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<br /> - - _� TQO�'fHER WI'rH all the improveaoenta now or hereafter eroctod on the PropertY.and�II ea�ea�iu9.�ppuAayn�.�a,�nd
<br /> _�-- - - — tiutura, mw or Aereatier a part of the Prope�tY. All replacementn ard additiuns shali also be coverod by U�ix Securiq�
<br /> lo�uaient.All of the fone�oinQ Lg refec�d to in tbfa SecuritY lnwrwmnt ac the"Propart,y.'
<br /> BORROWER COV�NANTS that 8�xruwt�is lawfully sciced of t1w estatc hcreby convcycd and has thc ri�ht to�rant apd
<br /> convey �he Pioperty and t�t�he Property is unencumbered, except for encumbruicec of reconl. Borrower warranla atd will
<br /> def�od generally dx:tiUr to the Pro{xrty agalnat all claims and demaridb.subject w uny encumbrancca of rerord.
<br /> 'fHIS SECURITY INSTRUMBNT combires uniform coverwatv for natio��al ure and iwn-uniforru ouvww�wui� li�oitod
<br /> ---- ---- v�tioru by juribdiciion w cw�stiwtc u unifurm s�;urity icuwment covcring rcal property. --
<br /> - UNIFORM COVENANTS. Borr�wer and L..ndc�cove�nt and agree us fof Iows:
<br />- 1. Paya�e�t ot Plfocipo!�od trterect� Prel�ya�eot aod L�te Ch�'�e�. Borrowcr shaU prnmPUY P�Y Wheo d�e the.
<br /> principol of�d'u�terest on tM deCt cv€�enced by the Note and any prePaYment wiJ latc chargcs du�urder the Note.
<br /> 2. iL�tl�[ar'�attes wad Lncur��e. 3ubject W epplicobic law or w a written waivrr by Lender. Horcuwer xhall pwy to
<br /> L,ender on the day rr�onthly payurnts are duc under the Note,until the Nute is�raid in fuli,u sum("Funds")for:(a)ycariy wxes
<br /> --- -- erd essessm�cuts which may attain priority ovcr thisc 5ecurity Instsvment sis a lien on the Property:(b)yearly leasehuld payments
<br /> _ or gc�au�d rents on the Property,if any;(c)yearly hauird or property insurarxe premiums;(d)yearly fiood im;uurance premiums.
<br /> -- if any; (e) yearly rno�tgage inewanre premiums, if su�y;and(�ony sums payable by Borrower to I.ender, in accordunce with
<br /> We provisiwis of�wrag�aph 8,in lieu of�he paymeat of mortgage insunuue premiums.These itemb are called "Escrow Items."
<br /> l.erder may, su any [ime,collect and hold Funds in an auiount rrot w exceed the maximum �►nount u lender for a federall�+
<br /> � related mortgage loan may reyuire for Borrowes'x eserow account wder the federal Real Estate Settlement Procedures Act of
<br /> l974��rnended frow time to time. 12 U.S.C. Section 26U1 et�eq. ("RESPA").unless another luw that applies to the Funda
<br /> � l sets a ksser auaunt. IC so, [.ender may, az any time, rnl�cv;t onci hold Funds in un amoun[ not to exceed thc lesser umount.
<br /> — _-.�__ - Lender arny estimate the amounc of Funds due on the basis of currcnt data ead rco.wrmble estimates of expenditures oE fuwre
<br /> --- -=---,� F,scrow Itema or odwcwise in occordance with applicable law.
<br />� - = 71�c Funds shall be held in an institution whose deposits are insured by a fcdcral agency, mc,trumentsility, or entiry
<br /> (inclucling l.erder, if Lendcr is such an institution)or in any Federal Home Loan Bank.Lender slwll apply the Funds to pay the
<br /> -----=;�; Escrow Itemx. L.ender may not charge Borrower for hulding and applyin�the Funds,annually analyzing the exruw account,or
<br /> --�"'�i"'-"-��' verifying the Escrow Items, unless LenJer pays Borrower interest on the Funds and applicable law pemti[s L.ender to nwke such
<br /> _�. � a charge. However, Lender may require Borrower to pay a one-time charge for an indepemlent rcul estate taz reponing service
<br /> used b,y Lender in connecKion with this loan, utiless upplicable law provides otherwise. Unle� un agreement is ntade or
<br /> ��''� applicable law requires int�rest to be paid, LxnJer shsiU not Ix: required w puy Borrower any interest or eurnings un thc FunJs.
<br /> — Bormwer and Leider maY ugree in writing, 6owevec, thut intereat sh•rll bc paid w►the Funds. Lender Sha1l give to Borrowcr,
<br /> --- --- witi�out charge.An sumu�l accou�uing oi the Funds. simwing creciicg ranl 3ebiw w che Furuis and che purpose for which each
<br /> _•�}-.�`— ' deba to the Eunis was mnde. The Funds ure pledged as�uJJitional s��urity for al l sums secured by this Security Instrument.
