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<br /> - — TO(lBTHER WITH�II the improveanente nc�w or heratfter eroctod un the property,rnd all ea�emenl�. appuneNnca�.ud
<br /> fia�ures naw or hercaftcr o patt af Iho pr�perty. All neplwccmento w�d oddllions nh�ll at�o 6� cavered by 1h1� Seauity
<br /> l�ttument.All of Ihe fnrcgMng is retertod to in�hix 5ocurity inacrumcnt w 1hc 'Pnq���y.'
<br /> _ �ORROWER CQVENANTS Ihu�liormwcr is luwfully sciRal oP Ihu estwte hcreby�:�nveya!iuK!hrw thc riQht to Rrant�nd
<br /> -- — rnnvey thc Property and that Ihc Property la unencumbcrod,except for encumbra�xes oF record. Bnrrowcr wArnNtr�nd will
<br /> _ �� defend genernlly the tide to the Property ogainat pll cl�ims and demand�,xubiect w uny encumbrnnc�cs af tecord.
<br /> - ;�_ _ ` - ' THiS SBCURITY INSTRUMENT cambinc.�unifurm cuv��wnt�fur iwUonrl ua�.w�d nan-uniform rnvenanu with limited
<br /> �� varluians by Jurisdiction to conadwte a uniform secu�ity inatrum�nt covering real prapeRy.
<br /> UNIFORM COVENANTS. Rorrower arul Lender coveiwnt and agree+�follows: '
<br /> — - _— 1. Pwyma�t oi Prlacilwl wad Intert�ti Pe'epnymeat And ta�te ChaRea. &►rrowcr shall pramply pay when due the.
<br /> - --- - princip�l af and lnterest on thc debt evidenced by thc Nate and uny prepayment and latc charQes due under thc Note.
<br /> "!'�'�'� 2.Fund�for Taxea ond lncurance. SubJert ta applicuble law or to a wdtten waiver by l.endcr, Borrower shall pr�y to
<br /> --- -�'=-=�, Lender on the duy monthly payments Are due under the Nate.until thc Notc ia puid in full.a Qum("Funds') for:(a1 yearly taxes _
<br /> _ __W��� and assessments which may attAio priority over ihis Security Instrument as a lien on thc Property; (b)yearly I�a.cehold payments
<br /> — - _ - = or ground rents on the Pmpeny, if any;(c)yesuly hezurd or property insurance premiums;(d)yearly fload insurance premiums.
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<br /> if any; (e)yearly mortgnge insurance prcmiums, if any; and(� uny sumg peyablo by BoROwer to l.cnder, in accordance wlth
<br /> ° the provisians of parugrnph 8,in lieu af the paymant af mongage insurance premiums. These i�ems ure called"Escmw ltems•"
<br /> —"'" l,ender may. at any time, collert and hold Funds in un amount not ta eacecd the msucimum amount n lender for a fe�ierally
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<br /> related mortgage loan muy require for Borrower's escrow account uncier the federnl Real Estate Settlement Procedures Act of
<br /> __ �.s�a^.a�axaor _ . _
<br /> -- 1974 as arncnded from timc to timc. 12 U.S.C.Sestion 2601 et seq. ("RESPA"), unless another law thut upplies ta t e u s
<br /> :< d,�''� � sets a lesser emount. If so, I.endcr may, at any time, collect und hald Funds in an amount not ta exceed the lesser amuunt.
<br /> �°_��� �`�r°`" • l.ender may estimute the umount nf Fund�due on the bagis af cument daw snd reasonable estimates of exp�:i�litures uf future -
<br /> " �,�s'_,� ,• �' Fscrow Items or otherwise in acrnrdancc with epplicable law.
<br /> -, .Q ���L�'"� ' ••� L'4., The Funds shnll be held in an institution whose deposits are insured by a federel agency, instnimentulity, or entity
<br /> ��.�d;�• ,�yq�W��.�.: (including Lender,if l.ender is such nn institution)or in any Federal Home Loan Bnnk. l.ender shall apply the Funds to pay the
<br /> ,,,. . :,;� J � �- Bscrow items.Lender may nat charge Borrower for holding ancl applying the Funds,unnually analyzing the escrow account,or
<br /> � .�_;, �• ,, . verifying the Escraw Items,unless L.ender pays Borrower interest on the Funds and applicable law permi�s L.ender to make such
<br /> � • r',:;,�,.��� �,,::: • '., a charge.However, L.endar mvy require Barcowcr to pay a one•time charge for an independent real estale tux reponing service
<br /> _ , ��"�,,�j• used by Lender in cannectiun with this loan, unless applicable law provides othenvise. Unless an agreement is made or
<br /> applicuble law requires interest to be paid, Lender shell nut be required to pay BoROwer any imercst or eurnings on the Funds.
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