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<br /> . 'I'(SGk�fHlilt �yl'1'H all►hc impruvr�ncnts now or hercaftcr crectcd ou ihc properry,anJ all ru+cmtmti, ��ppurtcnttnccs, and
<br /> ----- fstt�res r.nw un c�maflcr �� p��rt of tl�e pru�•rty. Al! mpl:tcenzents ::::J :�ciclitions sttull al�u l�; c:�:�crc�c! I�;• tl�is �ecurit}�
<br /> � � ' Instn�mcnt. All uf thc furcgning is rcfcrred to in U�is Sccurity Insh�umcnt z�s Ihc "Propcny."
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<br /> DORROWGIt COyENANTS dtiat Horrowcr is lan•1'ully ticiscd of thc cstatc hcrcby runvcy�J und has thc right tu�rant und
<br />:G�•»�, �Te��. co��vcy dic Property ui�d thut thc Property is uncncumb�md, cxccpt for cucumhranres of rccorJ. Hurro+vcr wnrrunts anJ wiU
<br /> - '', dcfcnd gcncrally Uu tidc to thc Property against all claims and detnand�,, ,ubjcct to imy cncumbrunccs oQ'rccc�rd.
<br /> 'fHIS SIiCURITY INSTRUMENT combincs unifunn mvcnunts for nutiunul usr un�t nomunifor�n covcnnnts with limited
<br /> _�� variuticros by jurisdiction to constitutc a unifarm sccurity instrwncnt rovcring rc;d properry.
<br /> `��"�� UNIFORM COVENANTS.Borrowcr imd I.cndcr rovcnant and agrec us folluws;
<br />�'�_ 1. Puyment of Princlpai and Interc�t; Prepayment and Li�tc Clmrfies. Borrowcr sh�ll prpmptly pay whcn due thc
<br /> - � principal of and interest on thc dcbt evidcnced by thc Notc und any prcpaymcnt und latc chargcs due under thc Not.c.
<br /> ,` ` 2. Fun�s Por Tax� a�td Insurancc. Subjcct to applicublc law or w a writtcn waivcr by Lendcr,Borrawcr shall pay ta
<br /> '� � Lender on the day monthly payments are due undcr the Natc,until the Note is paid in full,a sum("FuRds") for.(a)yearly taxcs
<br />'"�� � � and asscssmcnts which ma attain riorit over this Securit Instn�mcnt as a licn on the Pro crt (b) earl leasehold a meitts
<br /> ��;:,- Y' P Y Y P Y� Y Y P Y
<br /> :%��'.��3':� or ground rents on the Property, i(any;(c)yearly ha�ard or propc�ty insurance premiums;(d)ycurly flood insuruncc prcmiums.
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<br /> if uny; (e) yearly rrtortgage insurance premiwns, if s�ny; and (t�any sums payable by Borrower lo Lender, in accordance with
<br />.: "'"� ' the provisions of paragruph 8, in lieu of the puyment of mort�age insurance premiums. These items are called"Escraw Items."
<br /> ,�r:���'� l.ender may, at any time, collect ansl hold Funds in un amount not to exceed the maximum umount a Ie►Zder for a federilly
<br /> =%iL�.T+t3:•. ' r�elated mortgage loan may require fr►r B�rrower's curow ac:.ount under the federa! Real Estate Setdement Procedures Act of
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<br /> �,;:"_�:,,, 1974 as amcnded from time to timc. 12 U.S.C. Scction 2601 er sey. ("RESPA"), unlcss anothcr law that applics to the Funds
<br /> _ °�`:�;"� sets a lesser amount. If sa, Lender may. at nny time,collect and hold Funds in an amount not to exceed the lesser amount.
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<br /> ��.� Lender may estimate ths amount of Funds due on the basis of current data and reasonable cstimates of expenditures of future
<br /> •:b;.�-
<br />_ ---=-- Escrow Items or othcrwise in accordance with applicable law.
