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�O��a�49� <br />BY SIGrTI1�TG BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Sec 'ty Instrument an ' any Rider executed by Borrower and recorded with it. <br />�� / �7� �1 �' �G �it�- `�'l�`3 ���� <br />( <br />JiT C GUZMAN Date LORENA GUZMAN Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by JUAN C GUZMAN and LORENA GUZMAN, before me on <br />August 25, 2011. In witness whereof, I hereunto set my nd an if applicab e, offi ial se 1. <br />My commission expires: 5/10/2015 <br />sa ayer <br />���_�� Assistant Vice Presi�lent <br />LISA R MAYER Hall County, NE <br />My Comm. Exp. MaY 10, 2015 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />� 2004-2010 Compliance Systems, Inc. EEOB-DCBB - 2010.03.378 <br />Consumer Real Estate - Securi[y Iustrument DL2036 Page 6 of 6 www.compliencesystems.com <br />