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�o�ios�4� sale. If the default is not cured on or before the date specified in the notice, Lender at its option may reqnire immediate payment in full of all sums secured by this Secnrity Instrument without further demand and may iuvoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all ezpenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If the power of sale is invoked, Trustee shall record a notice of defanit in each county in which any part of the Property is located and shall mail copies of snch notice in the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, Trustee shall give pnblic notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, withont demand on Borrower, shall sell the Property at pnblic auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order TY�ustee determines. Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of any previonsly scheduled sale. Lender or its designee may pnrchase the Property at any sale. Upon receipt of payment of the price bid, 1Y�ustee shall deliver to the pnrchaser Trustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and egpenses of ezercising the power of sale, and the sale, inclnding the payment of the Trnstee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all snms secured by this 5ecnrity Instrument; and (c) any ezcess to the person or persons legally entitled to it 23. Reconveyance. Upon payment of all sums secured by this Security Insttiuument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Inshument and a11 notes evidencing debt secured by this Securiiy Instrument to Trustee. Trustee sha11 reconvey the Property without warra.nty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Tntstee and appoint a successor trustee to any Tiustee appointed hereunder by an instrument recorded in the county in which this Security Inshument is recorded. Without conveyance of the Property, the successor hustee shall succeed to all the title, power and duties confened upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Properly Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower ��_ avi J 'on Date Seal C; G arah ' on Date Seal HCFG-00359 NEBRASKASingle Family-Fannie Mae/Freddle Mac UNIFORM INS7RUMENT VMP� Wolters KluwerFina�fal Services 201108164.0.0.0.4002J20110224Y Form 30281/Ot Page 12 of 13 5 11