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<br />DURABLE POWER OF ATTORNEY
<br />KNOW ALL PERSONS BY THESE PRESENTS:
<br />That I, Winona V. Hatcher, have made, constituted and appointed, and by these
<br />presents do make, constitute and appoint Estel R. Ummel, as my true and lawful attomey
<br />for me. The above named person may act in my name, place and stead, and on my
<br />behalf, subject to the provisions of Paragraph 14 hereof, to do and execute all or any of the
<br />following acts, deeds and things:
<br />1. To Receive Debts. Payments and Propertv. To ask, demand, sue for,
<br />recover and receive all sums of money, debts, dues, goods, wares, merchandise, chattels,
<br />effects and things of whatsoever nature or description which now are or hereafter shall be
<br />or become due, owing, payable, or belonging to me in or by any right, title, ways or means
<br />howsoever, and upon receipt thereof, or of any part thereof, to make, sign, execute and
<br />deliver such receipts, releases or other discharges for the same respectively as my said
<br />attomey shall deem advisable.
<br />2. To Settle Accounts. To settle any account or reckoning whatsoeverwherein
<br />I now am or at any time hereafter shall be in any way interested or concemed with any
<br />person whomsoever, and to pay or receive the balance thereof as the case may require.
<br />3. To Satisfy Security Interests and Mortgaaes. To receive every sum of money
<br />which now is or hereafter shall be due or belonging to me upon the security or by virtue of
<br />any security interest or agreement, or mortgage, and on receipt of the full amount secured
<br />thereby to execute a good and sufficient release or other discharge of such security
<br />interest, or mortgage by deed or otherwise.
<br />4. To Compound. Submit to Arbitration, or Otherwise Settle or Adjust
<br />Differences. To compound with or make allowances to any person for or in respect to any
<br />debt or demand whatsoever which now is or shall at any time hereafter become due and
<br />payable to me, or by me, or upon my account, and to take and receive, or to pay and
<br />discharge (as the case may be), any composition or dividend thereof or thereupon, and to
<br />give or receive releases or other discharges for the whole of such debts or demands, or
<br />to settle, compromise, or submit to arbitration every such debt or demand and every other
<br />right, matter, and thing due to or conceming me as my attomey shall think best, and for
<br />that purpose to enter into and execute and deliver such bonds of arbitration or other
<br />instruments as my attomey may deem advisable in the premises.
<br />5. To Prosecute and Defend. To commence, prosecute, discontinue, ordefend
<br />all actions or other legal proceedings touching my estate or any part thereof, or touching
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<br />any matter in which I or my estate may be in any wise concemed.
<br />6. To Manage Real Estate. To enter into and upon all and singular my real
<br />� estate, and to let, manage, and improve the same or any part thereof, and to repair or
<br />otherwise improve, alter, or reconstruct, and to insure, any buildings or structures thereon,
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