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<br /> � TOaB7'HI3R WITH NI U�e improvcmcnts now ar h�rcuttcr crcctcd an �hc pmpcny,end ult cuscmeuts.u��pu,icuw,u:y,w�d -�� -�
<br /> Catw•c.v now or hereaRer a part of tho propeny.AU raplacements ae►d oddiilons sh�ll nlso ba cove.�ed by�his Sxariry insuumenl.
<br /> Atl of tha forcgoing is refemd W in this Sectuiry Instrumcnt ag the"Property."
<br /> � BORROWAR COVfiNANTS tha!Borrowcr is IuwihUy seiscd of thc est�tc hereby convcycd end has tho right to grant And �•
<br /> � � ,. � convey the Property and that the Yroperty is unencumbered, oacept for encumbrances of record.fionower warmnt�m�d will • , ., .
<br /> _ defend generally the dtle to tho Proputy egainst all claims end demands,subject u►eny eacnmbronces of rocord,
<br /> :���„�;-„ TI�S SECURI'TY WSTRUMBNT corr�bines uniform covenants for nntion�l use and non-unifarm cove�ants with limitecl , -
<br /> �. .,,,,.,,,,�. varladons by jtuisdicdon w consdtute e uniform sccurlty inswmcnt wvering rcal property.
<br /> UNIFORM COVENANTS.Borrowcr end Lcndcr covenrnt and agccc ag fotlowa: � _
<br /> 1.Payment ot Principal and Interesti Prepayment and LAtc C6arqes. Bonowcr shall prompdy pay whcn duc thc
<br /> � principal of and intcrest on the dcbt evidenced by tha PVote and any prepayment end late charges duc under the Noto. � �;;�,:��,•;���a.Y,
<br /> 2.Tunds tur Ts�xes and Iesurance. Sub}oct W nppllcable law or to a writtcn waiver by I.ender,Bonowet ahall pay to •�'�`;��t_:-
<br /> L.ender on the day monihly puyments ere due under the Now,until the Note is p�id�n full,a sum("Funds") for. (a)yearly taxes '�'':r'
<br /> and assessmcnt�which may attaln priodty over this Security Inslrument as a Gen on tho Property;@) yearly leasehold payments �"'•'�
<br /> or ground ren��on the Property,if any;(c)yearly hazard or prope�rty lnsuranas premiums;(d)ye.arly f➢ood insurence pr�emiums.if ��`'�-'-`��
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<br /> a�►Y:(e)Yeady mortgage insurance pmmiums,if any;and(�any sum9 payable by Boaower w Lender,in accordance with the -=-
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<br /> • rovisions of h 8. in llco of Iha ent of mo '�'`£�
<br /> . .. :� P P�S�P PaY� �tBaBe insnrance premiums. Tl�ese Itcros are cslJ,�d"Escrow Items." ...�:�c-.�•._------------
<br /> ' Lender may,at any time,collect and hold Funds in au amount not to eaceed the maximum ernount a lender f��Eaderally relat�ed -• =
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<br /> � mortgage loam m�y reQuire for Borrowrr s escrow account uncler�he fP�la�1??es!Es�ie...,u...�tnt Pnece._.s^ 4.t of 1974 Ps -. _ - -__- --- -
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<br /> amended from time to dme,12 U.S.C.Section 2601 et seq. ("RESPA"),unless another law th�applies to the runds seCS a 1r.sser �'��:�_�-
<br /> , � � amo�mt If so. Lcnder mny� at eny dmo.collect and hold Funds in en ert�ount noi to exceed che lesser amoun�I.enc'i:a may -,'�`°
<br /> •� ;,, esdmate the amount of Funds due on the basis of current data and reasonable estim*�;;s of eacpcndiwres af fi'�:.:v Escrnw Items or .� �:�-
<br /> otherwise in c�ecordance with spplicable law. . ����-
<br /> The Funds shnll 6c held in an instiYurion whose deposits aze insured by a fe�'ler�l agency,ina�umentsliry.or endry(including �
<br /> Leaider.if I�n�er is such an insdtution)or in any Federal Hosne Lnan Bank.I.ender shall apply the Funds to pay the Escrow ,�:•�.�-
<br />_ Items.L.endcr may not charge Borrower for holding and upp�ying tha Funds,fumually analyzing tha escraw account,or verifying - =
<br /> tho Esctnw Items,unless�.ender pays Borrower interest on the F��ds�tnd epFlic�ble law permits Leader w make such a chacga �'1
<br /> However,Lender may�equire Borrower to pay a one-time charge for an inclap�zndent real estate tau n�ordng secvice usod by
<br /> _� Lender in connecdon with this loan,uNess applIcat►le law provides otherwise.Unless an egrecment is made or applicable law .
