m thc rcgul:v.rheduled mnmhly paymcnt.l have ihe right -
<br /> . ��, ' ��•f� flnnn���y�he�vhW�le aronom ouing tu y�m in full:�t any lime or in part(rom iime�o titne.1 undenlemJ ihat Ihe finance charFe(intercsU i+computed da�ly.1 know my � - --
<br /> •�tit,',;,,,,,�; rc chnrgr ill br Ics4 if I roakc an rarly paymcnt,anJ it a•ill bc highrr if I pay latc:l also recogniac that any ncecstary;�djutitment to my total finunt�c�nr�c will � -
<br /> �; . :,, be rcllertcJ in my Imul hfll: 1;J+n knu�c Ihat the amounh shown on p�gc 2 for thc Finnnce Charge.7'utal o(Paymems,and ihe Tutal S•rlr Rice arc estimate.6asrd on
<br /> • �•,'•;;;r:•..;'; ihe uttiun7pliun thal you u ill rcccivC each o(Ih�payment.rzuctly on its Jue date;and 1 kn��i� �hat therc will be no rcfund if 1 prepay hecause thcre is nothin�tn rePund '' �
<br /> � '�., «hen 1 am churgcA on a Jaily hasis-I�l�m�th:ll I�7II RheIC�,rctunds anJ rrcdit,tu whieh I miEht tx cntided arc lcss Ihan one dollar 1$I.Oi)1,no refunJ wfll�madr..1 '��``��
<br /> may vc,lum:irily ptepay thc:imnunt 1 wvc�ou.in(ull nr in p:vt..0 any�imr.I(1 makc a pani:d prcpayment,I must cnntinuc�o makc mY regular paymcntti unlil 1 havc ,;;�:.Y�
<br /> , pa�d aIl amounts o�ced 1 knu��Ihat il I prcpcn [hc�vhulr amuunt,you m:n�rullrrt or rctam from nu a minimum ch:ugc nin grcatcr than Y10.00.
<br /> tiPEC1:iI:URDER GOt�llS:I knu��that<<�u ha�r mra�urcd my hnu,r and ii.npcningti.o�hal you ran muAc�hc Pnxlurts tu ti�my�pan�rular h��uu.�nd�hat the g�kkl. _�
<br /> probably�vill not fi�any rnii�r hnu,r+,.n 1�An„�� ihat I rannn�r.�u rl thi,rumr.i�t ai un� �imc aftcr�hr period��(timc givcn w mc hy la���m which w canccl.Alicr that ':.'�,,.;``
<br /> Icgal period nf timc.1 Anou th.n 1 hrv�th:ohbgaunn tu pa5 Sou m full�hr amuunt uwcd. �.?=�_�-=
<br /> �����:
<br /> � COh1A7ENCE:MENT nF T}DIi i'INA:VC�;CHARG�t Thc financc charFc(imcrc.q is cx�imu�cJ[o s�art within 30 days af thc datc c�f this contnct,cxccpt in Ihc ev�nt �` � -
<br /> , that you complete�he in+tallatinn af�hr�nuds�nd servire,on annther date.ihen the finance charb+c Untcrcyt)will begin lo nm im the date thal I+ign Ihe Completion ` �'}''�•" ' -
<br /> Cerhficate.'fhe amount of finance rharge timere,q may be more or Icss Ihan Ihe;i,�wunt Jiscloxd depending nn the amnunts I pay you and my time�ine�s in makmg puyment.. 1 �"'��`1�x°`_"�
<br /> • •' DEtAULT:I will bc in dcfault undcr this contr,�ct if: I.1 don't makc a p;ryrncm whcn duc;or 2.1 bR:ik any prornisc I made to you in this comrurr or 3.Samcthing cl�c �.',��.lF<`+_ � -_
<br /> ., 4� hn pC115 1Vllll'II C:IUSCti uu In brlicvc in ocxl faith that 1 do not intcnd to a� w as romiscd;or 4.1 dcfault on an•obli atians(or which 1�m usin m homc as collutcnl: ''�°'J'`'"-'�
<br /> P Y E P'S Y�. P ! 8 B Y J••• �
<br /> or q.Somc�hing happcns io my housc which threa[cns your rights,if amy,in il. •t•+}:"
<br /> i:�
<br /> COLGCCTION CUSTS:If I am in default of this comr.�ct and you demand full payment.I undenuind that you have�he ri�ht to foreclose the mangoge 1 hnve Fiven to �*�1���
<br /> ou and to havc m houu+nld�o rc � an amounts I owc ou.Bcfnrc m houyc is sold, ou wil!do all that the law rc uucs.I undcrstand that if ou hirc un nttomc .>'r•' �• �;r;,'�"
<br /> Y Y P�Y' Y Y Y Y q y Y ..,.
