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<br />(Space Above This Line For Recording Data) -
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 5, 2011. The grantors are JAMES A
<br />JANKY and MARY S JANKY, HUSBAND AND WIFE, whose address is 1835 N HOWARD CT, GRAND
<br />ISLAND, Nebraska 68803-2520 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who
<br />sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not sign the Contract are
<br />explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Rome Federal Savings & Loan Association of Grand
<br />Island, which is organized and existing under the laws of the United States of .America and whose address is 221
<br />South Locust Street, Grand Island, Nebraska 68801 ("Lender"). JAMES A JANKY and MARY S JANKY
<br />have entered into a Contract with Lender as of August 5, 2011, under the terms of which Borrower may, from time
<br />to time, obtain advances not to exceed, at any time, a�*�MAXIMiJM PRINCIPAL AMOiJNT (EXCLUDING
<br />PROTECTIVE ADVANCES)��� of Five Thoasand and 00/100 Dollars (U.S. $5,000.00) ("Credit Limit"). Any
<br />party interesfied in the details related to Lender's continuing obligation to make advances to Borrower is advised to
<br />consult directly with Lender: If not paid earlier, the sums owing under Borrower's Contract with Lender will be
<br />due and payable on August 15, 2016. This Security Instrument secures to Lender: (a) the repayment of the debt
<br />under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the
<br />Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this 5ecurity
<br />Instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this
<br />purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in ttust, with power of sale, the following described properly located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: 1835 N HOWARD CT, GRAND ISLAI�ID, Nebraska 68803-2520
<br />Legal Description: LOT FOURTEEN (14), IMPERIAL VILLAGE SEVENTH SUBDIVISION, CITY
<br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fuctures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby canveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property aga'vnst all claims and demands, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br />interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable fmal, non-appealable judicial opinions.
<br />Charges; Liens. Borrower shall pay all taJCes, assessments, charges, fines and impositions attributable to the
<br />Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any.
<br />At the request of Lender, Borrower shall promptly furnish to Lender receipts evidencing the payments.
<br />Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)
<br />agrees in writing to the payrnent of the obligation secured by the lien in a manner acceptable to Lender; (b)
<br />contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the
<br />Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
<br />agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any
<br />part of the Properiy is subject to a lien which may attain priority over this Security Instrument, Lender may give
<br />� 2004-2010 Compliance Systeros, Inc. EEOB-OSDS - 2010.03.378
<br />Consumer Real Estate - Secwity Instrument DL2036 Page I of 5 aww.compliancesystems.com
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