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<br /> pnymcnts mny no Inngcr be rcquircd.ot thc option of Lcnder, if�ttortguge insurunce cuverngc (in thc amoant an tor t�c periocl
<br /> that Lender requires)provided by an insurer.�pproved by Lcnder ngt:in bemmcs avUili�blc und is obtained,Borrowcr shull pay
<br /> the premiums rcquir�to maintain mongage insumncc in effect,or ta pmvidc a lass reserve,unHl the rcquircnunt for mortgose
<br /> insurance ends in accordance with any�vritten agreement 6etween Bnrro�ver and Lender or applicablc law.
<br /> 9. �nspecilon. Li:nder or its ngent may make reasonnble entries upon und inspections of the Prupeny. Lcuder shall give
<br /> Borro�ver notice at the time of or prior ro an inspection specifying reasonable cause for the inspection.
<br /> 1Q. Condemnutlon. The proceeds �f any awnrd or claim for damages, direct or consequentiul, im m�nection with Any
<br /> condemnation or other taking of any part of the Property,or for conveyance in lieu of eondemnation,are hereby ussigned ond
<br /> shall bc paid to Lendcr.
<br /> In the event of a total tuking of t�e Property,the pmceeds shall be applied to the sums secured by this Security lnstrument.
<br /> wlicthcr or not then due, with any excess paid to Borrower. In the event af a partial taking of the Property in which the falr
<br /> markct value of the Propeny immedintely before the taking is equal to or greater than the nmount of the sums sccured by this
<br /> Security Instniment immediately before the taking, unless Bon�ower and I.ender otherwise agree in writing,the sums secured by
<br /> this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: �a) the tota!
<br /> amuunt of the sums secured immediately before the taking, divided by (b)the fair market value af the Property immediately
<br /> before the taking. Any balunce shall be paid to Bonower. In the event of u partinl taking of the Propeny in which the fair
<br /> marhet valuc of the Propeny isnmaliately before the t�king is less than[he nmount of the sums secured immediately bafore the
<br />, tuking, unless Borrower and Lender atherwise ag�e in writing or unless applicuble law otherwise provides,the proceeds shall
<br /> be applied to the sums secured by tiiis Securiry Instrument whc2ner or not the sums are then due.
<br /> If the Property is abandoned by Barrower,or if,uftcr notice by Lender to Borrower that the condemnor offers to make an
<br /> uward or settle u claim for darnages,Barrower fails to respond to Lencler within 30 days after thr.date the notice is given,
<br /> L.ender is uuthorized to collect z�nd apply the proceeds,at its option,either to e<:storation or repair of�ite L�roperty or to the sum5
<br /> " secured by this Security Instmment, whether oa�not then due.
<br /> Ualess Lender und Borrower atherwise agree in writing, nny application of procL'eds to principal shall n�.eatend or
<br /> , postponc the due date of thc monthly paymenu referred to in�arugraphs 1 and 2 or char.,;,�:the amount of such payments.
<br /> 11.Borrower Not Released;�orbearance By Lender Not a Waiver.Extension of the time for payment or modification
<br /> of amortization of the sums tecured by this Security Instrument granted by Lender to any successor i��•�;'r�rest of Borrower shall
<br /> �iui uperatc iu [ClCd3G tIIC IlU0lIlly UI ine oribinai$orrower or Borrower's successots in ia:eresc. I.ender�naii no�b;. m„quire3 eo
<br /> commence proceedings against any suaessor in interest or c;.iuse to extend time for payment or othenvise modi�y amortization ,
<br /> of the sutns secured by this Security Instrument by re�s�n of a��y demand made by 4he original llurrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy s3�a71 not be a weiver of or preclude the
<br /> eaercise of any�ight or remedy.
<br /> 12. SuCCessor�Aatd As�igns �iound;Joint .und Several Liability; Co-stgners. 3'he covenants and ugreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of Lender and Barrower, subject to the provisions of
<br /> paragrnph 17. Borrower's covennnts and agreements shall be joint and seversil. Any Barrower wha casigns this Security ;
<br /> � Instrument but dces not execute the Note: (a) is co-signing this Security Instrument only to mortgagc, grent and conv�y that
<br /> y:� Borrower's interest In the Praperty under the cerms of this Security Instrument; (b)is noi persunally obla�ated to pay the sums
<br /> ';'� secured by this Security Instrument; and(c)agrees that Ixnder und any other Borrower rt2ay ngree to extend,modify�forbear or
<br /> �, make any accommodations with regazd to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> " 13.I.oan Charges. If the loan secured by this Security Instrument fs subject to a law which sets maximum loan charges.
<br /> and that law is finalty interpreted so that the interest or other luan charges collected or to be collected in connection wid�the
<br /> • loun excead the permined linilts,then:(a)w►y such loan charge shuli be reduced by the amount necessary to reduce the charge
<br /> to die permitted timit;and(b) any sums already collected from Borrower which exceed�;d pernutted limies will be refundc;d to
<br /> •� Rorrower. Lender may choose to make this refund by reducing the principal o�ved undcr the Note or by making n direct
<br /> ° payment to Borrower. If a refund reduces principal. the reduction will be treated as a paitisi prepayment without any
<br /> "• prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing
<br /> �• it by first class mail unless applicabie law r�ryuires usc of another method. The notice shall be directQd to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lender shall be sivtn by first class mail to
<br /> Lender's address stated hereln or any other address L.ender designates by notice to Borrower. Any notice provided for in this �
<br /> � Security Insuument shall be deerned to have been given to Borrower or Lender when given as provided in this paragraph.
<br /> 15.Coverning Law; Severabillty. This Security Instrument shall be governed by federal law and the law of the
<br /> jurisdlction in whic�the Property is located. 3n the event that any provision or clause of this Security Instn�ment or the Note
<br /> , conflicts with applicable law,such conflict shaJl not affect other provisions of this Security Instrument or the Note wliich can be
<br /> �iven effect withosu the conflicting pmvision. To this end the provisions of this Security Instrument and thc Note:ue cleclared
<br /> to be severable.
<br /> 16.Borrower's Copy.Dorrowerahall be given one conformed copy of the Note and of this Securiry Instrument.
<br /> ° Form 3028 9/A0
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