<br />_ ,� to assiu you in thc cnforccment n(your rights,incNding thc tialc of my house or n lawsuit.I agrce to pay you for masonable uttorncys'fecs nnA for othcr rclatcd expeuscs ° �
<br />,��; surh as court costs,tiNe+earches and money you expended fo prorcct my houx,if you urc allo�ved to r.nllect such amounts by fa+v. ,}1�. ,.��;,
<br /> ' �� � OTHFR RIGHTS:You can rhoo+e nrn to enfoice any of the ri�htc w3der thiti mntraet a,often nc you u•ant without losing them.Ot,you ean de!•ry enforeing any of�he ���,: �; ��
<br /> - righcs without losing thcm.You cnn al,o u+c:my riEhts now nr�n the fuwrc givcn to you by la�v. ,�_�j• ;�,
<br />_ „ - � � t1�LA:^o:1�n�...�i,�t you�.iii u,r ywr oc.c ciion.w mscaii irtc rroaucts i am purchasmg on my Iwuse,but 1 ulso understand Ihn in some siwntions ou mn enrnunter
<br /> delays that arc ca�u;l C y 5trikec,�veather cnnditiom,dclayti}•�u have in obtaining materixls,or for other rcasonti that nre t�eyand your contml.1 will not hnlc�i yi�u liable r+. I r��j'�
<br /> For such dclays. �,
<br /> � REQUEST fOR F��iLL�'AYl11ENT:lf 1 am in defauli under this contract,you can Jeclare aIl�hat 1 owe umdea ehis contract payable nt ance.I agrce to pay yau Intercst ;!'
<br /> on that amount nt�hc muximum rontracmal ratc ullowed by luw until thc nmount 1 owe you is paid.I nlso knaw thu:you cun foreclusc the mortgage 1 have given to you. �?;
<br /> ARBITR 1T90N:lf I hu�•e a dispute or claim with you coneeming the yuantity,quality or perfamiance af the Produc{s.1 undentand that my dlspute may be submitted ".
<br /> to nnd sctded�ccordinF to thc nudiation-arbitr:ntion program that may have Jeveloped in my community.l vlso know that uny decitiion madc by nn arbitraror(s)�could be
<br /> . cntered in thc court huving junsdiction uvcr mc anJ yoa -
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<br /> SALVAGE VALUE:I know�hat the�vindows,wocxiaork.�iJing,brick and other tnaterials that have to tx:rcmoved by pou for this instnllution have NO salvage vnlue.
<br /> Nhcn you rcmovc thcm,yuu c•rn hrvc them for whatc�cr purpa�c you want.
<br /> , SPECIAL SITUATIONS:Due lo thc uniqucnctis of somc of thc Paxluct+that ynu scll.1 undersiand that in sp�cial situntions your Rcgional Office may huvc ro revicw �r'
<br /> • and approvc this contract.l also undcntand that thic srlc occumJ in my homr and that ynu and 1 may not havc had all thc comct mfommtion importm7t to Ihis tronsaction
<br /> •, „ at our Fngenips:1 give you my consent m eormet any obvious ernm�hat may have accurred when the blanks in this enntr:ict�verc completed. -- -
<br /> INVALID PROVISIONS:If any provision of thi+conrcart violatc.thc law and is uncnforceablc,�hc rcst of thc contr.u�will bc valid.If any part of this contract rcquires
<br /> +•" paymcnt of more intcrest than the fa�v pennits,thcn you will only hnvc thc right to rullect from mc thc amount of intercst which[he law�ltows you to collcct. �j�-�
<br />_ -_'`t' CObfP�.ETENEyS OF THI�CONTRACT:This rontr,tct c:m only bc changcd if both you and 1 agrcc in writing.
