|
��
<br />��
<br />0 ��
<br />��
<br />� ��
<br />�
<br />� ��
<br />� s
<br />��
<br />��
<br />�
<br />e
<br />�
<br />�
<br />�
<br />�
<br />�
<br />w
<br />�
<br />�
<br />�. �
<br />� �
<br />� �
<br />�, ; T'�
<br />r
<br />�
<br />��
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRU5T
<br />��-�
<br />�
<br />r ;
<br />o �,
<br />� } �
<br />�
<br />� �-.
<br />J) �
<br />�
<br />nl
<br />��
<br />� t` -°_,
<br />o`
<br />Iz� �
<br />r*'� `,�
<br />Q �
<br />�
<br />�
<br />�
<br />�
<br />c=
<br />�7
<br />W
<br />a �
<br />�
<br />�
<br />�
<br />N
<br />�
<br />CO
<br />c� U,
<br />0
<br />c �
<br />Z —i
<br />—i �7
<br />� O
<br />O �1
<br />�'I �
<br />= m
<br />T? Q7
<br />r �
<br />r �
<br />cn
<br />�
<br />A
<br />�
<br />cn
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 25, 2011. The grantors are JiJAN C
<br />GU7MAN and LORENA GU7.MAN, HUSBAND AND WIFE, whose address is 804 PLEASANT VIEW DR,
<br />GRAND ISLAND, Nebraska 68801 ("Borrower"). Bortower is not necessarily the same as the Person or Persons
<br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section
<br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is
<br />Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee"). The
<br />beneficiary is Home Feder�l Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). JUAN C GUZMAN and LORENA GUZMAN owe Lender the principal sum of
<br />Forty-one Thousand Three Hundred Fifty-five and 61/100 Dollars (U.S. $41,355.61), which is evidenced by
<br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due and
<br />payable on August 25, 2016. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
<br />by the Note, with interest, and all renewals, extensions and mod�cations of the Note; (b) the payment of all other
<br />sums, with interest, advanced to protect the security of this Security Instrument under the provisions of the section
<br />titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and
<br />agreements under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt
<br />and the hust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in[ the COUNTY of HALL, State of Nebraska:
<br />Address: 804 PLEASANT VIEW DR, GRAND ISLAND, Nebraska 68801
<br />Legal Description: LOT FIVE (5) BLOCK ONE (1) IN PLEA5ANT VIEW ADDITION IN THE
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the properly, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this 5ecurity Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />-"�roperty. ��
<br />BORROWER COVENANT5 that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properiy and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Properly against all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Bonower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable T.aw, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a)
<br />yearly taaces and assessments which may attain priority over this Security Instrument as a lien on the Properly; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (fl
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />Insurance, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items."
<br />Lender may, at any time, collect and hold Funds in an amount not to exceed the ma7cimum amount a lender for a
<br />federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate
<br />Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"),
<br />unless another Applicable Law that applies to the Funds sets a lesser amount. If so, Lender may, at any time,
<br />collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds
<br />due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in
<br />accordance with Applicable I,aw.
<br />� 2004-ZO10 Compliance Systems, Inc. EEOB-IKBB - 2010.03.378
<br />Coa9umer Real Estate - Securhy Ia4trument DL2036 Page I of 6 www.complimcesystems.com
<br />o �
<br />N �
<br />F� �
<br />~, �
<br />�
<br />�
<br />s � CD
<br />� �
<br />S v
<br />20 —
<br />J
<br />
|