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<br />      				•   					ADJUSTABLE RAT� RiDER   	g2�10��1
<br />     -    										(!Y�ar TrpwrY ladea•Rate C�p�)
<br />      -M 					THIB ADJUSTAB�B RATE RIDER 1�mad�thl� 13TH  ay��	AUGUST 				,IS1 92
<br />     ."-    				�nd I�Inoorpmard fn�o�nd�ull b�d�n�d la amend�nd w�plMnrat th�Mon��,Ll�d oI Tnu�.or SatvHty DMd(th�"Saudty Inp ru�nenN')ot
<br />      .    		b		Ihe s�me du��iwn by Ihe undenlpNA(the"&xro�er")to�nu�ilorroM�r'�AdJwt�bb fiva Note(1M"Nol�")to 1lQ�.f�ANQ
<br />     - ,t       .. z ,     		�Q(16�"I.t4dtr••1 of tht wae dqe�ad cc��i�VroOmY de�criMd In IIN SaudtY tlWrwnuq�nd Iocned�tt
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<br />      								3804 S. BLAINE, GRAI�D ISLAND. NEBRASKA  68801       					`
<br />      �'^  											(Property Addreu)
<br /> 								7'Mb wit co�ld�prorYb�I�Ilowlq(a cM�M I� �y UI�rNI�te �rd �y iwnlMly
<br /> ��,  .„�•:,:,T,T:-;^_=-_��N7.				p�y�eru.TMk�ote�o Iidu tM ww�l�Y btewt rnt�as cw��t ary oM Iiw��i
<br />     	�IS.f.ia7�+tCh.;_::,:;.;�r.vb7       			�Mo IMt�a�sM IM ai�uiw�eM 1�mt piy.
<br />     LL  ' �r�`"''-   		ADQITIONAL COV8NAN7'S.In�ddidon to tho wven�nnts aad�pramenu mule ia the 9ecu�itY inprument.Bonowa�ad Lendsr    	c
<br /> �R���,. . .�:
<br />    					fWrtfKt ooven�nt uid�ree�s foRowi:
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<br /> �- '      ,, :�,;.`a   	A.   INTBRF87'RA7'6 AND MONTHLY PAYMENT CHAN(iF•4
<br />    			��'�   							5.?5     �i,section 1 ot the Note  ov
<br />     	�,,;„:.C:::�,,, :_.4*    	'the Note provida tor an INtal iaurpt rue of					pr  ida tor ch�nQa in the intarat ate aad the
<br />       _—�O�>`,,;�'��t,,-�,�:,�,�..      	maz�WYWYmanu.afollowr.
<br /> ::a�ae �     �Y�:3�_�.:�.�.'.i.l.:   J 1       																		__.
<br />  a•	•      			1,   lNTBREST RATE AND MONTNLY PAYMENT CHANQES
<br />      .      '  , .,��.'ys.wn',, ,		(A) G'Y��t D�ks
<br /> _    	_ .     -_ ='.  		�2The fpterpt rute!wil!pey may ch�nge on the flrr.[dey ot      �ECEP'IBER    		��q  93   ,�d on th4t day every    	----
<br />�:g      	'   �  .��°i'    				montlu therafter.F.ach date on whic6 my interat rate could eh�nQe is called a"Ciunae Date."
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<br /> 						lB)  7'6e I�da
<br /> �       	��'�°'�''f�`�'�'    		BeainninQ with the flrst Chan4e Date,my interat rAte wiM be baud on an Index.The"Index"is the weekly avttaae yleld on United States    	_
<br />       	..    �	'• �,  	Treasury wcudtia adjwtal to a con�tant maturity of 1 year,rts made availoble by the Feder�l Rcsavc Board.The mwt rocent lndex fipure    	=_-_:
<br /> 		c,a.:p.,.:�.. .•    	availoWe w of the date 43 days before each Change Date is calkd the"Current Index."
<br /> 		•       			If the lndex is no lonaer available,the Note Hdder wIY choo:e a new index whtch is based epon comparaWe iniormaUon.7'he Note    	�^'.
<br /> 		��'   "�     		Holder will4ive me noda of this choice.
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<br />    `'       -- ---  . ,j�•_		lC/  Gie�iauo�oiCiuqea
<br />      	�	••,.��v a i'� 		Befom each Cq�n4e Date,the Note Holder will calculate my new interat rate by adding   TI� AND ONE-HALF       perantaQe
<br />     		�      		poinu(   �-�	�Ri)to the Current Index and rounding to the nearat 1/Bth of 1%,�ubject to the limita staled in 9ection 41D)below.
<br /> 				'   	71tis tounded amount w1116..my new intcrqt rate unHl lhe next Chmge Date.
<br />     	4 'S`'      •			The Nota Holder will then determine the amount of the monthly payment thal would be suf(icient tu repay in full Ihe principal 1 am
<br /> �    	.  . .      •  		p�pected to owe on that ChanQe Date in substantiully equal pa�nrnts by the maturity date at my new Interest rata.Tbe rault of Ihis cnlculatlon
<br />    '•��			"      	wiQbetheaewamountotmymonthlypayment.
