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:��":: ` . ��. .. . <br /> — -- �� .. ,: ',�. ,.. –'_-� . '•�,:- , <br /> - :� •; � ,/,*t4.. . y�. i�'•l.' <br /> W <br /> '�.�� �I.. <br /> A .� <br /> � • � <br /> ' \ r�. f` ' i� <br /> • ADJUSTABLE RAT� RiDER g2�10��1 <br /> - (!Y�ar TrpwrY ladea•Rate C�p�) <br /> -M THIB ADJUSTAB�B RATE RIDER 1�mad�thl� 13TH ay�� AUGUST ,IS1 92 <br /> ."- �nd I�Inoorpmard fn�o�nd�ull b�d�n�d la amend�nd w�plMnrat th�Mon��,Ll�d oI Tnu�.or SatvHty DMd(th�"Saudty Inp ru�nenN')ot <br /> . b Ihe s�me du��iwn by Ihe undenlpNA(the"&xro�er")to�nu�ilorroM�r'�AdJwt�bb fiva Note(1M"Nol�")to 1lQ�.f�ANQ <br /> - ,t .. z , �Q(16�"I.t4dtr••1 of tht wae dqe�ad cc��i�VroOmY de�criMd In IIN SaudtY tlWrwnuq�nd Iocned�tt <br /> �� <br /> 3804 S. BLAINE, GRAI�D ISLAND. NEBRASKA 68801 ` <br /> �'^ (Property Addreu) <br /> 7'Mb wit co�ld�prorYb�I�Ilowlq(a cM�M I� �y UI�rNI�te �rd �y iwnlMly <br /> ��, .„�•:,:,T,T:-;^_=-_��N7. p�y�eru.TMk�ote�o Iidu tM ww�l�Y btewt rnt�as cw��t ary oM Iiw��i <br /> �IS.f.ia7�+tCh.;_::,:;.;�r.vb7 �Mo IMt�a�sM IM ai�uiw�eM 1�mt piy. <br /> LL ' �r�`"''- ADQITIONAL COV8NAN7'S.In�ddidon to tho wven�nnts aad�pramenu mule ia the 9ecu�itY inprument.Bonowa�ad Lendsr c <br /> �R���,. . .�: <br /> fWrtfKt ooven�nt uid�ree�s foRowi: <br /> ty:Ny,,.... <br /> �- ' ,, :�,;.`a A. INTBRF87'RA7'6 AND MONTHLY PAYMENT CHAN(iF•4 <br /> ��'� 5.?5 �i,section 1 ot the Note ov <br /> �,,;„:.C:::�,,, :_.4* 'the Note provida tor an INtal iaurpt rue of pr ida tor ch�nQa in the intarat ate aad the <br /> _—�O�>`,,;�'��t,,-�,�:,�,�.. maz�WYWYmanu.afollowr. <br /> ::a�ae � �Y�:3�_�.:�.�.'.i.l.: J 1 __. <br /> a• • 1, lNTBREST RATE AND MONTNLY PAYMENT CHANQES <br /> . ' , .,��.'ys.wn',, , (A) G'Y��t D�ks <br /> _ _ . -_ ='. �2The fpterpt rute!wil!pey may ch�nge on the flrr.[dey ot �ECEP'IBER ��q 93 ,�d on th4t day every ---- <br />�:g ' � .��°i' montlu therafter.F.ach date on whic6 my interat rate could eh�nQe is called a"Ciunae Date." <br /> ° ., � <br /> lB) 7'6e I�da <br /> � ��'�°'�''f�`�'�' BeainninQ with the flrst Chan4e Date,my interat rAte wiM be baud on an Index.The"Index"is the weekly avttaae yleld on United States _ <br /> .. � '• �, Treasury wcudtia adjwtal to a con�tant maturity of 1 year,rts made availoble by the Feder�l Rcsavc Board.The mwt rocent lndex fipure =_-_: <br /> c,a.:p.,.:�.. .• availoWe w of the date 43 days before each Change Date is calkd the"Current Index." <br /> • If the lndex is no lonaer available,the Note Hdder wIY choo:e a new index whtch is based epon comparaWe iniormaUon.7'he Note �^'. <br /> ��' "� Holder will4ive me noda of this choice. <br /> _ �:._,3:,i.�h� <br /> ...'. - - <br /> `' -- --- . ,j�•_ lC/ Gie�iauo�oiCiuqea <br /> � ••,.��v a i'� Befom each Cq�n4e Date,the Note Holder will calculate my new interat rate by adding TI� AND ONE-HALF perantaQe <br /> � poinu( �-� �Ri)to the Current Index and rounding to the nearat 1/Bth of 1%,�ubject to the limita staled in 9ection 41D)below. <br /> ' 71tis tounded amount w1116..my new intcrqt rate unHl lhe next Chmge Date. <br /> 4 'S`' • The Nota Holder will then determine the amount of the monthly payment thal would be suf(icient tu repay in full Ihe principal 1 am <br /> � . . . • p�pected to owe on that ChanQe Date in substantiully equal pa�nrnts by the maturity date at my new Interest rata.Tbe rault of Ihis cnlculatlon <br /> '•�� " wiQbetheaewamountotmymonthlypayment. <br /> ' ...�n lD1 umld oo teterosl Rtle Cp�aQa 7.75 <br /> ; " •��$yc. • The interat rate 1 am required to pay at the firu Chon�e Date will not be greater than 7i o� than <br /> �S.., 3.75 �,Thercafter,my interat rate wlll never be increased or dareased on any sin�le Ch4n�e Date by morc than � <br /> �:ic � '���°`+"+► (7_Cl'L) from the rate of interest I have been pstyfna for the preceding twelve months.The minimum intercst rate on thls loui wfll naver 6e �'" <br /> ...<.