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<br /> 'I�O(ii:'fN1:H�Vl'i'H i�ll tlir improvements now or herei�fler erected on thc property,und t�ll ease�nts, nppurtennnces,und c
<br /> u , lin�u�y;� n�xv un c�rcieftcr n purt of thc pruperty. All repinccmcnts and uddieinns sh�dl ulsi� hc cuvei�d by this �c�urity
<br />� }� In�lnuuciu. All ��P thc timg��inl5 fF refcn-cd tc�in this Sccurity Instrumsnt ns th�"Property." _
<br />:_=�Y�' ;. �� �;(11tItOWI?H�C)VGNANTS th;it Horr�iwcr is liiwfully scincd of thc cstute hcrcby convcycci ar.d has thc right to grunt and _
<br /> „�, r�mvc�� ihr Nruperry unQ Amt the Prnpcny is uncncumbercd, cxcept for encumbrances of record. F3nrrower warrunts und will —
<br /> . , �, .' dc(Cl�t!gCll�r��lly IhC U/lc tit tho 1'rt�}scriy t�gttin+l tdl�Ixim:,iinJ Jcmand,,subjcct to any cncumbriuueti�,f rcca�rd. �-
<br /> � ` '1'PIIS til?CURI'TY INti't'FtUMf?NT combines uniform cnvenunts for nutional use ;md non-uniform covenants with I�mitcd
<br /> , vurlullnnti hY.lurl�dlctiun tu con:;dtute n uniform security instrument covering real propeny.
<br /> �• 11Nl{�(1ItM COlJGNAN7'5.Borrowcr nnd I.c�idcr cuvcnant und asrcc us fall�ws: whcn duc dic
<br />:-- --�� 1, {'uyiuenl nP Nrinclpul and Intcresf; Prepayment und I,ute Chargcs. Borrutvcr shall promptlY p�Y
<br /> �� �� . ��i inrip:d��f und Intcirst nn thc dcbt cvfJenced by thc Notc i�nd any prcpaymcnt und lute churacs duc undcr thc Note.
<br /> 2� M'at�dy Por'i'uxe� w�d insurunce� Subject w applicuble In�v ar ta a a�ritten �vaivcr by I.ender, Bnrrowcr shnll pay to �
<br /> � I.c��dir�m lh�dt�y ntnnlhly paymcntti urc due undcr thc Notc,until thc Note is paid in full, a sum("Funds") for: (a)yearly taxes
<br /> '' ' ;r• nnd iiti,cti,incntti which muy nttuh�priority ovc�this Sccurity Instrumcnt us u lien on thc Property: (b)yearly leusehatd payments
<br />= " �"' ; ,�r�u��und reu�ti�ro Ih�:Pr��perry,If cmy: (c)yearly huzurd ur property insurnnce premiums; (d)yearly tlond insurunee premiums,
<br /> �','.;�:�_�: It•m�y;�e►yrnt•ly m��i-�gnge Intiurance premiums, if any; und l� uny tiums ptryuble by Bon•ower to [.ender, in accordarece with _
<br /> ,-m^:� ��ic�tiruvitiiuny uf purugrapii H, in licu of the puyment of murtgage insurancc premiums.These items are called"Escraw Items." _
<br /> ��_:.,�� Lcndrr m��y. ❑l ��uY �ime, rollect imd holJ Funds in nn umount not ta exceed the muximum amount a lender for a feclerally
<br /> '���`'�'�'�`,,,�� rclntrd n�uugu�c luam m�y rcyulir fiu Horro�vcr's escrow nccount under the fedcrnl lteul Estatc Settle�uent Proccdures Act of _
<br />�--�,�._�4_ _
<br /> �:ri:;K:;��" IN74 nr uumndcd frinn ihne ti� dmc. 12 U.5.C. Secdai 2G01 et sey. ("RESPA"),unless another law that applics to[he Funds
<br /> � ' `"''` yctti ;i Irti+cr m��nunt. If ti��, l.cndcr rouy, nt �uty time, collect nnd hold Funds in nn umount not to exceed the lesser amount.
<br /> :��x;n„�;;
<br /> I.�ndcr muy c+Iiumtc thc .�moum ot'Punds duc on thc basis of current dutu and reasanable estimates of expenditures of future
<br />_ '_�'_%��� I:,rr���s Armti ur u�ltcr�visc in ucci�rdancc with upplicablc Inw,
<br /> --- '17�c I�un�ls shull hc hctd fn un intititution �Ntm�e deposits urc insurcd by u fedcral agency, inctrumentality, or entity
<br /> '"?"�"�`� �Inrliulln�t Lcn�;cr,if t.�n�lcr i�surh nn institution)cir in nny Pecicr.d Home Loun �nnk.I.cnder shall npply thc Funds to pay the
<br /> -�y;;�r i�.,�i���r Itr��rti I.inder may n«t ch.�rge Hurrou-er for holdin�+j�rd upplyinU the Fund�, annuully unulyzing the escrow necount,or _
<br /> .,„��� verN�yh�g Uie I:ticn►w 11ems,unless L.ender pays 8nrrower Interest on the Funds and npplicuble law perniits I.ender tn make such
<br /> _,__�� u chuige. Il�avcver. I.endcr mny reyulre Borrower to p��y n one-time churge for an independent real estute tux reporting service
<br /> - - -- a+c�l liy IAUdcr In �onn�ction �vith this loan, unlcss upplicuble luw provides otherwise. YJntess an asrcement is made or
<br /> —_ �ipplicnhlc Inw rcyuira:v bucrest tn hc paid, L.cndcr shall not bc rcqwrai to pay Horrowcr uuy i�itc�ast�sr:.arr�zg�or.:."•�Fun�s.
