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<br /> ` � `" TOGEfHER WfCH all the impmvements now or hereafter erected on the property.and all zasements.appurtenances.and f., �:. .
<br /> , :; :
<br /> � , � , . ; � fuctures now or hereafter a part of the property. A11 replacements and additions shaii alzo be wvered by this Security
<br /> • •.�°r"� InsUUmertt.A!1 of the foregoing is refeRed to in this Security Instrumeni as the"Property." f
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<br /> ' . BURROWER COVENANTS that Barruwer is lawfully seised of the estate hereby conveyed and has[he rigf►t to grant and � * �
<br /> � '(` � `" convey the Property and that ihe Property is unencumbered, except for encnmbrances of record. Borrower warranu and will �� , ��"�` _-:
<br /> .,._--,..
<br /> . �, :�.�-�-?':• defend generally tiie title to the Properry against all claims and demands,subject to any encumbrances of recurd. ` �'� . .,
<br /> `�=' THIS SECURITY INSI'RUMEM oombines uniform covenants for national use and non-uniform oovenants with limited _ _
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<br /> � , variations by jurisdiction to cbiutitiwte a twiform security instrument covering real property. •• • �
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<br /> ` UI�IFORM COVENANFS.Borrower and Lender covenant and agree as follows: '4' ".: ,F`
<br /> . �... . l. Payment of P�3ncipa/artd latere��t; PrePa3'ment and Late Charges. Borrower shall promptlY PaY When due the ` ":°=�
<br /> �.. - principal�of and inierest an the debs evidenced by ihe�lote and ury prepayrmem and late charges dae uncler the Note. :.� •- ;:=
<br /> . . 2. Fuads for Taxes and ��m��. Subject to applicable law or to a written waiver by Lender.Borrower shall pay w � ° I'-'__`
<br /> Lender on the day monthfy payments are due under the Note,until the Note is paid in full.a sum("Funds")for.(a)yearly taxes ' _ _--
<br />_ • . . . and assessments which may attain priority over this Security Instre�ment as a lien on the Property:(b)Yearly leasehold payments . , ;:-_ ..
<br />� .: `�'. �, or ground renu on the Property,if any;fc)Yearly 6a�rd or pmperty insurance premium�:(d)Ye.arly flood insorance premiums. . . _°_
<br /> ' " �- if any;(e)Yearly mortgage insurnnce premiums, if any;and(�any sums payable by Borrower to Lender. in accordartce with ' ___-_
<br /> . � � the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called"Escrow Items." ���'`"�
<br /> . � Lender may. at any qme, wltect and hold Fonds in an amount not to exceed the maximum amount a lender for a federally '`" �.`>�
<br /> °�� � . =�: relate�!mortgage toan may require for Bomower s escrow account under the federal Real Estate Settlement Procednres Ad of
<br /> ' 1974 as amended from time to time. 12 U.S.C.Section 260t et seq.{"RESPA").unless another!aw that applies to the Funds ,~�
<br />_ , , ; :.;._�� sets a lesser amoun[.If so, Lender may, at any time,collect and hold Funds in an aznount not to exceed the lesser amount. _ � '.� . 57.=__
<br /> %.,._.._.,_.
<br />- -_ : - . - -- Lender may estimate the amaunt of Funds due on the basis of current data and reasonable estimates of expenditures of future ::.�-�..:
<br /> � �•. Escrow Items or otherwise in acmrdance with applicabte law. � '�'��'��
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<br /> , The Funds shall be held in an insritution whose deposits are insured by a federal agency. insUumentaliry, or entity - :�"'�.
<br /> .. .,. - �-• . ;
<br />, . (induding Lender,if Lender is such an institution)or in any Federal Home Loan Bank.I.ender shall appty the Funds to pay the °; �_: "�:+�_;
<br />- - •'-;-�� Escrow Items. I.ender may not charge Borrower for holding and applying the Funds.unnualty analyring the escrow accaunt.or _ °�.z�-L.
<br />' � ' verifying the Escrow Items.unlas Lender pays Bonower interest on the Funds and applirable law permits Lender to make such �� ��''=
<br />- ' a chasge.However.Lender may rec{uire Bonower to pay a one-time charge for an independent real estate tax reporting service � ��. ' '-;t��
<br /> � . used by Lender in connection with this loan, unless appticable law provides otherwise. Untess an agrcement is made or `� r,��.�..
