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<br /> 'fOCil:THEI2 WITH uU thr imprmements now ar hereufter erected on the property, und i�l�en�me���iZt�C�}}!l�cti, and
<br /> 6xturcy n�»v un c�rcafter a psn ot ihe propeny. All reptacemm�ts mtd i�dditions shull ul,o hc cuvercd by �hiti Sccuriry
<br /> : �•" In�;trument. All of thc faregoing is refcrred to in this Sccurity Instrument ns thc"Properry."
<br /> `� EiORRf)W�R COVENAN7°S thm Borro�ver i+lawfully scised of thc cstute hrreby conveyed nnd has ihe right tu grant iin�l
<br />"-'�""•• � convcy thc Property und thut thc Praperty is uncncumhcrcd, cxccpt fitt cncumbrunres of rccurd. Bz�rrmvcr wurrants und will
<br /> ;,,,�Y defend�enC�ally the tiUe to the Progn,np againse.ill cl.�ims and Je�»unJ�,subject w iury cnrumbrunces cif record.
<br /> ;� 7'HIS S6CURITY INSTRUMENT combines uniform covenunts for nutional use und non-unifi�rm covenunts with limitcd
<br />;;:;,��'; variutions by jurisdiction ta constitutc n u�niforn�sccurity instrumcnt covcring rcal property.
<br />_�� UNIFORM COVF.N.4NTS. Borrower and Lender cavcnant and agrce us foUows:
<br /> ,.. -_, � 1. Payment oP Pr6ulpal nnd Interest; Prepayment and Late Charges. Bottowcr shull prompdy pay when duc thc
<br /> , �� princip,d of and interest on the debt evidenceci by the Note and any prepayment und late eharges due under the Note.
<br /> ' Z. F�irt�ls for Taxes aud Insurnnte. Subjcct to applicuble law or to a written wuiver by Lendcr, Borrawer shall pay to
<br />`�;;,����.� ' Lcndcr on the day monthly payments are due under the Notc,until the Notc is pnid in full,a sum("Funds")for: (u)yeudy taxes
<br /> �;�:,..��,` and assessments which may utwin priority over this Security Insaument as a lien on the Property; (b) yearly Ieasehold payments
<br />`r; ' or ground retns on the Property, if any;(c)yeurly hazard or property insurance premiums; (d)yearly flooci insurance premiums,
<br /> e.;,:,,.
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<br /> ,�,,;�x r• y; (e)yearl mon a e insurance rerniums, if any; and(t�uny sums payable by Borrower co L.cnder, in accordance with
<br /> -°-��� the provisions of paragruph 8, in lieu of the puyment of mortgage insurance premiums. These items are called "Escrow Items."
<br /> -..u,�;;��' Ler.der may, at any tifne, collect and hold Funds in nn amount not to exceed the maximum nmount a lendcr for a fedemlly
<br />:::�'�`"'�"' related iuuttgage lo:ui may require for Borrower's escrow account under the federal Re:il Estate Settlement Procedures Act of �
<br />�'�''��'��� 1974 as amended from timc to time, 12 U.S.C. Sc:ction 2601 et seq. ("RESPA"), unless another law that upplies to the Funds
<br /> -�h-�,l-- sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to excced 2hc Icsscr amount.
<br />� �-�=y:._� Lendcr muy estimate the amount of Funds due on the basis of current data und reasonable estimates of expenditures of future
<br /> __--- Fscrow Itcros or otherwise in accordann with upplicable law.
<br />=�.�s� Tt�e Funds shali be held in an institutian whose deposits are insured by a federal agency, instrumentality, or entity
<br /> -���� (including Lender,if Lender is such an institutian)or in any Fedcral Home Laan Bank. L.ender shall apply the Funds to pay the
<br /> Escrow items. Lender may not charge Borrower fur holding und applyine the Funds,annually analyzi::g thc escroe;�accatmt,or
<br /> ~° verifying thc Escrow[tems,unless Lender aays Borrower interest on the Funds and applicable luw perrni�e Lender to make such
<br /> -___��� a charge. However, Lender may require Borrower to pay a one-time charge for an independent real estute tax reporting service
<br /> ,°- _ used by Lender in connection with this loan, unless spplicable luw provides othenvise. Unless an Agrcement is made or
<br /> _� »g�l:r,�►b!�!su�eq-�iics iiiiccrsi io oe paid, iender snaii not be required to pay Borrower nny interest or earnings on the Funds.
<br /> —� - Borcowcr and Lender nray ugree in writin�.;,however. that Interest shall be paid on the Funds. Lender shall sive to Bonower,
<br /> -==-- = wlthout charge, nn annual nccounting of the Funds,showing credits and debits to the Funds a�•id the purpose for which each
<br /> debit to the Funds was made.The Funds are pledged as additional security for all sums secured by this Securiry Instrument.
<br /> If the Funds held by Lender excecd the amounts permitted to be held by applicable law, Lepder shall uccount to Borrower
<br /> _-?=,i� for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender ut any
<br /> time is not sufftcient to pay the Escrow Iterns when due,Lender may so notify Bonower in writing,and,in such case Bormwer
<br /> - shall pay to Lender tlte amount necessary to make up the deficiency. Borrower shall make up the def iciency in no mon diun
<br /> twelve monthly payments,at Lender's sole discretion.
<br /> Upon payment in full of all sums secured by this Secu�ity Instrument. I.ender shnll promptly refund to Borrower any
<br /> Funds held by L,ender.If,under paragraph 21,Lcnder shall Acquire or sell the Property,Lender,prior to the acquisition or sale
<br /> of the Property, shall apply 3ny Funds held by Lender at the time of acquisitIon or sale tis a credit aga9nst the sums secured by
<br /> this Security Instrunlent.
<br /> 3.AppBcution of Puyments.Unlcss applicable law provides otherwise, all payments received by Lender under paragraphs
<br /> 1 and 2 shall be aPplicd: first, to a��y prepayment charga due under the Note; second, to amounts payablc under paragraph 2;
<br /> third. to interest due;founh,to principal due;and last. ta any late churges due under tho Nate.
<br /> 4.Cl�arges; Ltens, gorrawer shall pay ull taxes. ussessments. chArges, fines�nd impositions attributnble to the Propeny
<br /> --- tvhich may attain prioriry ov�r d�is Security Instrument,und leasehald payments or ground rents, if any. Barower shall pay
<br /> these obligations in the manner provided in parngrnpl�2,or if not paid in that manner,Borrower shall pay�them on t3me direcdy
<br /> _ to the person owed pAymsnt. Borrower shal l promptly fumis6 to Lender all notices of tunounts to be paid under this paragraph,
<br /> If Borrower makes these payments dir.°,ctly, Borrower shall promptly furnish to Lender reccipts evidencing tl�e payments.
<br /> , �lorrower shall promptly discharge any lien which has priority over ihis Security Instrument unless Borrower: (a)agtees in
<br /> writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (bl contests in good taith the lien
<br /> by, or defends against enforc:ement of the lien in, legal procecdings which in the i.ender's opinion opemte to prevent the
<br /> _ _ enforcement of the lien; or(c)secures from the holder of the licn an agreement satisfactory to Lender sulwrdinating the lien to
<br /> _._R��q� this Securiry[nstrument. If Lende:determines that nny part of the Property is subject to a lien which rnay attain priority over
<br />--__��- this Security Instrument, Lender mAy�ive Borcower a notice identifying tbe lien. Borrower shall satisFy the licn or take one or
<br /> --�:�� more of the actions set forth above within 10 days of the giving of n�tic�..
<br /> �— — Form 3028 8/90
<br /> --- -- PepO 2 010
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