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<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 5, 2011. The grantor is CAR�
<br />A SINGLE PERSON, whose address is 2408 W 4TH STR, GRAND ISLAND, Nebraska 68803-
<br />("Borrower"). Bonower is not necessarily the same as the Person or Persons who sign the Equity -
<br />("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in d
<br />Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The t
<br />R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ("Trustee").
<br />is Home Federal Savings & Loan Association of Grand Island, which is organized and existin
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Ne
<br />("Lender"). CAROL A HISER has entered into a Contract with Lender as of August 5, 2011, ur
<br />which Borrower may, from time to time, obtain advances not to exceed, at any time, a�
<br />PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*'°� of Fifteen '
<br />00/100 Dollars (U.S. $15,000.00) ("Credit Limit"). Any party interested in the details rela
<br />continuing obligation to make advances to Borrower is advised to consult directly with Lender. If
<br />the sums owing under Borrower's Contract with Lender will be due and payable on August 15, 201
<br />Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, i
<br />advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all c
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the sec�
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants
<br />under this 5ecurity Instrument and the Contract. For this purpose, Borrower, in consideration of t
<br />trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the follc
<br />property located in the COiJNTY of HALL, State of Nebraska:
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<br />A HISER,
<br />�ine of Credit
<br />section titled
<br />stee is Arend
<br />he beneficiary
<br />under the laws
<br />raska 68801
<br />er the terms of
<br />ousand and
<br />i to Lender's
<br />t paid earlier,
<br />This Security
<br />luding future
<br />�r sums, with
<br />n titled
<br />d agreements
<br />debt and the
<br />ine described
<br />Address: 2408 W 4TH STR, GRAND ISLAND, Nebraska 68803-4505
<br />Legal Description: LOT ONE HUNDRED FORTI'-THREE (143) AND THE SOUT FOURTEEN
<br />(14) OF LOT ONE HUNDRED FORTY-FOUR (144) IN BELMONT ADDITION, ADDITION
<br />TO THE CITY OF GRAND ISLAND, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and 11 easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and addition shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as he
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and ha the right to
<br />grant and convey the Property and that the Properiy is unencumbered, except for encumbran es of record.
<br />Borrower warrants and will defend generally the title to the Properiy against all claims and dem ds, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the p incipal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due und r the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean 11 controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and or ers (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Charges; Liens. Borrower shall pay all ta7ces, assessments, charges, fines and impositions att ' utable to the
<br />Property which may attain priority over this Security Instrument, and leasehold payrnents or ground ents, if any.
<br />At the request of I,ender, Borrower shall promptly furnish to Lender receipts evidencing the payme .
<br />Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)
<br />agrees in writing to the payment of the obligation secured by the lien in a manner acceptable o Lender; (b)
<br />contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedin s which in the
<br />Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
<br />agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender dete ines that any
<br />part of the Property is subject to a lien which may attain priority over this Security Instrument, nder may give
<br />� 2004-2010 Compliance Systems, inc. EEOB-OIOD - 2010.03378
<br />Coreumer Real Estate - Security InsVUment DL2036 Page 1 of 5 w�vw compliencesystems.com
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