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<br /> . N�1•� ��OO�.Y� ��::
<br /> TnGETHER V✓ITH all thc improvemcnts nnw�ir h�rcnftcr crcctccl on ihe pruperty,iind all caticmcnt+, +ippurtcniinrc+. +ind �-
<br /> Cixtures now un c�rcaltcr a purt of thc pruperry. All rcpluccments nnd udJitiuus ,hall ul+�� br c�►vcrud t�y thir Sccurity -
<br /> Instrununt. All �yf the(oregaing is refcrrcd to in�his Security Instrumcnt us the "Properly."
<br /> . ' $ORRUW�R COVENANTS thnl Aarrower iti Inwi'ully sciscd uf thv cytatc hercby cunvcycd iuid lim thc ri�iu �n grant nnd =
<br /> convey thc Propedy and that the Property is unencumbered. except for encumhrances af record. Hurrower �vurnuuti �ind will _
<br /> defend gener.dly the t ille t��the Pnipeny eguinyi ull rinim�nnd denwndti.�uNjcct to uny encuntbrunrt`�uf recurd. �
<br /> ° „�.ri� THIS 5ECUKITY INSTRUMENT cc�mbincs unifonn covcmuus fi�r nationnl u�c und non-unifiam cuvcnants witl� limitul =
<br /> �. _ -- variations by jurisJiction to constiwtc u unifurm sccurity instrumcnt covcring rcal prnper�y. -
<br /> :;�+r�+� UNIFORM CUVENANTS. Bonnwcr mid l.cndcr�:uvcnant ni7d ngrcc as t'�illu�vs: -
<br /> - '�•�""°�" 1. !'nyment of Princlpnl nnd Intcrest; Prepuymcnt imd l.ute Chnr�es. Uorr��wcr shull prampUy puy when duc thc _
<br /> , , principal of and intcresc on thc debt evidenccd by thc Notc und any prcpiiym�nt nnd latc churgcti duc undcr the Natc. =
<br /> , 2. Funds for Taxes nnd Insurnncc. �ubjcct tu upplicablc Inw ot to a wriuui w:�ivcr by Lcndcr. Borro�vcr shall pay w �
<br /> ,�� Lendcr on thc day monthly payments urc duc undcr thc Notc, until thc Notc is �aid in full,ti sum("Funds") for: (u)ycarly tuxcs =
<br /> :u�d assessmentti which nusy attuin priority aver this Security Instrument us n lien on the Property: (b)yearly Ieus�h�ld puyments =
<br /> , ' or ground rents on the Property.if any: (c1 yearly hazard ar property insurnncc premiunis; (d)yalrly flood insurance premiums, -
<br /> :� if any: (e)yearly mo�tguge insurance premiums, if any; and (� any sums payuble by eorrower to I.ender, in acc�udmice with _-
<br /> the provisions of paragraph 8, in lieu of the payment of mortguge insurunce premiums. These items are called "Escrow Items."
<br /> � L.ender may, at any time, collect and hold Funds i��un amount not to exceed the maximum umount a Iender fur n feder�lly -
<br /> rclated mortgagc luan muy rr.yuire for Borrower's escro�v accaunt undcr thc fateral Real Estute Sett!ement Procr.dures Act of
<br /> �• 1974 as amended from time to time, 12 U.S.C. Section 2601 ct sey.("1tESPA"), unless unuther law that Applics to the Funds
<br /> . � sets a lesscr amount. If so, Lender may, at uny time, collect and hold Funds in :ui:amount not to cxceed tlte Icsscr:unount. _
<br /> , . , � Lendcr may estimate thc amount of Funds due on thc busis of current data and reasonable cstimatcs of expenditures of future =
<br /> •� „ Escrow items or othenvise in accordance with applicable law. -
<br /> The Funds shall be held in an institution whose dcposits arc insureci by 1 federal ugcncy, instrumentality, or entity =
<br /> ' (including L.ender,if Lender is such an institution)or in any Fecieral Home Loan Bank.Lender shall apply the Funds to puy the
<br /> � � Escrow Items. Lender may not chnrge Borcower for holding and applying the Funds,annually analyzing the escrow account,or
<br />�. . verifying the Escro�v Items,unless L.ender pays Borrower interest on the Funds and applicable law permits Lender to make such �
<br />- . a cha�gc. Howevcr, I.cndcr may require Bonowcr to pay u orte-time chargc for an independent rcal estatc tax rcporting service
<br /> � ' - used by Lender in connection with this laan, unless applicable law provides otherwise. Unless an ugreement is made or
<br />+c '. '• '. - Y�• W � a � ti. � .� r �A.. � ,.r? � t_rrct nr enrninas on the Funds.
