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<br /> • 'POGfiTHBR WITH all the improvert►ents now or hereaftec erecte�i an the pmperty. and all easeu�e��i�,appwi��erices,ru'td
<br /> fixtura�now or hereaft�er a part of the properiy.All replacemenis and addidons shaU also be covered by thls Security Instrumen�
<br /> . All of the faregoing is refecred w in this Securlty Instn�ment as the"Prapecty."
<br /> BORROw/EI2 COVPNA.NI'S that Borrower is lawfully seised of the estate hereby conveyed and has thc right to�rnnt and
<br /> convey the Property and that the Property 1s anencumbered.except for encumbrances of record. Borrower wamants and wiU , ;;,::�..
<br /> 4 defend enerail the dtle to the Pra a ainst nU claims and demands.subject to en enciunbrances of record. ```'��
<br /> E Y F�Y 8 ,�,.. ;
<br /> �- TEIIS SECURITY IIVSTRIRviHNT combints unifonm covenants for nadonal use and non-i�niform covenants with limited �'�`�'�'
<br /> ..�w� v��2ians by,jt►��.cdiction ro consasute a uniform sec�rity i�strument covering resl property.
<br /> � • • •�'"` � i � p�M�OVfiNAN'II'S,B�rrower and Lender cov�nunt nnd agree as follows:
<br /> �� 1.FeymenY of Pri�cipal end Interest;Prepayment ane�II.ate Cdarges. Bo�rower shall promptly pay when due the
<br /> . principal of and interest on the debt evidenced by the Note and eny prepayment and late charges due under the Note. � ___
<br /> • S.�nds tor Tauces and Insurance. Subjea:t w t�pplicable law or to a wriaen wuiver by Lendcr, Borrower shall pay to _
<br /> Lender on the day monthly payments are due under the Note.until thc Note is gaid in fuU,a sum("Funds")for.(a)yescly taxcs . �'';;':
<br /> � and essessmenis which may atlein priority over this Sccuriry Inatrument ns a lien on the Property;(b)ycarly leasehold payments •�',y�r°�
<br /> �� or gro�nd rents on the Froperty,it'any;(c)ycarly hazerd or praperty insurance premiums;(d)yearly tlood insucance pramiums�if � •�-�_
<br /> any;(e) ycarly monga�o insruance pr�miur�is,if any;ar+d(f)any sums payable by Borrower to l.ender.in accordance wtth tho ="�t�;;-
<br /> :�. provisions of Paragruph B, u�tleu of �ho payr��e��t of r�sortgage insurance premiums.Thr� ttems ero cA�!eQ "F,scrc�w Ttema" :- ; .--
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<br /> „ i� l,ender may.et any Ume,col6at and hold Funds in an emount not w cxccxd tho maximum amount�le�►der for a federally related :�;,=�:_
<br /> .. • morlgago loan rtsay rcqulre for Borrowu's escrow eccount under tho federnl Real Estate Seulsment Procedures Act of 1974 a� �':`+�,`�_
<br /> � amendal from time to timo, 12 U.S.C.Sccdon 2601 et seq. ( RESPA"),unles.q anothcr law that applics to the Funds sets n lesser .:_,J _��
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<br /> emount. If so,Lender mey. et any timc, collcct end hold Funds in en amount not w exceed the lesser emoun� I.ender mny �;�,._----
<br /> csdmata tho amount of Tunds due on the ts�is af cuirent datu and reasonable cstima„es of expendlwms of fuwre Bscrow Items or fl�;�q:;
<br /> � otherwisc in eccordancc with apQlicablo law. ��� .
