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<br /> � � '1'OGL'7'HER WI'I'H ell tho improvements now or hPreatter erected on thc� proQcrty, und ull easemente, �- _
<br /> nppurtenance.9,nnd tixtureA now nr hereatter e part of the property.All repincamenta end edditume�hall also b�covered _-
<br /> � by thie Security Instrument.All 04 tho toregoing�e r�Perred to in thie Security InRtrumentes tho"1'raperty." -
<br /> :; k30RROW�k �OV�NAN75 thet I3orrower ie lawfuUy seised of the esteto hcreby c�m�eyed nnd hne tho right t�
<br /> � � grant end convoy the Aroperty end thet the Property ie unenoumbered,axcept (or encumbrencea of record, l�orrower
<br /> � �rnrrants oncl�v�ll detend genorally the title to the F'roperty agAinst ell cleima and demunds,aubject to eny encumbrances . y
<br /> •,� of record. �
<br /> �. ��. THIS SECURITY INS'I'RUM�I'J1'cambines uniform covenenta[or nationnl u.sa and non-uni�orm covenente with � � ,.
<br /> .,���-°j'� limited veriationa by jurisdiction to canstitutc a uni[arm security instrument cavering real property. -
<br /> . -�+►+ UNIFORM COVENANTS.Dorrowcr end I,ender covenant and egree a�tollowe: � , �
<br /> ' 1.Peyment of Princip�l and Iaterest;Prepayment and L�4e Charjes. Borrower ehell promptly pay when dua '„
<br /> � the principal of and intereat on tho debt avidenced by tha Nota end any propaymant and lata chargPS dua under tha Nate. .
<br /> 2. Funde!or Taxes and Ineuranco. Subject to applicable law or ta e written�vaiver by 1.endcr, Borrower shull , r
<br /> ' pay to I,ender on tha day monthly paymente ar�due under tha A1ate,until tha IJote ie paid in tull,a sum ("Funds")for: • '� ��"
<br /> .; ,:;,. . .,,.��::
<br /> (a�yearly taxes and aesessments v�hich may attein priority over this Socurity Inetrument as e licn on tho Property;(b) • :,•,:�'.,�5y�.{,;,�:°_-`---
<br /> yearly Icesehald paymenta or ground rente on the Property,if any; (c) yearly hezard or property insurunco promiume; , ,, ,:_
<br /> (d)yearly llood insuranca premiums,it any;(o)yearly mortgaga insurance premiume. if any;and(f)any eums payablo ' ,, y�;;�__.
<br /> by Bonowor to Lender.in accordance with tha provieione oi paragraph 8,in liau of the payment of mortgage insurnnca �-•--�-
<br /> premiums.These iten.e are called"Escrow Iteme."I.ender may,at any time,coUect nnd hold Funda in an amount not �'��`-'�"`
<br /> . ,__,
<br /> t��xceed the r��axirium amount a lender for a federally related mortgage laen may require tor Horrower's escrow ���`'`-��''�=
<br /> account under tha federa] Real Eetate Settlement Proce,$ures Act oi 1974 ae amended trom time to time, 12 U.S.C. `�� '�
<br /> Section 2601 et seq. �"�PA"),unless another law that applies to tho Funds sets a lesser amount. It so,Lender may, ��'' "
<br /> at any time,collect and hold Funds in an amount not to exceed tha lesser amount.I.ender mey estimate the nmount of '�'t�'���
<br /> Funds due on the basis of current data and reasonabla estimates of exp�nditures of future Escrow Iteme or otherwise in .»�'?�s�•
<br /> accordence with applicable law. �:;?`�'�-_�_-
<br /> Tha Funda shall be hald in an institution whose deposits are insured by e federal agency,instrumentality,or entity �
<br /> ,� (inciuding Lender,if Lender is such an institution)or in uny Federal Home Loan Bank.Lender ehall apply the Funda to *F�------
<br /> „ , . pay the Fsc�o►v Iteme. Lender may not charge BArrower for holding and applying 2he Funds� annually enalyzing the
<br />- ' escrow account,or verifying tha Fscrow Items,unless Lender paye Borrower interest on tha Funde and applicablo law
<br /> permite Lender to make euch a charga: However, Lendar may require Borrower ta pay a one-tima charga ior an
<br /> independent real estate tax reparting servtce used by Lender in connection with this loan,unless applicable law provide.v °'
<br /> � otri��i�.Unl�sn sgswmeni i�snsdcc�r sgg!ir.��le la�r�uir�lnrPrqer t�tw�,a;ri; iender ahelt not be required to
<br /> � pay Borrower any interest or earnings on tha Funda.Dorrower and Lender may agree in writin�,however,that interest
<br /> ' shall be paid on tha Funds.Lender shall give to Borrower,without charga�an ennual accounting of tha Funda,ehowi�g .; '.