<br /> requ��es int;,ac�st w be paitd,Lender shtill c��t be requirod to pay�arrowe�r eny int�erest or�ar.ings on the Funds.Bnrrox�and
<br /> :'"'%;�'� Lender m�y agroe in writing,however.t3►et dnterest shall be paid an the Funds.Lender shall giv�w Borrower,without ctr�y,g►n ,
<br />=...�, ;����:� ��� annaal accoandng of the Funds,showing credits and debits to the FYmt3s ar.d e�r�pwpose for which ea�h debit to the Fnnc3s was �
<br /> mada.The Funds ere plodged av addidonnl security for all sums secured by�hss Scrusiry Insmimen� ' �
<br />- , , If the Funds heid by�nder eaceed the amounts pemiiued W be he,�by sp�.ti;,�ble law.Lender shall accssunt Oo Borrower for --
<br />':�-.•• �•�• the excess Funds in accordarice with the requirements of applicabx.L�w.If tl:e amnunt of tt�e Funds held by Lender et any time is
<br />� • � ��•. not sufficient to pay tlue Sscrow Items when due,I.ender may so norify Borrower in wridng,and,in such case Borrower shall pay _
<br />--= . ' to I.ender the a�noun[necessaty to make up tho deficlency. Borrower shall make up the deficiency ln no more tdan twelve
<br />_.t: � monthlY PaY���ai Lender's sole discretion.
<br /> _'•'.,��'n-°�' UP�P�Yment in full of ell sums soaued by t��Securiry Instn�ment,Lende,�shai!prompUy refund w Botrower any Funds ��"--
<br />��;--'�-•" �•: � t�e1d by f.erukr.If. �paragraph 21�I,ender shall acquire or sell the Propertyr.Lencler.Prior to the acquisition or salo of the
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<br />�..�,��;-�_._= Propaty,sl�all appty any Funals held by Lender at the tune of�c�visition or sale as a credit against tlie sums sec�nod by this
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<br /> ''-"'T"���` 3.Applk�tion of Fayments. Unless appIIcablc law provides othc7wise.��payments rcceived by Ixnder under paragraphs
<br />�`a�����'�. 1 and 2 sl�U bc eppliod: fust,to anY P�Yment db�vges due under the Not.;sccoad.to amounts payable und�r pardgraph 2� _
<br />=�'1;,��;' •,' third,ta intenst due;fourth.to principal due;and last,w eny lace charges due undar the Note. -_ -
<br /> s:�.�.�.��; 4.Char�es;Lkns. Bomower s6all pay all taxes,asscssments.charges, �nes and imposidoas avpributable w the Pra�e,rty = -- - �.
<br />_ ;:.;t. . which may attain priority ova this Secariry Instrument,and leasehold paymaits or gmund rents.if eny.Borrower shatl pay�heso
<br />�•�„�::;� obligations in the manntr provided ia pars�giaph 2,or if not paid in that manner.Bocx�ower sttall pay them on time direcdy w t�e s;- -
<br />�:�.,�.-.. P�n owcd paymcnt Bocrowcr shall pmmpdy fi�mish to LcnQcr all noticcs of emounts w be paid und�¢tiis paragraph. If �`__ —
<br /> -�'r'* Borrowu malces Ihese payment�ctirecdy.Borrower shall prexnpdy�umish to Lendcr receipts avidencing tho p�yments. _ - ---.
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<br /> �++�:•�. Harrowa sl�all pcomptly discharge any lIen which has prioriry over this Security Instntmea�t unless Bormwer:(a)s�c�€es in `
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<br />�t,� � paymea�t of the obligation secured by the lien in a mv�ner aor,cptable to L.ender.(b)contesrs in good faith the lien =_ __ __
<br /> ��''�''�`' again ' p perata w prevent the -- - -_--
<br /> _ � , , by, or defends st enforcement of thcs lie�► in, kgal procc�dings which in the I.ender s o irtion o � ---�---
<br /> cnfo�cement of the lten;ar(c)secures from the holder of t6e llen an agroemez:t satisfxwry t,o Lender subardinating the licn to ��-;,'��,�,,;,;;.,
<br /> � this Security Ins�ument 1f Lender determines that r�ny part of the Property is subject w a lien which may atrdin priarity over this "-"'="=""'"'"'""'"'"a
<br />_ Seciuity Instiuumment,Lender may give Borrower a notice identifying the lien.Borrower shall satnsfy the lien or take one ar more ��ti�.� �Y;��,,,�,�4�::
<br /> -• �.'A of the acunrs set forth above within 10 days of the giving of nodce. "'�`•����,=
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