�; <br /> '` � ,;�,,.�_ �• ��pui 3.7� ��nd the maximum interat rate�tll aever be Qrwter than 1 O.75 Ni. 'r <br /> r�- � <br /> � . t� ��n�.aaorcb..� � <br /> � � My new interat rate will 6ecome effcetive on wch Chan�e D�te.1 will pay the amount of my new monthly payment beafnnins on the flrst <br /> i"�."�.. � �.��* ^� �°r�' monthly p�yment date after the Ch�n4e Date unt0 the amaunt of my monthly paymrnt chan�a e�in. —_ <br /> ��� . (F) Notia ot Clw�a W <br /> � � � ' The Note Holder wlll m�ll or deliver to me a notice before eaeh Chan�e Date.The noticG wfll advise me of: �" <br /> • „ (1) the new In[era[rate on my loan as of the Chonge Date; -- <br /> 'w.. , , <br /> � (ii) theamount oi my monthly payment followin�the Change Ihte, "'` <br /> �. ". � • (iii) any Addition�l matter:which the Note Holda is required to diulose;and � <br /> . � (iv) the address of the aasaciadon you could mnuc�reQardina any queations ebow the odjuatment noda. <br /> � o � .. y.'� . —. <br /> . - Y. CHARGE4i I.IBNS <br /> , Uniform Covenarsc 4 of Ihe Security Instrument is amended toread as fdi�ws: �`a <br /> 1. CY�r�et Lkiu. 8orrower shnll pay all�ana,assasments,md other charga,Ones,end impositions ettributable to tho Propert y which mvy ' <br /> ' ��'� � �tteln a prlority over thls Security Instrument,and leasehold p�ymen�s of ground rents,if any,In the manner provided under p4raQraph 2 hermf <br /> or, i(not paid in such manner,by Borrower making payment,when due,directly to the payee Ihereot.Borrower shall promptly fu rnish Lender ' <br /> - ' all notfces of amounts due under this paragraph,and in the evem Borrower shail make puyment directly,Borrower shall promptly furnish to i <br /> . , <br /> Lender recefpts evidencing such payments. Borrower shall promptly Jischarge any Ilen which has priority over this Securfty Instrument; � . <br /> � however,Borrower shall not be requfred to discharge any such Ifen so lon4 as Borrower:(o)shall ogree in wri�ing to the peyment of the ; <br /> � , ablipNion secured by such lien in the mxnner aceeptable to Lender:(b)shall in good fuith contest such lien by,or defend against en forcement of j <br /> .. •- such Ilen in,legol proceedings which in the opinion of Lender operate to prevent�he enforcemem of�he lien or forfeiture of the Property or any ' • <br /> e�. �• part thereof;or(c)shall secure from the holder of such lien an agrament fn a furm satisfactory to Lender subordinating such Ilen eo�hfs � <br /> � Secudty Instrument. ' <br /> .. . .e."�"�_"'_�"'.�_._u........ ..r d.�D�....r.u. :....M:...r .....1:.... ...G.,.��v.w.r�hic C.vnn�v Inctrumrnf <br /> '_ .__—__ ' ...... ...00.,n..:n., <br />, ._... .. . �■ L�I�Yt�YV��������na��������v� � •��� ��.Mi• <br /> •���.r��v •�rr�..� .... ..�. . ...r..�. .....�.. ..���..�... �, .�. � _ _. ..... ._._ ' ' <br /> . Lender sholl give Borrower a notice idemilying wrh IKn. Barower shall snusfy such hen or�ake one or morc ol Ihe actiuns eet forth above , <br /> • � • wlthin ten days of the giving of the nutfce. <br /> � " C. NUTICE <br /> � � Unfform Covenan[14 oF the Securfly Instrumem is amended lo read ati followc: <br /> 14. Nolla.Exapt for any notke requfred under applicablc law�o be gi�en in ano�hcr manncr,lu►any niHicr to Horruwe�prorided for in thiti <br /> Securily Instrument shall be given by delfvering i�or By moilind it by(ir�t rlass mail t��Borrower a�the Propetty AdJre.s or a�wch rthrr oJdreti+ <br /> as Borrower may designate by notice�o I_ender us pro�ickJ herein,anJ IN►nny no�ice io Lender shall be gnen hy lirst cla+s mai I►u I.ender'� <br /> • address s�ated hercin or�u such wher uddress as(endnr muy dcsignate by n��irc u�Hnrrower a�pro�•ided herein.Any nouce pro�ided(ur in thiti <br /> !� • Securlty Instrument shall be damed to have becn given to�orrower or Lender when given in thc manner designated herefn. <br /> � • ��. <br /> . , � <br /> Y � <br /> y� , � <br /> F' <br />