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<br /> • --:r.���: puyments ntu� nn langer be required, ut the optioa�af Lender,if mortgiibe insurance coverage (in t!ie�mount imd for the periosl
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<br /> • �,� that [.ender reyuires)provided by un insurer appraved by I.ender aguin becomes uvnilable und is ubtained. Barrowcr shall pay
<br />��:�.•�„ thc premiums rcquired to mnintuin monguse insurAnce in effect,ar to pravide a loss reserve, until thc requiremcnt for mortguge
<br /> -;^�•° insurance cnds in accurdnnce a�ith nny written ag�eemcnt bctwccn Barrowcr and Lendcr ar npplic�lble law.
<br /> _LL,�:�� 9. Ins�t::tlo�n. Lendcr or itc agent ma��mai<c rcasonablc cntrics upon and inspections of thc Property. Lcndec shc�ll�ivc
<br />==-= Borrowcr notice at the time of or prior to an inspection specifying rensonable causc for the insRection.
<br />=---_-- 10. Conderonutton. Thc procceds of uny �wa��d or claim for dama�cs, dircct or consequcndal, in conncction with uny
<br /> �_,�� condemnution or�tner tnking of any part of the Property,or for conveyance in lieu of condemnation, are hereby assigned und
<br /> ��� shall be paid to Lender,
<br />-_rY:re;,,-�� In the event af a tot�l taking of the Property, the proceeds shall be applir.d to the sums securad by this Security Instrument,
<br /> '�� whcthcr or not thcn due, �vith any e;:cess paid to Borrou�er. In die event of a pnrtial taking of the Property in whlch the fair
<br />�='=��f��� markct valuc of the Property immediatcly before thc taking is eyual to or grcnter than the amount of the sums se�:ured by this
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<br />_,,,`s�'� Sccurity lnstrument immediAtely before the takin�, unless Borrower and Lender otherwiye a�ree in�vriting,the sums sccurcd by
<br /> this Security Instrument shall be reduced by the amount of the proceeds multiplied by tl�e following fraction: (a) tlie total
<br /> 'n;a„�� amount of the sums secured immediately before the tuking, divided by (b� the fair murket valuc of the Property irrunediatcly
<br />---- before the taking. Any balance shull be paid to Borrower. In the event of a partial taking of the Property in which the fair
<br /> __ markct value of the Property immediatcly before thc tuking is less than the amount of the sums secured immediately before the
<br /> -��=� tuking, unless Borcower and Lender otherwise agree in writing or unless applicable law otherwise provides. the proceeds shall
<br />�.���,��
<br /> be npplied to the sums secured by this Security Instrument whether or not the sums are then due.
<br />:.W� IF thc Property is abandoned by 8orrower, or if,after noticc by Lender to Borrower that the condemnor offers to make an
<br /> award or settle a c?aim for damages. Bonower fails to respond to Lender within 30 dlys after the date the notice is given,
<br /> = Lender is authorized to collect and upply the proceeds,at its opcion,eidier to restoration or repair of the Property or to the sums
<br />'""�� secured by this Securiry instniment,whether or not then due.
<br /> — Unless Lender nnd Borrower otherwise agree in writing, a�iy applica[lon of proceeds to principal shall not extend or
<br /> –�`' postpone the duc date of the monthly paymenu referred to in paragraphs I and 2 or change the nmount of such payments.
<br /> 11.Aorrower Not Released;Forbesrance By Lender Not a WAiver. Extension of the time for puyment or modification
<br /> _ of amortization of the sums securcd by this Security Instrument granted by I.ender to any successor in interest of Borrower sh�ll
<br /> not operate to release the liability of the original Borrower or Bonower's successors in interest.Lender shall not be required to
<br /> _ commence proceed'engs against any successor in intemst or reiuse to ea[end time for payment or o�henvise modiiy amoriizauon
<br /> of the sums secured by this Security Instrument by reason of atny demand made by the original Borrower ur Borrower's
<br /> suceessors in interest.Any forbearnnce by Lender in exercising any right or remedy shall not be a waiver of or prcxlude the
<br /> exsrcise of nny right or remcdy.
<br /> 12. Successors and Assigns Bound;Jaint and Several Liability; Co-slgners. The covenants and agrzements of this
<br /> 5ecuriry Instrument shall bind and beneft the successon and assigns of i.ender nnd Borrower, subject to the provisions of
<br /> paragmph 17. Borrower's covennnts and agreements shall be joint und several. Any Borrower who co-signs this Securiry
<br /> Inatrument but does not execute the Note: (a)is co-signing this Security Instn►ment only to mortgage. grant and convey thai
<br /> Bonower's interest in the Property under the terms of this Security Inswment:(b)is not personnlly obligated to pay the sums
<br /> securcd by this Sccurity Instrumcnt;and(c)agrees that Lender and any other Borrawer may agrce to extend, modify,forbeur or
<br /> - make any accc�mmodutions with regard to the terms of this Security Instn�ment or the Note without that Borrower's cansent.
<br /> 13. Loan Charges. If the loan secured by this Secarity Instrument is subject to e law which sets maximum loan charges,
<br /> and that lnw is finally interpreted so thut the interest or other loan charges collected or to be collected in connection witl� the
<br /> lo;�n excecd the permitted limits. then: (a)any such loan chazge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit;and(b)any sums alrcaJy collected from 8onower which exce�:ded permitted limits will be refunded to
<br /> Banower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principai. the reduction will be treated as a partial prepayment without any
<br /> -- prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be givcn tay delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of another meihod. The notice shall be directed to the P�operty Address
<br /> , or any other address Borrower designates by notice to Lender. Any notice to Lender shall bt given by first class mail to
<br /> , Lender's address stated herein or any other addres I.ender designates by notice to Borrow�r. Any notice providal for in tl�iis
<br />_ ' Security Instrument sl�all be deemed to huve been given to Honower or I.ender when given us p:ovided in this paragra}►h.
<br /> 15.Govesniug Law; Sevembtlity. This Security Instrument shtill be �overned by federal la�v nnd the law of the
<br /> � jurisdiction in which the Progerty is located. in the event that any provision or clnuse of this Security instrument or the Note
<br /> ��j conflicts witli applicable law, such conflict shall not affect other provisions of this Security Instrument or die Note which can be
<br /> � given effect without the conflicting piovision.To tliis end the proeisions of this Security Instrument snd the Note are declared
<br /> to be sevcrable.
<br /> 16.Borrower's Copy.Borrower sl�all be given one conformed copy of die Note and of this Security[nstrument.
<br /> , Form 3028 fl18D
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