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�41106198 <br />adversely affects the value of the Property. The preceding two sentences sha11 not apply to the <br />presence, use, or storage on the Properly of small quantities of Hazardous Substances that are <br />generally recognized to be appropriate to normal residential uses and to maintenance of the <br />Property (including, but not limited to, hazardous substances in consumer products). <br />Bonower shall promptly give Lender written notice of (a) any investigation, claim, <br />demand, Iawsuit or other action by any governmental or regulatory agency or private party <br />invotving the Property and any Hazazdous Substance or Environmental Law of which Bonower <br />has actual knowledge, (b) any Environmental Condition, including but not limited to, any <br />spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any <br />condition caused by the presence, use or release of a Hazazdous Substance which adversely <br />affects the value of the Property. If Bonower learns, or is notified by any governmentai or <br />regulatory authority, or any private party, that any removai or other remediarion of any <br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all <br />necessary remedial actions in accordance with Environmental Law. Nothing herein shall create <br />any obligation on Lender for an Environmental Cleanup. <br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as <br />follows: <br />22. Acceleration; Remedies. Lender shaII give notice to Borrower prior to <br />acceleration following Borrower's breach of any covenant or agreement in this Se,curity <br />Instrument (but not prior to acceleration under Se,ction 18 unless Applicable Law provide,s <br />otherwise). The notice shall specify: (a) the default; (b) the action reqnired to cure the <br />default; (c) s date, not less than 30 days from the date the notice is given to Borrower, by <br />which the default must be cured; and (d) that failure to cure the default on or before the <br />date specified in the notice may result in acceleration of the sums secured by this S�urity <br />Instrument and sale of the Property. The notice shall further inform Borrower of the right <br />to reinstate after acceleration and the right to bring a court action to assert the <br />non-existence of a default or any other defense of Borrower to acceleration and sale. If the <br />default is not cvred on or before the date sp�ified in the notice, Lender at its option may <br />require immediate payment in full of all sums secured by this S�urity Instrument without <br />further demand and may invoke the power of sale and any other remedies permitted by <br />Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' <br />Fees and costs of title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in esch county <br />in which any part of the Property fls locat� and shall mail copies of sach notice in the <br />manner prescribed by Applicable Law to Borrower and to the other persons prescribed by <br />Applicable Law. After the time required by Applicable Law, Trustee shall give public <br />notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, <br />without demand on Borrower, shall sell the Property at public auction to the highest bidder <br />at the time and place and under the terms deisgnated in the notice of sale in one or more <br />parcels and in any order 1'rustee determines. Trustee may postpone sale of all or any <br />�B�SKA — Single F�ily — Fannte Mae/Freddie Mac IINIFORM INSTRiIMENT Form 3026 1/ <br />GCC - G3028-16 {09/Ol) (Page 16 of l9) Initials: � <br />