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<br /> 98� �,09895 �
<br /> If 1he amounts held by l.cndu for Bscrow Items exceed the amounis(�ermitted to be hcid by ltESPA,Lender shall
<br /> � account to Borrowcr for�e�ro Items he duc,Lead�may notiQ'y thc�Borrower d requirc Bo nwer to makc up
<br /> arc not suffictent to pay
<br /> ..;'"'«�� the shoitage a�pamiued by RESPA.
<br /> 'ilio Escrow Funds ar�e pledged as addltional s�xurity for all sums secured by thi�Security InsorujnenG Yf BcKmwer
<br /> tendus to Lende�r the full paymeat of aU such sums,Bocrow�r's acoount shall be cre�itod with the b�ila�►ce remairiing for
<br /> all instal]metit items (a),(b),and(c)and any mortSe�e lnsurancu premium installmer�t that Lender i�as not becorne .;
<br /> obligutcd tn pay w the Secretary.end Lr�der shall promptly refund any exccss funds W Bartotver. Immediaicly prior w .:� j;��,, ��---
<br /> a farecbsure sale of tho PropertY or its acq�isidon by Lender,Borrower's accaunt shall be crcdited with any balai►ce :�,:-}��=;i;::.
<br /> � �;�:-:
<br /> �� remaining for all instellments for items(a).(b).and(c). .;^�•:,�.__
<br /> �" 3.ApplicAtion oi Paymeuts.All payments under paragzaphs 1 aud 2 shall be applied by Lender as folbws: *_,�,�,`"
<br /> 3 Ej�, to the mongage insurance premium to be paid by Lender w th°Secretacy or to the monthly charge by the �.,_,_---
<br /> . �. „'u�..�,
<br /> .; Secceta�yr ins�esd of the�auathty mo;tgagc insucraice prrmium: ===�-
<br /> ial assesstnems.leasetwld paym.ents oa gcr�und :eni ,and t'i. •,flo�t .nd othcs h^�.ard ;�'�•'�;_
<br /> . �. ��,Go any taxes. spoc A �-�
<br /> insiu�oe premiums��s ns�uiir,d: �`'•t�- ---
<br /> � 1lt�il�,w interest due unckr the Note; ___
<br /> . �,to amortizadon of the princiPal of the Note:and E�',._
<br /> pjQh,W late charges dua under the Note. t'_�-�`��
<br /> `.� 4.Fire,F'�nod and OtLer H�rd Iosurenct.Borrower shall insure all impmve,�ner►ts on the Property. whethu :--
<br /> now in eaistu►ce or subsequently erocted�egainst any haTards,c,asual6es,and contingencies�including fue.for whlch ��-
<br /> Le+►de�r�u�es insara�scc.'lYiis in�.im.�ece�hall be ma�ntainal in the amounts and !'a the periods that Ler�der requires. �-.�,� __
<br /> � Bfl�ower shall aLs�insune all'unprovements on the Pcoperty�whether now in extstence or suls�cqueatly erected.against
<br /> loss by floods to the eatent roquLed by tt�e Socretary.All insuranca shall be carried with companles aPPmvod by Leix{a. ��
<br /> i nc iiuv��oc puSi�p a�.sst;r.,r.r::���..."u�t+rW hy t r,ufei and st�all include loss PaYabk clauses in favor of,and -
<br /> in a fam acxeptabk to.Lender•
<br /> � .'t, In the event of loss. Borrowec shall give L�da immodiate notice by mail.L.ender may makcs proof of loss if nu
<br /> . ma6e(xomptlY by Bo�mwer.Each insurance companY cwncuned is t�eteby authorizal and directed to rnt�k�paymcn2�or —
<br /> .. suc6 bss d�rectly W Lalder�lnstead of w Borrow�a tmd w Lentkr,�oindy.All a any pura of t�e insurance pmceeds may
<br />- bo applk,d by I.ender,at its opd�n.either(a) w tY�o reductbn of tl�c it�debtedn�ss under tho Note and this Secwiry
<br />..~ ' •� L�sutunent,first to any delinquent amounts applkd iui tl�e otder in paragraph 3.ead then w prep�Yrtrrnt of pcincfpal,or
<br /> �'"":d.:'"'. of�he dsn�Bod Pcopeaty.MY aPP��of Ihe proceods w the prineips�►shall noteacknd _��___.
<br />_�'��;�- ... (b)w tltia restoretios�or repair
<br /> _ •. o�postpoik the dua date of the monthlY PaYmei►w which are refaced w in paregraph 2.ur ch�age tPtie amount of such ���_ .~
<br /> _- ``'`;;.. P�Yaxnts.My excess Insuru�cis Proceeds ovet en amouc►t requlred w pay all outstanding indebt�dttcss unda�the`Idote
<br /> ;.•:". • ' a�d 1ht�Securiry Inswment slwll bc peiid to the a�tity IegAlly entltled ttxxet�o.
<br /> `'�°.��`� In tha avent of faoclorure of this Security inswn�ont or otha trat►sfer of flde to the Praparty that exdnguishes�he
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<br /> - ,_.�,.,_- indebtatneas�a11 right,dt�e end intcnst of Borrower in and tn insurence policies in foTCC siwll p�s to tbe putct�'. �
<br />_.��`�`-'!':��;'t� S.Ooncpancy,Preservatbe�Maiuteaancx Apd Prc�Rec3ioa of t6e Propert�'► Burrower'e Lan AppilcmB'�on;
<br /> --_-':yt,:� a9 Bonowa's residenoa wlthin sixty d�ys
<br /> I.eaaeYoWe. Barower st�sll occupy,estebli�h.and us�the Progaty p��
<br /> ���=a° ai�er ihe exocution of this Security Instrument(or within si�ty d�ys of a Wer sa3e a tcansfcs of tt�e Pcoperty)nd slull
<br /> t� n
<br />_-_",;i.�:`':s« ccnuinue to occuny the PropercY as Barower's princiP� rcsidea�e for at ieast ona y oar afler the date of occuponcy.
<br /> �;�.M�;� unless Lerxkr deteimines d�at roquirema�s will ceu�e undtx h�+cl.ship foc Barnwer,a unkss extenusting circumsta��oes
<br /> _;_w�� cxlst wh�ch a�+e b�yond B�rowa's contml.Bocrower shall�wdfY L.endei of eny extcnuating circumswnas. 8omnxrr
<br /> '����,��,�� s�atl not comm[t wasu�r destmy.dama8e or substantfaal]y change the Pmpaty a allow the Propaty ta dekria�te.
<br /> __y�""'"`"`,� reASOnable weat end tcar tacentod.Lenda may inspect the Pcopaty if the PropucY is vacant or abandoned a the loan is
<br /> :_�,-��..�' in default. Lcnder may take rrasor�ble s+ction to procect and pnesuve such vacant or abandoi�od ProP�Y- —
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