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BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� � <br />� ° � � � � � (Seal) <br />Dani el E Kuk i s -Borrower <br />e <br />� • (Seal) <br />Janna K Kukl i s -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financfal Services <br />Form 3028 1/Ot <br />VMP6(NE) (1105) <br />Page 18 of 17 <br />