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`a <br />�0�106340 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />� •-- /i (Seal) (Seal) <br />Tim A Wojcik -eorrower -Bortower <br />o�q, (Seal) <br />Jol M Wojcik -Borrower <br />� ( �—// (Seal) <br />-eorrower <br />MULTISTATE PUD RIDER- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3150 1/01 Page 3 of 3 <br />