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<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST'
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />' BY THIS DEED OF TRU5T)
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 15, 2011. The grantor is MICH?�EL T
<br />JAKUBOWSKI, A SINGLE PER50N, whose address is 3510 S BLAINE ST, GRAND ISLAND, Nebraska
<br />68801-8804 ("Bonower"). Borrower is not necessarily the same as the Person or Persons who sign the Equity -
<br />Line of Credit ("Contract").' The obligations of Bonowers who did not sign the Contract are explained further in
<br />the section titled Successors% and Assigns Bound; Joint and Several Liability; Accommodation Signers. The
<br />trustee is Arend R Baack, �ttorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee").
<br />The beneficiary is Home Fe eral 5avings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the Unitec� States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"), MICHAEL T JAKUBOWSKI has entered into a Contract with Lender as of
<br />August 15, 2011, under the '�terms of which Borrower may, from time to time, obtain advances not to exceed, at
<br />any time, a***MAXI1ViiJ11�,[ PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of
<br />Forty-nine Thousand Nine Hundred and 00/100 Dollars (U.S. $49,900.00) ("Credit Limit"). Any party
<br />interested in the details related to Lender's continuing obligation to make advances to Bonower is advised to
<br />consult directly with Lender.� If not paid eazlier, the sums owing under Bonower's Contract with Lender will be
<br />due and payable on Septem er 15, 2016. This Security Instrument secures to Lender: (a) the repayment of the
<br />debt under the Contract, wi ��'interest, including future advances, and all renewals, extensions and modifications of
<br />the Contract; (b) the payme�it of all other sums, with interest, advanced to protect the security of ttus Security
<br />Instrument under the provisi�ns of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's aovenants and agreements under this Security Instrument and the Contrac� For this
<br />purpose, Bonower, in consi¢eration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power pf sa1e, the following described property located in the COIJNTY of HALL, State of
<br />Nebraska: '�
<br />Address: 3510 S BI
<br />I,egal Description:
<br />COUNTY, NEBRA
<br />TOGETHER WITH all t
<br />appurtenances, and fixtures
<br />covered by this Security ]
<br />"Property."
<br />� �.
<br />� � U9
<br />� �
<br />ST, GRAND ISLAND, Nebraska 68801-8804
<br />TH12EE (3), HEAVENLY HAVEN THIItD SUBDIVISION, HALL
<br />improvements now or hereafter erected on the property, and all easements,
<br />w or hereafter a part of the properiy. All replacements and additions sha11 also be
<br />rument. All of the foregoing is refened to in this Security Instrument as the
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Prope�rty and that the Property is unencumbered, except for encumbrances of record.
<br />Bonower warrants and will �iefend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Bonower and I,ender cove t and agree as follows:
<br />Payment of Principal and I�terest; Other Charges. Bonower shall promptly pay when due the principal of and
<br />interest on the debt owed und�er the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used
<br />applicable federal, state and
<br />the effect of law) as well as z
<br />Charges; Liens. Borrower
<br />Property wluch may attain �
<br />At the request of Lender, Bc
<br />this 5ecurity Instrument, the term "Applicable L,aw" shall mean all controlling
<br />�cal statutes, regulations, ordinances and administrative rules and orders (that have
<br />applicable final, non-appealable judicial opinions.
<br />pay all taxes, assessments, charges, fines and impositions atlributable to the
<br />� over this Security Instrument, and leasehold payments or ground rents, if any.
<br />r shall promptly furnish to Lender receipts evidencing the payments.
<br />Bonower shall promptly d' ge any lien which has priority over this Security Instrument unless Bonower: (a)
<br />agrees in writing to the pa ent of the obligation secured by the lien in a manner acceptable to Lender; (b)
<br />contests in good faith the lie by, or defends against enforcement of the lien in, legal proceedings which in the
<br />Lender's opinion opera,te to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
<br />agreement satisfactory to Le�der subordinating the lien to this Security Instrument. If Lender determines that any
<br />part of the Property is subjec,'t to a lien which may attain priority over this Security Instrument, Lender may give
<br />o zooa-ioio co�u�� s���, m�. EEOas - 2010.03.378
<br />Consumer Reel Estate - Security Inatrument DL2 36 Page I of 5 www.compliancesystems.wm
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