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<br /> � i 'I�OGEff�R WTfH all the�ovexne�ts now or hereafur e�ted on the pmpaty,aad all ease�nts.aPPurtenaaces-and ' ' ..
<br /> _ � �naw or hereaftri a part of the property.All zeplaceanents and additionc shall also be oov�by thig Seta�rity Insorumeut L
<br />: �` ' � All of the foiegomg is referred to w this Secur�y Insnvm�t as the"Froperty." � ' ..
<br /> BORROWER COVENIINTS that Hauower is}awfully seised of the estate hereby conveyed and das the rlght tn graut and
<br /> '�� ooavey the Pmpeny and d�ai t6e ProFratY is uaeacumbered.except for encumbrances of iecord.BmTOwei waaants and w�71� �
<br /> � -� defead gertaaUy the tgte to ths Pcoge�ty against all claims and demands,subject m any ena�mb�ances of record. �. _ _'_ :
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<br /> , TH[S SECURITY INSTRUMEN'P cambumes uniform coveaants for naflonal use and non-unifoim wvenants witb limited � .
<br />` v�iatinns by,puisdiction to consomrt�a�nifarm seauity insu�ment coveaing real praputy. � . : .'. �
<br /> ns
<br /> � ' UNIFORM COVENAI�Tis.Borrower aad L.c;�dea coveaant and ngree as foItows � . • ,
<br /> � L Pgyment af Prfadpal aud Intere�Prepa3rmeat and Late CLarges. Bormwea shall P�mPUY PaY whea dne the� ` ` -
<br /> ��'` � - Princi�al of and'mtraest on the debt evideaced by the Note and anY P�Y�entaad tate c6arges due�mder the Note. � � , � �; � ' -.
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<br /> ;'� �FandsforTausandlasmaicce. Subjact to apptipble 1aw or to a wriuen waiver tsy Lende�r, Horrnwei.s6aD pay ta�� •: G ���'• �'
<br /> � , .. L.ender on the day monthly paymeats ace due�nder the Note.ana7 the Note is paid in fnll.a smn("Fands'�for.(a)Yeaz I Y ta�c e�• . � s.: • ;�-=`-°
<br /> "` and asses.smenm which may attau►prioiity ovea this Sea�ity Instmment as a lie�on the ProP�Y:N)Y�Y lmsehold payme�ts � : �._�-
<br />�u`., , 1 ar ground reuts on the Prape�ty.if any;(c)Y�rjY har�d or PmP�Y iasur�ce p�emium�(d3 Y�Y Qood ins�ance pre�uuns,if _ . _ �. ..'�:�.`��A=
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<br />'�� anY:�e)Y�Y fl� c -.
<br /> �:�. � .I m e insutance premi�nms.if any,and(�any sums payable bq Bomowa to Lender.in accoNaace witb the � _
<br /> � • ; provisions of pazagtaph 8.in lien of the payment of mangage�ce premiums.'l�ese iiems are c�tetl "Fsaow Items."
<br /> �r �. � �I Lender may.ai any dme,collect and hold Fvnds in an amount not to exceed the maximnm amount a leader for a federalty related -_-
<br />�:�;, { , . • ':
<br /> mnngage loan may reqaice for Bormwer s escrnw acooamt under the federal Real fis�tate SeNeme,nt Aroced�es Act of l9?4 as � :=�.
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<br />�sl. � .- � . .� � mnended from time tn time,12 U.S.C.Section 2601 et seq. ("RESPA°),�ntess aaoth�r Iaw that applies tn the Fumds sets a tessea .. �
<br /> :. � amonnt.If so,Leada may,ai any time.collect and hold Funds m an amo�t not to exceed the lesser aznount Leader may . --°=' �� �
<br /> , esumate the amovnt of Funds dus on tbe basis of ciurent data and reasonab2e es6mates of expendiwres of fnwre Fsaow Items or . `; � .�.�,-�J
<br /> : :�.1 otherwise in aocordaace a►itL applicable law. � � ,�
<br /> � � 'Ihe Funds shall be held m an ins6tution whose deposits are ms�ued by a federal ag,ency.insuumeatality,or entiry fmclud'mg � '�, �z-
<br /> -- I.ea�dea�.�Lender is sicc6 an iastitation)or ia any Fedeial Home Loan Bank.�.euder shall apply the F i m d s m pay t he E s c r ow . ..... :=�=�,
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<br /> . , ' Items.Lea►dea may not charge Borrowa fos holdiag and app2ying the Fvnds,annually analyzing the escrow accoaat,or verifying ' :- ''':,.,.,-_-:
<br /> � ttte Fscrow Iu�ns.miless I.end�pays Bomuwea inte�st on the F�mds aad applicable law permits Lendea to make such a ch�ge. . : f��,r
<br /> ` ' . . However,I.eader may reqaire Borrower tn p�y a on�mne charge far an independent real e.gtate tax reporC�ng seavice ased by . , �,i�a�._
<br />'.,`'�. I,.�da in connearon widi this loan.anless applicabte law ptavides oti►erwise.Udess an agnee�neau is raade or applicable taw : ._ � .�r+�'�-
<br /> req�nes intaest w 6e paid,Lenda shall not he required to pay Borrower any mtrrest or e�ammgs on the Fimd9.Bosrower and ' . " �?�;��
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<br /> � �� Lender may agee m writing,hawever,that�terest shaII be paid on tha Funds.Lender shall give w Bosowea,without cdarge,� • . :'.::��-;;:.
