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�0110609� (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under S�tion 3 of this Security Instrument. (P) "R�SPA" means the Real Fstate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the sarne subject matter. As used in this S�urity Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (� "Successor in Interest of Borrower" means any party that has taken ritle to the Property, whether or not that party has assumed Borrower's obligarions under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instivment secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this 5ecurity Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following deseribed properiy locatefl in the County of Hall . [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot One (1), Pine Grove Subdivision, Hall County, Nebraska. Pazc�l ID Number: 40 0217678 6280 S Engleman Rd Grand Island ("Property Address"): which currently has the address of IS�3 [cicy�, Nebraska 68803 (zip coae� TOGETHER WITH all the i�rovements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and addirions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Securiry Insm�ment as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower warrants and will defend generally the title to the Property against a11 claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) (0811) Page 3 of 15 Initials: O � Form 3028 1 /01