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�o1�a�1�� <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in all pages of this <br />S Instrument and in any Rider executed by Bonower recorded with it. <br />' y--i/ - -// <br />BENNETT R MURPHY JR Date ITH A MURP Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was aclmowledged by BENNETT R MURPHY JR and JUDITH A MURPHY, before <br />me on August 3, 2011. In witness whereof, I hereunto set my and, if applicable, my official seal. <br />My commission expires: �C'� � � � Z �• � <br />QENFAAI. NOTARY • State of Nebr� <br />CHRfS L. KASIqE <br />My Camm. Exp. Dec. 29, 2012 <br />Hall County, NE <br />Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />� 2004-2010 Compliaace Syatems, Inc. EEO&176C - 2010.03378 <br />Coasumer Real Eatate - Saauity Insvument DL2036 Pege 5 of 5 www.compliancesyatems.com <br />