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<br />(G'� "Lender" is II. S. Bank N. A.
<br />Lender is a National Assoaiation
<br />organized and existing under the laws of The IIaited States Of Am�erica
<br />Lender's address is 4801 Frederica Street, O�ensboro, RY 42301
<br />(D)'Tmst�" is Mr. Thomas Locher
<br />2002 Douglas Stree� 200 The Omaha Club, Omaha, NE 6810Z .
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and L�der's successors and assigns. MERS is the bene8dary
<br />nnder this SecurYty Instramen� MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone numbet of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(I� "Note" means the promissory note signed by Borrower and dated 08/il/2011 .
<br />The Note states that Bonower owes Lender Seve:►ty-Five Thousand Fifty and 00/100ths
<br />Dollars
<br />(LT. S. $ 75 , 050 . 00 ) plus interest. Borrower has promised to pay ttris debt in regular Periodic
<br />Paymmts and to pay the debt in full not later thaa September 01, 2041 .
<br />(G) "Property" mem�s the properiy that is descn'bed below unde� the heading "Transfer of Rights in the
<br />Properiy. ��
<br />(� 'Z.oan" means the debt ewidenced by the Nots, plus interest, anY PI'ePayment charges and late charges
<br />due under the Note, and all sums due under this Se�urity In.gtrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instirument that are executed by Borrower. The following
<br />Riders are to be exe,ctrted by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider � Condominium Rider � Second Home Rider
<br />❑ Ballaon Rider 0 Planned Unit Development Rider O 1-4 Family Rider
<br />0 va Riaer O Biweekty rayment xider 0 other(s) [sP�f3']
<br />(� "AppHcable Law" means all controlling applicable f�, state and local statutes, regulations,
<br />ordinances and administrative rules and arders (that have the effect of law) as well as a11 applic�ble final,
<br />non appealable judicial opinions.
<br />(I� "Commnnity Assodatton Dn�, F�, and Assesaments" m�ns all dues, fees, assessments and other
<br />cbazges that are imposed on Bonower or the Property by a condominium association, homeownera
<br />association or similar organi�tion.
<br />(L) '�ledronic lbnds Transfer" means any transfer of funds, other t1�n a transaction originated by
<br />oheck, draft, or similaz' paper inatr,,,,,�, which is initiated through an electronic ternninal, telephonic
<br />instrUment, comPuter or magnetic tage so as to order, instruct, ar authorize a financial institution to debit
<br />ar credit an account. Such teim includes, but is not limited to, point-of-sale transfers, automated tell�r
<br />machine transactions, bransfers initiated by telephone, wire tcansfers, and automate� clearinghouse
<br />tra�sfers.
<br />(1Vn '�scrnw Items" means those items that are descn'bed in Section 3.
<br />(1V) "Miscellanwns Procceds" means any compensation, settlement, award of dmnages, or proceeds paid
<br />bY �Y �'d P�Y �other than insutance procee3s paid under the coverag�s descn`bed in Section S� for: (i)
<br />damage to, or destruction o� the Property; (ii) condemnation ar other taldng of all or any pazt of tha
<br />Property; (iii) conveyance in li� of condemnation; ar(iv) misrepr�ons o� or omissions as to, the
<br />value and/or condition of the Properly.
<br />(0) "Mortgage Insursnce" means insurance protecting Lender against the nonpayment o� or default on,
<br />the Loan.
<br />2200155211 D V6AN8
<br />NEHRASKA - Single Family - Fannle Mae�Freddie Mac UNIFORM INSTRUMENT WITH MERS
<br />�-6A(NEj los� o) Pege 2 M 16 i„� Form 3028 7/07
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