<br /> __ � • =. applicable IaW requires interest to 6e paid,l.ender shali not be required to pay Borrower any interest or earnings on the Funds. : _-- --
<br /> � �_-.. ' �.J ,` Borrotiver and Lender may agree in writing,however,that interest shall be paid on the Funds. Lender shall give t�Bormwer, " ''
<br /> � . without charge, an annual accaunting of the Funds, showing credits and debits to the Funds and the purpose for which each • � '". ;=.�:��->
<br /> • � . debit to the Funds was made.The Funds are pleAged as additional security for all sums secured by this Security Insuument. ' . . �,���
<br />''�, :. �� - • lf the Funds hetd by[.ender exceed the amounts permitted to be held by appHcabte law,Lender shall account to Bort+ower ,,; .�:-;�.."Y,;;_
<br /> �• ' .. _. for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds hetd by Lender at any . -`�=--
<br /> _ _, ;..;.,,�
<br /> ' � � time is not su�cient[o pay the Fscrow Items when due.Lender may so notify Borrower in writing,and,in sucb case Borrower �` "� '••�.�-:
<br /> � �. � shall pay ta Lender the amount necessary to make up the defcciency. Borrower sha11 make up the defciency in no more than ' "�"^:
<br /> ... �.,.=�--
<br /> � twelve monthly payments,at Lender's solc discretion. � ��°"�
<br /> • U n a ment in fuQ of all sums secured b this Securit Instrument. Lender shall rom tl refund to Borrower an �� }�"
<br /> P� P Y Y Y P P Y Y . . �+��-
<br /> . _ � • Funds held by Lender.If,under paragraph 21.Lender shall acquire or sell the Property. Lender.prior to the acquisition or sale . . �
<br /> ' � of the Property. shall apply anv Funds hetd by Lender at the time of acquisition or sate as a credit against the sums secured by � —
<br /> . . , this Securiry Instrument. �+'~.-.
<br /> ' ' r� '. 3.ApplIcatlon uf Payments.Unless applicable law pravides othenvise,all payments received by Lender under paragraphs � _--
<br /> " ' : ;.1' 1 and 2 shali be applied:first. to any prepayment charges due under the Note:second. to amounts payable under paragraph 2; �,,; .., .''`•'`
<br /> - . � • third,to interest�due:fourth,to principal due;and last,to any late charges due under the Nole. . "
<br /> ,. 4.Charges; Liens.Borrower shall pay all taxes,assessments.chazges, fines and impositions attributable to the Property +• �� , _
<br /> � • � which may attain priority over this Security lnstrument, and leasehold payments or ground renu, if any. Borrower shall pay � • . . -
<br /> � •� these obligations in the manner provided in paragraph Z,or if not paid in that manner,Borrower shail pay them on time ditectly , _
<br /> "_, • to the per.,on awed payment. Borrower shall promptly fumish to Lender all notices of amounts to be paid under this paragraph. ,, . , .
<br /> . �� � '. If Borcower ttukes these payments directly.Borrower shal!promptly fumish to Lender receipts evidencin�the payments. �
<br />". ., , �. Borrawer shaU promptly discharge any lien which has priority over this Security lnstrumenL unless Borrower.(a)agrees in �_ • _
<br /> writing to the payment of the o6ligation secured by the lien in a manner acceptable to Lender:(b)contests in good faith ihe lien � . .
<br /> . by, or defends against enforcement of the tien in, legal proceedings which in the LendePs apinion operate to prevent the .
<br /> . enforcement of the iien:or(c) secures from thc holdcr of the lien an agreement satisfactory to l.endcr subordinating the tien to �
<br /> . this Security Instrumcnt. If I.cndcr dctermines that any pan of the Property i�subject to a lien which may attain priority over �
<br /> � this Sccurity Instrumcnt,l.ender may give Borrower a notice identifying the lien. Borrower shaU satisfy the lien or take one or � : . .
<br /> ` � more of the actions set forth above within 10 days of the giving of notice.
<br /> '; _ .
<br /> � _ . . Form 3028 9/90 . , ' ..,
<br />. � . �ago 2 01 6 . . . �� �
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