<br /> �-•�-��.A ' [f tl�e Fwxls held by I.encier exceed die amuunts permittcY!tv lx heW by applicuble law, L.imlcr+h�ll accuunt w Burn�wer
<br />-:. � ' �-f�•r•���a'��`° for the cx�� Fuixls in urcorJ�nce with the reyuircmcnty uf;►pplirublr I•rw. If dx:amowit of the Fun�is hclJ by L.ender�t uny
<br /> �' • •�,�;�,'� �„ dme is noc sufficient to pay the Escrow [tems when due.l.ender may so notify Borrower in writing,sue�l,in such case BoROwer
<br />- �•. ''s'- "'• � shall pay to Lenler the�nxwnt ncti�es.�wry tu m�ke up d�e Jeticiency. Borcower shall make up the deticiency ip no more tban
<br /> i"���"r�;.�w;:'
<br /> twelve monthlY puYments.at LenJer'�sole dixretiun.
<br />=•� •...�n�t.w�., ..�:. Upon payment in full uf;ill aum�secu►�l by this S��curiry tn�trument. Lendcr xhall promptly refund tv Burruwer:u�y
<br />_ h�t.� 5'+
<br /> �,.. , Fwids held by Lenier. If,unJer p;u�agraph 2l. Lcruier shall;wyuirc ur xll thc Pruperty, L.cnJcr,priur w the sicyuisidun or sale
<br /> of the Property,shall apply any Fur�ds held by L.ernler at the time of uc�quisitiun or sulr;u�n credit uguinst thQ sums secc.-�d by
<br /> ' ' tl�fs Sc�t-urity Instrument.
<br />- 3.Appli�eatioa ut P�meut4. Unl�•sa applicuble I•rw provid��udxrwix,ull paymentti n�rived by L.enJcr uncier paragraphs
<br /> -.� .•���;. .,,,- t aid 2 shall be applittii: firat.tu:uiy prep�rymrnt ch;ug��Jue unJrr the Nute: kcond.to anwunts pryable wuler p:uu�r.tph 2:
<br />_ ,�,r��.,,,,, d�cd.w intecest Jue:fuucth, w pri�xip•rl duc:;uui I;ut.to:u:y I:w:rlwrges du�unJrr d�c IYu�:.
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<br /> 4.Clirrgea; Li�as. Borruwer �h:ill{rry �ll tr.i��.:usess�nen�i. ch�rges. fi��c,anJ impo,iiiuns uttribut•rble w the Propeny
<br /> �z.� �•:•-•�., . � which may atrrin priurity uver thiy S��uricy [nstrument, :ux1 IcsxhulJ payments ur grounJ rents, if:uiy. Bortuwer shull pay
<br /> �• •~��';,' tliese obligations in thr manner proviJ�•d in purugr.tph 2,or if nut p•riJ in th:�t manncr, Borrower tihall pny them on time direcdy
<br /> °"'"�;Y;�„r„ tv the prrwn uweJ�rryment. &rrruwer sh•rll prumptly I'urni�l� w Lender all nutic�w uf•rii�uunt�tu Ix puiJ undcr this p:vagraph. -
<br /> '' '�=•�• •• -,, If Borcower m�lees tl�c�e puyrrnncs Jirc�dy. Borruwer shrll promptly furni+h tu LenJer r��:cipts cviJcncinR Uie puyments.
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<br />_ .- --•° ': Burrowcr sh•rll prumptly Jixh:u�gr;my licn whi�h ha,priuriry uver thi,Security (n�trument unle�.ti Burrower. (a)ugrerY in
<br /> a -�=�`�¢� �� -`" writing w thr�xiyment of thr ubligatiun xturcti!by the lien in a munncr acceptrbl�to Lendcr; Ib)�untests in g�xxl f•rith thc licn
<br /> � � by, ur Jcfcixis �:iinst cnforcrmcnt uf thr licn in. Icg-r! prur��dings which in thc Lc�iJcr'ti opiniun ��perate w prcv�nt thc _
<br /> , •. .- . enfuntmcnt ut the lien: or 1r)x�ur�� frum th�h��Wcr of'the lirn;ui agr�timcnt wti,factury n� LcnJcr suburtlinating the lien W
<br /> . ,,,�, this S��urity [nstrurtwnt. If Lencl�r Jr[�rminc.that �ny purt nf thr Pru�xrty i, ,ubj¢rt tu � licn which m•ry atrrin priurity uver
<br /> ; ," e�"''"' tllis Security [n�trum�nt, LcnJcr muy givc Burrowrr a nutirc idcntifving thc lir�i.&�rruwrr,h�ll ti;►ti,fy thc licn ur t�lce unr ur
<br /> x - more of the actiorts set forth ulwve within I U Jay,uF thc giving��f nutirr.
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<br /> Form 30TB 8180
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