<br /> . � annual accoimting of ihe Funds,showmg credits and debiis to the Funds and the purpose for which each debit w the Funds aac . : , -,:�'; ,,�
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<br />_.' j �ade.'i9ie Fands are pledged as additional security for all sum4 sec�e�by this Sectuiry Tns�am�►t . '-
<br /> If the Fuads held by Lender eaceed the amounts pearniued to be heW by applicable Iaw.Lender sGall account tn Boaawe.s for __=-
<br /> � �e excess Funds in accordance arith the re,qusemenis of applicable law.If the�noant of the Funds held by Lendea at any time is � , . -;�:�
<br /> � � not saffccient to p�y the Escxow Items whe�d�.l.ender may so norify Borrower in writing,and,in such case Boimwa s�all pay ; . > •:.:
<br /> • ro Lender We amount ner.essaryr w make up the deficiency. Borrowea shaU matce up the defici�cy in no more than twelve � � �,":�^_
<br /> ' . •',' �� � manthIy payinents.at Lender's sole discxetion. , � . , •,;S-
<br /> � � vPon Payment in full of aU sams secured by this Secarity Insmiment,Lendea shall pmmptly refand w Bormwer any Fands ,� . ,_
<br /> �'� held by Lea�dea.If,under paragraph 21.I.ender shall acquire or sell the Property,Le�sder,prior to t6e acquisisian as sale of the � ,. . ,�:
<br /> .�•r:;i. . Property,shali apply any Fuads held by Lendwr at the time of acquivdon or sa2e as a cxedit against the snms secared by U�is � � - : - '"-'"_
<br />- • Sec.�uity Tnsuument .�,:. ; • •
<br /> �''� . 3.ApplIptIon ot Paymenis. Unless applicabte 1aw provides otherwise,a11 paymeats received by Leader undea paragraphs . � �
<br /> ..`��:' I artd 2 shall be applied:fust.w anY PrePaYment charges due undea the Note:scxond,w amoimts payable ander paragrapb 2; . ";`�"���.�,�
<br /> ! .. third,to intraest due;fourth,w principal due;m�d last,to any late charges due undcr the Note. . .
<br /> � 4.C6arges;Liens. Bonowcr shall pay all taues,assessments,ch�ges, fines and imposirions amibutab3$to the Propeaty
<br /> •� wluch may ausin priority over this Security Insuument,and lea�ehot8 paymenis or ground rents,if any.Botrower shall pay these
<br /> .. . obligatlons in the mannea provided in paragraph 2.or if not paid in tLat maaner,Borrower shall pay them on time directly to the .
<br /> person owed paymrnt Bot�ot�C��shall promptty fumish to Lender all rwdces of amounts to�paid ander this paragraph.If � � •
<br /> Borrowea malces these payments directly,Boaower shaU promptly fumish to Lcndci receipts evidencing the yayments. . ,�
<br /> .� ; � Borrower shaU pmmptly discharge any lien which has priority over this Sec�riry Insuument ualess Boaower:(a)agrees in " - ':
<br /> . � wridng co the payment of the obligation secured by the lien in a manner acceptable w Lender,(b)contests in gaod faith thc licn . . � .
<br /> by, or defends against enfonxmeni of the lien in, legal procecdings which in ihe Lender's aDinion operate to prevent the
<br /> . enforcement of the lien;or(c)secares from the holder of the llen an agreement sadsfactory w Lender subordinating thc lien W � �
<br /> � � this Security Instrumeno.If Lender determines that arry pan of the Property is subject tn a lien which may auain priority over this
<br /> • • Security lnsuument,Lender may give Boaower a notice identifying the lien.Borrower shall satisfy the tiea�or take one or moce .
<br /> � ; of the actions set forth above within 10 days of the giving of notice.
<br /> ' Form 8028 9190 � '
<br /> � �•8R(NE)�s2�2).0� Pago2ote innia�a: �- ' .
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