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<br /> " ;���� l�Ay n�w In!�e=use�t�ca.lci�lAre my inte!r-s�r�te wil�be cit�±er(i?fo*Mprgia Ctpttor!.th�!+J,��st p�lme rsuc ntthliqheci in
<br /> �-"'�' �Wa11 Stmt Joumal'Money Rttes"tsble,(ii)for Mugin Option 2.the average af intetbank offered ntes for onemonth
<br /> `�;� dollps depoaita in the London mark�t based oa quotatians of maJor banka az publlshed in The W�ll St�t]oumal "Money
<br /> -t r Retes" table,or (ill) far Mugin Option 3. the weekly avcrago yicld on Unitcd States Treasury Stcurides adjusted to a
<br /> ° . �'�i constant manrity of o�e{I)yu�r.a9 m3de svailable by the Federnl Rescrvo Hoard In publication H.15. My aew iadex will tse
<br /> �� the most recent utdex avellable ag of the date fortyflva days priar to the agplicable Changc Date(the°Index Determinatlon
<br /> ; Date'). My raargin to ba added or subtracted, as the cue may be, to the new index will depead on the mugln option
<br /> '�; selectcd aad the unpatd balance of the Notc on the Inclex Determination D�te,a;followa:
<br /> �.
<br />;'^;, ,,i � Unpaid Friacipal Mug{n Margin Mugin
<br />�,,:.. •,. Balana �ndon 1 �don 2 OnNan 3
<br /> '� I.ess than SZ00.000 plus 0 plus 2.125 96 plus 2.2596
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<br /> O20Q,000-S299.999 mfnus.259� plus 1.8759� plus 2.12596
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<br /> „-,; $300,OU0-SSS9.999 minus.5096 plus 1.62596 plus 1.875SG
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<br />-�•;...•; .;� .:' �.QaO-5349.�9 minus.62SS� plus 1.�0 n ptus 1.75 0
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<br /> W`��%�;_� � S1,000.000 or mora minus.75� pins 1.37S5L plus 1.62596
<br /> ''�'Y:."'"" ii I�Iu �vi }'ray icuucc au ucl"inaiion ioe.�t closin ,tue
<br /> : _— x 8 �'8�sec fonb soovo wiil oe inc�asd't►y an adaiaonai
<br /> '"=L�.� one-faurth of one percentage point(.259G). If I did ne�p�ay Lender an originatfon fa at cloaiug and I olectcd not to pay
<br /> --'_'S.'.y..;,r;��i:
<br /> �....i..;:.; moxtgage-relatal closing costs,the margias set forth aTaove xviU be increased by an additlonal one•half of oae penrmtage
<br /> :����'�;�?�w, point(.50�). My latGrest raze wIll be calculated by adJz�,q t�z index and margin mundod to the nearest one-eightb of one
<br /> ��� penentage point.
<br /> _°�'�::�:�
<br /> =��� (B) Coadi�to Exercisiag Inde�Cmnvusion Optiom
<br /> .::�i:���:�v�_
<br /> - -�s If T went to exercise the Lxtex Converaton Option.I must fust meet certaia conditions, Those conditions ure that:(i)I
<br /> T`�`"�� musi stl11 be the own�r of tha property subject to the SecurIty Instxument(as det'xned in this Note);(d9)i c,�nnot havC been
<br /> �_`�*� � lato on An of tho 12 scheduled mcnthl
<br /> _ y y paymcats tmmodiately preceding tha date on which I give nut9ce of my eloctioa to
<br /> __-= exencise my Index Conversion Option; (iii)I carmot have beea mon than 30 days late oa amy of my scheduled moathly
<br /> —_-- � paymants; (iv)I must give the i.ender notics that I waaz to �xencise my Index Conversion Optioa; (v)I must not 6e in
<br /> dcfzwlt under the Nox or the Securlty Instrument;(vi)my a dsite no latcr than 15 daya prior to the I�ndex Conversion�ate,I
<br /> -------�-_— must pay the Lez►dsr a convereioa fee of U.S.5500 aad!must algn and give the Lender aay d�uulents the Lendcr req��res to
<br /> .. effect tbe convcrsion.
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