<br /> � If���r��wer nnd I.cndcr nury ngrec in writing. howcvcr, thEit interest shall Bc paid on thc Funds. I..ender shall give to Borrower,
<br /> wltli�nrt churg�, nn cutnuul nccounting of d�e Funds, showing credits und debits to the Funds and the purpose for which each
<br /> dch{t t,►Ihc I�tmds wuy muJc. Tl�e Funds iire plcdgcd ns additional sccuriry for ul l sums securcd by this Securiry Instrument.
<br /> If Il�c I�imdy hcld hy I.ender exce�d dte nmottnts permiued ro be I►eld by applicuble law, 1.,ender shall account to Bonower
<br /> fnr thc cxccs, 1'unds In u��curdunce with thc rcyuircmcnts of applicable tuw. If the urnount of the Funds held by Lender at nny
<br /> �In►r Iw n�d nullicicnt tu puy the Bscrow Itenn when duc, Lender may so notify Borrower in writing, and, in such case Borrower
<br /> r,hn11 p;iy a► IAi�lcr dic nmount ncccssary tu muke up the dcficicncy. Borrower shull makc up the dcficiency in na more than
<br /> twclvc niumhly pay���cnts.nt l.cuder's sulc discrctian.
<br /> U�wn paymcnt In full of nll sums sccured by this Securiry Instrument, Lender shall promptly refund to Borrower any
<br /> I'ItINI9 IICIII I1Y IAl14�1`f.II�.undcr parngniph 21, Lcndcr shall acquirc ar seli thc Properry,L.ender,prfor to the acquisition or sale
<br /> uf 1lte Wro�kily.shaU applY unY Funds hcld by I.cndcr nt the time of acquisition or sale as a credit agninst the sums secured by
<br /> Ihiti ti�tiurfly I�i�uu►ncu1.
<br /> 3� Appllcwtlnn of d'�rmenty. Unless upplicable I.tw provides otherwise,ull payments recelverl by I.ender under paragraphs
<br /> I ui►+I Z sli�dl 1►c n����llcd: first,to uny �.�repuyment chnr�es duc undcr the Note; second,to amounts payable under paragraph 2;
<br /> dih��l,��i Interc�t duc:fuiuth, tu prh�cfp:d due;and Inst,to any Inte charges due under the Note.
<br /> �, ('hMrKe!+t I,Icny. linrrowrr shall pay ull tnxes, ussessments, chnrgcs, �nes and impositions uttributable to the Property
<br /> whiclt m;iy ulluht�to inrity nvcr Ihis Sccurity Instrument, a��iJ Ic.�schold puyments or grouncl rents. if nny. Bono�ver shall pay
<br /> �lic+�nhilK�illuny In tlie imumcr provlJcd In paragrnph 2,or if not puid in that manner,IIorruwer shall pay thcm on time directly •
<br /> p►�hc�k+�un��u•cd payn►�;nt. Hnr�uwer nluill prampily furnfsh to Lcnder all noticcs of amounts to be paid under th3s parasraph.
<br /> If i4�ir�uwrr niakcti Ihcu ��aynuntti di�ccQy, Hurrawcr nhull prnmptly furnish to Lcndcr reccipts evidencing the paymcnts.
<br /> I{�►iiour.r tihnll pnu►�pily dlschnr�e nny Ilen which has prinrity uver tltis Securtty[nstn►ment unless Be�rrower:(n)agrees in
<br /> K�i�fnµai t�ie ��;,ym�ui nl Ihr ubllgoUon a,ccurc�l by�he lien in n manner uceeptable to Lender;(b)contests in good fnith the lien
<br /> by, ur �Icfr�H{, upa�in+i �nfur�em�iu �►f'thc licn fn, legul procecdings whicl� in the Lender's opinion operate to prevent the
<br /> --- cnt�►ir��ikn��d dir Ucn; ur�c)hcwrcti tl•um the holder of the Ilen an ugrecment satisfnctory to Lender subordinating the lie��to
<br /> - -_ �hfti ti��.uruy In�u�ui�cm. II'IAndcr dctcrminc� thut nny part �if tlu Nr�iperty is subject to a licn which may attc+in priority over
<br /> .. - -=-=�a Ihi�.5r+.iuny Im�ruuren�. IRtItICY Il1lly �IVC B�n•rnwcr u i►uticc Ideniifyfng thc licn.Dorcowcr shall satisfy the lic:n or take ane or
<br /> -�.-� nu��c��1�hc n.tluna �ci I���th ubuve wilhin 10 Jiiyti uf thc giving uf noticc.
<br />— ---- �.—.�, Form 3028 8190
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