<br /> 			'   ...�n 		lD1 umld oo teterosl Rtle Cp�aQa 							7.75
<br />  ;   		"   •��$yc. •		The interat rate 1 am required to pay at the firu Chon�e Date will not be greater than 		7i o� than
<br />     			�S..,      	3.75      �,Thercafter,my interat rate wlll never be increased or dareased on any sin�le Ch4n�e Date by morc than				�
<br /> �:ic  	�   	'���°`+"+►      	(7_Cl'L)  from the rate of interest I have been pstyfna for the preceding twelve months.The minimum intercst rate on thls loui wfll naver 6e    	�'"
<br />       	...<.�;
<br />  '`	�  ,;�,,.�_     �•      	��pui    3.7�      ��nd the maximum interat rate�tll aever be Qrwter than 1 O.75	Ni.   					'r
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<br /> � �     					My new interat rate will 6ecome effcetive on wch Chan�e D�te.1 will pay the amount of my new monthly payment beafnnins on the flrst
<br /> i"�."�..      � �.��*    ^� �°r�'     	monthly p�yment date after the Ch�n4e Date unt0 the amaunt of my monthly paymrnt chan�a e�in. 						—_
<br />       	���   .     			(F)  Notia ot Clw�a														W
<br />    �    	�   	� '  		The Note Holder wlll m�ll or deliver to me a notice before eaeh Chan�e Date.The noticG wfll advise me of: 					�"
<br />       	• 	„     			(1) the new In[era[rate on my loan as of the Chonge Date;   									--
<br /> 'w.. ,   	,
<br />			�      			(ii) theamount oi my monthly payment followin�the Change Ihte,   								"'`
<br />     �.		".   � • 			(iii) any Addition�l matter:which the Note Holda is required to diulose;and   							�
<br />      	.       	�			(iv) the address of the aasaciadon you could mnuc�reQardina any queations ebow the odjuatment noda.
<br /> � o	� .. y.'�    .    																			—.
<br />    .  -     				Y.   CHARGE4i I.IBNS
<br />       		,    		Uniform Covenarsc 4 of Ihe Security Instrument is amended toread as fdi�ws:      								�`a
<br />    					1. CY�r�et Lkiu. 8orrower shnll pay all�ana,assasments,md other charga,Ones,end impositions ettributable to tho Propert y which mvy       	'
<br />    	' ��'�      �    		�tteln a prlority over thls Security Instrument,and leasehold p�ymen�s of ground rents,if any,In the manner provided under p4raQraph 2 hermf
<br />     					or, i(not paid in such manner,by Borrower making payment,when due,directly to the payee Ihereot.Borrower shall promptly fu rnish Lender     	'
<br />       	-      	'      	all notfces of amounts due under this paragraph,and in the evem Borrower shail make puyment directly,Borrower shall promptly furnish to     	i
<br />   .  																						,
<br />     					Lender recefpts evidencing such payments. Borrower shall promptly Jischarge any Ilen which has priority over this Securfty Instrument;     	�  .
<br />      	�      			however,Borrower shall not be requfred to discharge any such Ifen so lon4 as Borrower:(o)shall ogree in wri�ing to the peyment of the     	;
<br />      	�      ,      		ablipNion secured by such lien in the mxnner aceeptable to Lender:(b)shall in good fuith contest such lien by,or defend against en forcement of    	j
<br />  			..  •-      	such Ilen in,legol proceedings which in the opinion of Lender operate to prevent�he enforcemem of�he lien or forfeiture of the Property or any     	'  •
<br />      	e�.    	�•       	part thereof;or(c)shall secure from the holder of such lien an agrament fn a furm satisfactory to Lender subordinating such Ilen eo�hfs    	�
<br />     	� 			Secudty Instrument.       														'
<br />  ..     		.			.e."�"�_"'_�"'.�_._u........     ..r d.�D�....r.u. :....M:...r .....1:....  		...G.,.��v.w.r�hic C.vnn�v Inctrumrnf
<br /> '_  .__—__   		'     						......      				...00.,n..:n.,
<br />,   ._... ..  			.       	�■ L�I�Yt�YV��������na��������v�   �       •���  			��.Mi•
<br />       									•���.r��v    •�rr�..� .... ..�. . ...r..�. .....�.. ..���..�...  �, .�. � _ _. ..... ._._  '   	'
<br />			.    		Lender sholl give Borrower a notice idemilying wrh IKn. Barower shall snusfy such hen or�ake one or morc ol Ihe actiuns eet forth above    	,
<br />      	•    �       •  		wlthin ten days of the giving of the nutfce.
<br /> �   			"       	C.   NUTICE
<br />    	�  �     			Unfform Covenan[14 oF the Securfly Instrumem is amended lo read ati followc:
<br />     					14. Nolla.Exapt for any notke requfred under applicablc law�o be gi�en in ano�hcr manncr,lu►any niHicr to Horruwe�prorided for in thiti
<br />     					Securily Instrument shall be given by delfvering i�or By moilind it by(ir�t rlass mail t��Borrower a�the Propetty AdJre.s or a�wch rthrr oJdreti+
<br />     					as Borrower may designate by notice�o I_ender us pro�ickJ herein,anJ IN►nny no�ice io Lender shall be gnen hy lirst cla+s mai I►u I.ender'�
<br />     			•		address s�ated hercin or�u such wher uddress as(endnr muy dcsignate by n��irc u�Hnrrower a�pro�•ided herein.Any nouce pro�ided(ur in thiti
<br />       	!�      	•      	Securlty Instrument shall be damed to have becn given to�orrower or Lender when given in thc manner designated herefn.
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