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�0110�590 <br />the Note). Borrower's accepfiance of any such refiuid made by direct payment to Bonrower vv�ll constitute a <br />waiver of any right of action Borrower znight have arising aut of such overchazge. <br />15. Natice�s. All notices given by Borrower or Lender in connection wittz this Security Instrument must <br />be in writing. Any notice to Borrower in connection with this Security Instnxment sha11 be deemed to have <br />been given to Borrower when mailed by first class mail or when aclually delivered ta Borrower`s notice <br />ad.dress if sent by other means. Notice to any one Borrower sha11 consEitute notice to aIl Borrowezs unless <br />Appficable L.�w expressly requires atherwise. The notice address shall be the Praperty Address unless <br />Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify <br />Lender of Borrower's change o£ address. If Lender specifi.es a proceduze for reporting Borrower's change of <br />address, then Borrower shall only report a change of address through that specified procedure. There ma� be <br />only one designa#ed notice address under this Sacurity Instrument at any one time. Any notice Yo Lender shall <br />be given by delivering it or Try mailing it by first class mail to I,ande�"s address stated herein unless Lender <br />has designated another address by notice to Bonrower. Any notice in connection with this Security Instrument <br />shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by <br />this Security Inst�ument is also required under Applicable I.aw, the Applic�ble Iaw reQuirement wilI satisfy <br />the correspond�ng requirement under this Security Instrument. <br />]6. Governing Law; Severability; Rnles of Construction This Security Iastrumettt shall be governed <br />by federal law and the law of the jurisdiction in which the Property is Iocated All rights and obligations <br />contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. <br />Applicable Law might explici#ly or implicit�y allow the parties to agee by contract or it might be silent, but <br />such silence shall not be oonstru.ed as a prohibitioa against agreement by contract.. In the event that any <br />provision or clause of this Security Instrument ar the Note conflicts wi�t Applicable Law, such conflict shall <br />not affect other provisions of this Security Instrument or the Note which cPm be given effect without the <br />conflicting provisioz�. � <br />As used in this Security Insmament: (a) words of the masculiae gender sha11 mean and include <br />corresponding neuter words or words of the feminine gender; {b) words in the singular shall mean and inolude <br />the pIuraI and vice versa; and (c) th:e word "may" gives sole discretion without any oblig�ttion to talce any <br />action. <br />17. Borrower's Copy. Bonower sha11 be given otte copy of the Note and of tbis Security Instrument. <br />18. Traasfer of the Property or a Benefic�al Interest in Borrower. As used in this Section 18, "Interest <br />in the Property" means any legal or beneficial iaterest in the Property, including, but not limited to, those <br />beneficial interests transfelred in a bond for deed, contract for deed, installment sales coniract or escaow <br />agreement, the intent of which is fihe tiansfer of title by Borrowex at a future date to a purchaser. <br />If all or any part of the Property or any Interest�in the Property is sold ar transferred {or if Borrower is not <br />a natural person and a beneficial interest in Borrower is sold or traasferred) without Lender's prior written <br />consent, Lender may require immediate payment in full of all sums secursd by this Security Instrument. <br />However, this option shall not be exercised by Lender if such exercise is prolubited by Applicable Law. <br />If Lender exercises this option, Lender sha1l give Borrower notice of acceIeration. The notice shall <br />provide a period of not less than 30 days from the date t1�e notice is given in accordance with Section 15 <br />within which Barrower must pay all sums secured by this Security Tnstrument. If Borrower fails to pay these <br />sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br />I9. Barrower's Right to Reinstate After Accelerat3on. If Borrower meefs certaan conditions, Borrower <br />shall have the right to have enforcement of tliis Security Insixument discontinued aY any time przor to the <br />earliest of: (a) five days before sate of the Property pursuant to any power o£ sale contained in this Security <br />Instrament; (b} sucl� other period as Applicable Law might specify for the termination of Borrower's right to <br />reinstate; or (c) entry of a,judgment enfercing this Security Instrument Those conditions are that Borrawer: <br />(a) pays Lender a11 sums which then would be due under this Security Instrument and the Note as if no <br />acceleration had occunred; (b) cures any default of any other covenants or agreements; (c) pays a11 expenses <br />inciured in enforcing this Security Instrument, including, but not timited ta, reasonable attorneys' fees, <br />property inspection and vaIuation fees, and other fees incuired for the purpose of protecting Lender's interest <br />in the Frogeriy and rights under this. Security Instrument; and (d} takes such action as Lender may reasonably <br />require to assure that Lender's interest in the Property and rig[its under flus Security Instrument, and <br />Barrower's obliga�ion to pay the sums secured by tIus Security Ins�trument, shall cantittue unehanged. Lender <br />may require that Borrower pay such reinstatement sums and expenses in one or more of tha following forms, <br />[dEBRASKA- Single Famipy - FannleNlaetFreddfeMac UNlFORMlNSTRUIi&EMt <br />Form 30281/01 / <br />Lsser Forms Utc. (8o0j 448-3558 ���— ��" <br />I.FI#FNIW43o2s Mo2 Pag810 of 13 Initials: <br />