<br />-r . �s,}+�:...i, • u Iu.A�"i=L=ui'r i'"ilti C5 iI;it�:.Si i3 '�n". .'Ilu. ^:,�C:.°> S�� T.^.t.`C !!iS^�LQ 8 ll..lY_. !lv!!?!'.
<br /> 5� ,: • Bon•a�ver and Lender may agrce in�vriting, however, that interest shall be paid on the Fund�, L.ender shall give to Bonawcr,
<br /> ����'�� t without charge, on annual accounting of the Funds, showing credits und debits to the Funds and the purpose for which each
<br />�=�:ii�h�==i�..'� ciebit to the Fnnds was made. The Funds arc pledged as additional security for all sums secured by this Security Instrument.
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<br /> --- �qp'+t If the Funds held by Lender exeeed the amounts permitted to be held by upplicable law.I.ender shall acceunt to @orrower
<br />_:.�41;�1��T:�T•'.
<br /> __`_�,s;�;:�� for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any
<br /> °°"`�`�'�..e , time is not sufficient to pay thc Escrow Itcros when duc, Lender may so notify Borrower in writing,and,in such case Borrowcr
<br /> __!`�?"-i� shall pay tn Lender ehe amount necessary to make up the deficiency.Bonower shall make up the deficiency in no more than
<br /> °-�`=��'��--�'� twelve monthly paymcnts,at Lender's sole discretion. �
<br /> ``'�`� U an a ment in full of'ull sums secured b this Securit Instrument. Lender shall rom tl refund to Borrower nn
<br /> -,.�;;.;;�;�:� P P Y Y Y P P Y Y
<br /> �'�a�,� Funds hcld by Lender.If,under paragraph 21,Lender shall acquire or sell the Property,Lxnder,prior to the acquisition or sule
<br />-- --_____:_ of the Property,shall epply any Funds held by Lender at the time of acquisition or sale us a credit against the sums secured by
<br /> -____� this Security Instmment.
<br />�°�-"�� 3.Applieation ot Payments. Unless applicable Iaw provides otherwise, all payments receivecf by Lender under paragraphs
<br /> --_..- 1 and 2 shall be applied: first, to any prepayment charges due under the Note:second,to amounts payable under paragraph 2;
<br /> third,tu interest due;founh,to principal due;und last, to any latc charges due under the Note.
<br /> _ ;f;:� 4. Charge.v;L3ens. Borrower shall pay all taxes, assessments, charges, fincs and impositions attributuble to the Property
<br /> -_ === which may attain priority over this 5ecurity Instrumcnt, and leasehold payments or ground rents, if any. Aorrower shall pay
<br /> �=;-„t;�,���;, thesc obligations in the manner ptbvided in paragraph 2,or if not puid irn that manner, Bonower shall pay them on time directly
<br /> __�-•��� to the person o�ved payment. Borro�ver shall promptly fumish to Lender all notices of amounts to be paid under this paragraph.
<br /> - lf Bonower makes these payments directly,aorrower shall promptly fumish to Lender receipts evidencing the payments.
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<br /> —_,...,,--- Bona�ver shall promptly discharge any lien which has priority over this Securiry Instrument unless Borrower: (a)ngrees in
<br /> ------ ''-"�' writing to the payment of the obli�ation secured by the lien in a manner accep�able to Lender, (b)contests in good faith the lien
<br /> :�-�_� by, or defends aguinst enforcement of the licn in, legal proceedings which in the Lender's opinion operate to prevent die
<br /> �Y�`'� enforcement of the lien; or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to
<br /> -- •�='';i-#,';���• this Security Instmment. If Lender determines that any part of the Property is subject to a lien which may atttin priority over
<br />-�c���� ' ��,'�, this Security Instrument, Lender may�ive Borrower a notice identifyin�; the licn. Dorrower shall satisfy the lien or take one or -
<br /> _- �'A•,,;"'y more of the actions set forth above within 10 days of the gi�in�of notice.
<br /> - , Form 3028 8180
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