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201106536 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Barrawer <br />,2 f (Seal) <br />SCOTT D ADETZEL - Borrower <br />10Ll &A .ter (Seal) <br />AVONDA L ROETZEL .Borrower <br />(Seal) <br />- Borrowct <br />_ (Seal) <br />- Bonower <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Ck-B(NE) ioeril Page 14 or 15 Form 3028 1/81 <br />