<br />_ ,;;� ct�edits and debita to the Funds and the purpose for which each debit to the Funds was made.Tha Funda ara pledged as -
<br />_, . � , additional security for all sums secured by thie Security Inatrument.
<br /> If tho Funds held by L,ender exceod the amounte permitted to be held by ap�licable laN. Lender shell accovnt to _
<br /> = ' Borrower for the excess Funda in accordance with tha rec{uiramenta of applicable law. If tha amount of tha Funda held ;"� _
<br />`• >:�„ �•;_,• by I.ender at any time ia not sufticient to pay tha Escrow Items when due,Lender may so notify Borrower in writing, ��" ;�.;
<br /> �•;i�� end,in such casa Borrower et.all pay to Lender the ert�ount necessary to make up the doficiency.IIorrower ehull make
<br /> • up the doficiency in no mora than twelve monthly payments,at Lender's sole discretion. �
<br /> ' . Upon payment in full of all eume secured by this Sceurity Inetrument,I.ender shall promptly retund to Bonower
<br />� ' eny Funde hetd by I.ender. If. under paragraph 21, Lendet ehall ncquire or sell the Propetty, L.end6r, prior to tha
<br /> - • acquieition or salo of the Property,shsll apply aay Funds held by Lender at tha time oi acquisitian or eale as a credit ����'
<br /> '�`"°"�'` a nst the sume secured by ttua Securi Instrumant. �`
<br />��:i:-�:``t� ' � 3. A lication of Pa meats. Unless a licable law rovides otherwise,ell aymente received b Lender under k`��
<br /> �.,,•..7:A�_ PP Y PP P P Y C',:.
<br /> paragcaphs 1 end 2 ehall ba applied: firet,to any prepayment charges due under the Na�to;second, to emonnts psyable t�;,
<br /> `"'"��'"��'� under parngraph 2;third,to intercat due;fourth,to princip�l due;and last,to any late charges due under the Notc. y�:_
<br /> �.;,.;,,} '�- ' 4. Ch�rees; Liens. Borrowor shalt pay all tases, essessments, cherges,fines end impositiona attributable to the
<br /> Property which may attain priority ave: thie Security Inatrument, and leasehold paymants or ground rente, if any.
<br /> ti �:���, Borrower ehall pay thesa obligations in tha manner provided in paragreph 2, or if not paid in that ma�er, Bonower -----
<br /> �- ' � shall pay them on time directly to the person owed psyment.Borrower shall promptly turnish to L.ender ell notices of _ _
<br />� '`-�-^' ' amounts to be paid undor this paragsaph. If Bonower makes thesa paymente d.irectly. Borrower ehall promptly fitrnish
<br />�'�° '` to Lender reccipta evidencing tha payments. == ___ _
<br /> �:."�Y•,, ; $onower ehall promptly dischsrge any lien which hes priority ovar this Security Instrument unless Borrower.(s) �;�;
<br />-- a ees in writing to the a ment of the obli ation secured by the lien in a manner acce table to Lendtr; b)conteste in �'_"
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<br /> "� , good Yaith tha lien by, or defende a�ainst enforcament of the lien in, lagal proceedings which in the Lender s opinion ;d��l,______ :
<br />- op�;tate to prevent the enforcement�f the lien;or (c)secures from the holdar o4 tha lien an ageement satisfactory to `'"v��±:��..�
<br /> ' Lender subordinating 4ha lien to this Security Instrument.If Lender determines that any part of the Property ia subjact r,��:�,'�.,�i=-r'
<br /> � to a lien which may attain priority over this Security Inetrumant,Lender may giva Botrower u notice identifying the =�`°-°��='_
<br /> lien. Borrower shall satiefy the lien or take one or more of the actiona sot forth above within 10 days of the giving of �f'•���`-'s�= �
<br /> '<'�' �
<br /> notice. �';.+':7ti _�:
<br /> � Fam 902/e_ ,�/�0 ' ra:'�::�w�.�.
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