<br /> The Funda shsll be held in en instItuaon whose depo3its are insured by a federal agency,insuuummentality,or entiry(including ;�_=�
<br /> Lender, if Lender 1s such an institudon)or in any Federal Home Loan Bank.I.cnder shaU apply the Funds to pay the Escrow �?=---
<br /> Items.L.ender may not charga Bornnwer for holding and applying ihe Funds,fu►nually analyzing the escmw account,or verifying �`_ �
<br /> � the Escrow Items.unless Lender pays Boaower interest on the F�ands and ap,p�licable law permits L.ender to rpake such a charge. K:�-
<br /> Huwi.wci�Lui�Gi uua� iujdi'sc�°,viIB:J�20��:,OR�it�.T� �.h,°So8{.^..*..°P.�LiLM�IlIP71f jF'AI P__QfAfP fAX fC110IZ1IlF SClYjCC I1SCd UV ___
<br /> Lender in connecpon wtih tt�b t�nan,unless applicable law pmvides otherwise. Unless an agr�xment is made or stpplicable law _
<br /> requires interest co be pafd, Lcnd�er ehall not be requim,�to�pay Borrowcr eny interest or c�rt►Ings on the Fnnds.Ha�nower and _
<br />- L.eader may agree in wridnA.howcver.that interest shaU be ppt►»d on the Funds.I.ender shall give to Borrower,withaut cl�arge.an -
<br /> annua]accounting of the Fluids,showing c�edits end debits to�he Flu�ds and the purpose for which each debit to the Funds was
<br /> :�Y��^.::�.�� mnde.'It�e Funds arts pledged as additianel security for ell sums secared by this Security InsuvmeaG
<br />--�:;,�� ,�;^... Jf the Funds held by I.endcr eacced the amounts pe�nuued w be held by eppllcable law,I.ender shall account W Bomnwer for �.
<br />- ��;, .1, tha eacess Fwnds in ec:cordan�a with the requirements of appl�cable l�w.If the amount of the Funds held Uy I.ender at any timo is ---
<br /> -_;;:,•:_.+;,r , not sufficient to pay the Bscrow Itetns whsn due,Lender may so nobfy Borrower in wridng,and,in such case Horro+ver shall pay --
<br />==-��••••• to Lender the amount necessary to make up the deficiency.Bo:rower ahall make up the deficiency in no more thnn twelve
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<br />-_ , monthly payments,at L.ender's sole discretlon.
<br /> ' ` v�•r+` . 1Jpon payment in full of all sums sacured by this Security Insuument,Lender shall pmmpdy refund to Borrower any Funds
<br /> "'`.�.�`���'��` helcl by Lender. If,under paragraph 21,Lender shall acquire or sell the Property,I.ender,prior to the acqo3sidon or sale of the
<br /> '�=•��'��':�� propesty,shall apply any Funds hcld by Lender at the time of acqu�sition or sale as a credit egeinst the sums secured by this �
<br />—s`"�----`� Securiry Instrument -
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<br /> r� 3.Application of P�wyments. Unless upplicable law provides otherwise.all payments received by L.ender�mdcr paragraphs
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<br /> -:� • • 1 and 2 shall be applled:Cirst,eo m►y preRayment chargrs due under the Note; second,to emounts payable under paregcaph 2;
<br /> ' "`• •-�"'' third,w interest duc;fowth.to principal due;and isst,to any late cherges due under the Note. _
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<br /> , ;Ay.;:; 4.Charges;Lkns. Horrower shall pay all taxes, asse,ssments,charges, ftnes and impositions auributable to the Pmperty
<br /> _"`�:���� which may attain priority over this Security Instrument,and leasehold Payments or gxound rents,if any.Borrower shall pay these
<br /> .^�i'^ra�t;'F�'r
<br /> _:„�,�,. o7�llgadons in the manner provided in paragraph 2,or if not pvd in that msinner.Borrowex shall pay them on luno direcdy to tha
<br /> ,���,"��•. p�rsan owed payment gorsowea shall prompdy furnish w Lender all nodces of amounta t�be paid under this parugraph.If =-
<br />=-�-w''' .^^ .• Borcower makes these payments direcdy,Botrowcr shall promDUy fumish to Lender rcceigts evidencing the payments. --
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<br /> -=::;�;,�._:; � Barrower shaU prompdy dlscharge any lien which has priority over this Security Instrument unless Bonower.(a)agaces�n �
<br /> ` writing w the payment of the obligation secured by tne lien in a mannei acceptable w I.ender;(b)contests�in good falth the llen _
<br /> � �� �by, or defends agelnst enforcement of the Ilen in, legai proceedings which in the L.encler's opinion operale w prevent the r _____
<br /> � enforcement of the lien;or (c)secures finm the holder of the flen an agreement satisfactory to Lender subotdinating the lien ro f° __
<br /> this Sccurity Instrumen�If Lender dete,rmines that any part of the Property is subJect to a lIen which may attal�►priority ovcr this
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<br /> ''-i`�'° Security Insuument,Leader may give Borrower a notice identifying the llen.Borrowea•si�all sativCy the lien or tska one or more .-Y_~y-�--=-;
<br /> �:_ � _=
<br /> • ��,'" of the acrions set forth above withiu�10 days of tha giving of notice. -______-_
<br /> Form 90Z8 8/00 =- -
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