<br />_;.��,._,� . .,M•�i,;' � NOTICE ---
<br />_y�..��._.,.,,r ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT!S SUBJ�CT 70 ALL CLAIMS AND DEFENSES WMICH TNE �
<br />�;•.; DEBTOA COULD ASSERT AGAINST THE SELLER OF GOODS OR SHRVICES OBTAINED PUR5UANT HCRETO OR WITH —
<br />: TN� PR�CEEDS HEREOF. RECOVERY HEREUNDER BY THE DEgTOR SWALL NOT EXCEED AMOUNTS PAIL1 BY THE _=---
<br />=�� � � DEBTOR HEREUNDER. _-
<br />',"•' . � INSURANCE CANCELLATION:1(I h��•s rcque.tcJ insunncc in this purchacc.1 may canscl such rcyuest tor insurancc for any muson within fifteen(15)days from =-
<br /> •• ., the date of this contnct by notifying you or the holder af this wntract in wnqn�.I kndnv that the cancellation of my coverage will be arranged with�he insuranee carrier(s) -
<br /> �� � and a full refund of my pmmium(s)togcthcr�vith applicablc finance chargc will bc crcJiteJ to this contr�ct. R;-
<br /> _ _ - . � ,' PLEASE N(YI'E:If 1 havc requested insurance in this purehase,l�vill receive within thirty(30)days o certificate of insurance morc fully describing the insurrntt coverage. -
<br /> = • 1 knou th�t if therc is any conflict in the co1•erage or the language of the certificate of insurance and the following Notice of Proposed Insurance thnt 1 am covercd only ro
<br /> = '�•`r' thc extent stuted in thc following Notice of'PRUposcd Insurance.1 also kno�v tha�1 hnvc incunncc cuvcragc only�f I ha��c bccn char�cd for ic. ti�: '-------- --
<br /> ''�''°""•' 'j ` NOTICE OF PROPOSED INSURAWCE �
<br /> ' °_ „ -�.,`,,." - I IukC nutice that rither CnJit Lifc or Crcdit Accident imd Healih Insumnce,or both,will be applicable to th�s In+tallment Salec Contmct only if I have chosen it by =
<br /> xigning the requcst for wch insumnce.This insur.incc��ill imly cuver thc person si�ning the rcqueu at�he co�t for cuch typc uf insurancti shown.Subject to acceptance
<br /> _ ,., � by thc iusmancc cnmpany.�hc irourancc will hc c(fccti�c m of tafay and will conhnuc only for U�c numbcr of month.a([er thc cffcctivc dato cyual to thc numBe�of --- -
<br />_ •� monthly payments.1 understand that this panicular insuran.c may no�pmvidc covcragc for my latt fcw paymcnts,�nd that during that perial of timc 1 will not have any ;;�=_-- —;
<br /> - insurance cmcrngc.All txncfits and pru�ceds of thc intiur�ncc�e�11 bc paiJ to ynu or to u fin:uicial in.litution iF it purchatics thc Installmcnt Salcs Contract to thc catcnt - a�
<br /> - � of its Intcrests and any halancc will bc payable tn me.Thc initial amuunt of Cndit 1_ifc Insmm�cc ic thc amount rcyuimd to rcpay thc Tatal of Payments:thtrcaRcr,thc �i�,-_r
<br /> insumnce decrcases bS th�amount of eacli monthly payment on a scheduled 30 day hasis.If 1 am uindy obligated on the Installment Sales Comruct with a Cu•BuYer,and �,-
<br /> _ . µe have both signed�he rccIuect fur Credit Lif�Insur.mce,death beneftx will be p�yable unly wit�rc.pcct tu the tinl one uf uti to dia Subject tu exclusians,elimmations ,�
<br /> ur�vaiting periaf stalcd in ttic intiur:inrc�licy or ccrtificatc.Crcdil Arcidcnt and licaltfi Imur.�ncc i�fnr thc 6cncfil aniount of t/ip�h af rach mon�h's pa�mcnt for cacli • 1�� a�
<br /> 'day that I am totall�•Jivablcd duc iu�n in�ury�ur sickncsti�shilc 1 u�c�any p;�yment w yuu:houc�rr.1 undcntanJ that I ha�c to be prc�cn0.tii frnm workm b�duc to su�h .'-'s �j.'�.�
<br /> ;total disability for mnrc than Founccn U4)comccmi�•c days hcfom ihc incur.mir I+enMil i.paid back to ihc fiot duy of my�total di�ability. 1 oLto knaw that I c�unot . s,;.�. ` .
<br /> obtnin env hisuranm from you Ii 1 un�over 65 years ot ogc loduy,nnd l elw ktiotir tl�at the insurnnce co��civge proeidcd ro me may cunt�in a maztmum ansount �,.^i,`';;?+��n•'
<br />_ 'of covcrage which xtll not puy fn som:C1LCC9��FC Qtl[IM OR10UI1I IIIII/I ON'C�V'011.Duc to thc maaimum amount uf cu�eragc StatcJ in thc in.umn�r puliry,1 kno�v that `�:•;:�+�r'•�
<br /> :my unpaid umount in excess of the insurance coverage�vill still ha�r to be pa�d.If�he Installment Sales Contract i.prcPa�J in(ull prior to the last payment date,any "��"''`.'.',��'"�.,'Kti
<br /> uneamed insurance premiums will he n�funded to me in the manner prc.crihed 6}•la�v.Within thirty 130)days,l avill rccei��ethe certifirate of in.unnee morc fully de�cribing ••�--=�- -
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<br /> my m+urance covenge. f Ihe in,umntt i+not acccpted by Ihe inwrrnrr rompan��, 1 a�ill receive a rnt'�nd o(th�mwr�nce prcmium,I have paid. , ._.' � ,
<br /> .. 70iv SM-Inl•NF-H�Ik9 Pnt71iJ �� - �-
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