<br /> "�''"� The Funds sh�tll be held in un institution whose deposits are insurecl by a ft;deral �gency, instrumcntality, or entity
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<br /> �.;� (includins Lender, if L.ender is such an institution)or in�iy Fecleral Home l.oan Bank. Lender shull apply the Funds to pay the
<br /> r�� Bscro�v Itcros. Lcnder may not charge Dorrower for holding nnd applying the Funds,annually unalyzin�the escraw account, or
<br />=_`.'`:� verifying the Escrow Items, unless i.cnder pays Burrower interest un the Funds aud uppliwble law permits I.ender to make such �
<br /> ---_-�:�►� a charge. Howevcr, I.ender muy requitc Borrower to pay a one-time churgc for an indepcndent real estate tax rcponins service
<br /> __� used by L,cndcr in wnnection with this laan, unless applicable faw provides othenvisc. Unless an agreement is madc or
<br /> _.__ :tpplicable law requires interest to be paid,Lender shall nat be required t� nay Borrower nny intemct nr raminnc�n thr F�m�lc_ ,
<br /> .`-�i Honower and Lender may ugree in writing,however,that interest shall be paid on the Funds. Lender shall give to Bonower,
<br /> ;,; without charge, an annunl accounting of the Funds, sho�vin� credits and debits to the Funds and the purpose for which each
<br /> ='�'; debit to the Funds was made.The Funds are pledged�s additional security for all sums secured by this Security Instnun�nt.
<br /> "�'•�� --- If the Funds held by I.ender exceed tiie amounts permitted to be lield by applicable law, Lender shall account Yo Horrower
<br /> ---- for the exccss Funds in accordance�vith the rec�uirQments of applicable la�v.If the amount of the Func4s held by Lender at any
<br /> -� _ time is aot sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing,and,in such case Borrower
<br /> ,:-,� shall pay to [.ender the amount necesszuy to make up the deficiency. Borrower shall make up the deticiency in ao maro than
<br /> _;;;� twelve monthly payments,at I.ender's sole discretion.
<br /> - — Upon payment in full of all sums secured by this S�,curity Instrument, Lender shall promptly refunc! to Borrower uny
<br /> -'---' Funds held by Lend;.r.If,under paragnph 21, Lendershall ucquire or sell the Property, Lender, prior to the acquisiuon or sale
<br /> of the Property,shall apply any Funds held by Lcndcrat the timc of acquisition or sale as a credit aguinst the sums secural by
<br /> this Security Instrument.
<br /> �:"'�` '�.Applteat[on of Psymen3s.Unless applicable law provides othenvise,all payments received by L.ender under paragraphs
<br /> 1 and 2 shall be upplied: frst, to any prepayment charges due under the Note; sccond,to amounts payable undcr parn�rnph 2;
<br /> third,to interest duc;fourth,to principal due;und last,to any late charges due under the Note.
<br /> '. 4.Charges; Liens.Borrower shall pay nll taxes,assessments, charges,fines and impositions attributable ro the Property
<br /> _ which may attnin priority over this Security Instrument, and leasehold payments or�round rents, if any. Borrower shnll pay
<br /> these obligations in the manncr provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on time dlrectly
<br /> � to the person owed payment. Bonower shall pr�mptly furnish to Lender all noticcs of amounts to be paid under this pArngraph.
<br /> If Bortower makes these payments directly,Dorrower shall promptly fumish to Lender receipts evidencing the payments.
<br /> Bono�ver shall promptly discharge any lien�vhich has priority over this Security Instrument unless Borrower: (a)agrces in
<br /> — writing to We payment of the obligation secured by thc lien in a manner acceptable to Lender;(b)contests in good faith the lien
<br /> -"��� by, or defAnds against enforcement of the lien in. legul proccxdin�s which in the Lender's opinfon operate to prevent the
<br /> '��w':�. enforcement uf the lien; or(c)secures from the holdcrof the licn an agrecment sutisfactory to Lender subordinating the lien to
<br /> �•=�� ' this Seruriey Instrument. If Lender determines that any part of the Property is subject to a lien which rnay attain priority over
<br /> ______— this Securlty Instrument. Lender n�ay give Boir�wer a notice identifying the lien.Borrower shaU satisfy the lien or wke one or
<br /> -:-_ ===_ , more of the actions set forth above within 10 days of the givin�of notice.
<br /> ,'•' Form 3028 9/90
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