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<br /> �••••�� If thc amounts hcld by Lendcr for Bscrow Itcros cxcc�ed the arr►ounts permittJed to be held by RESPA,l.cnder ahall
<br /> are�not`su ficient to pay the Bscrow ituem�s hcn duee,dLenckt may nodfy thenBorrowerfend roquire Borrower to make up
<br /> � thc shonage ns pcimitted by RESPA. ..
<br /> = ltie Pscrow Funds are pledged as eddidanel security for sU sums secur�d by d►is Securlty Insuument If Bonower
<br /> "�, tendcra to T.ender thc full payment of all such sums.Boreowu's account shall be cteditad with the balance re�n�n�n8 for
<br /> all insta'.lment items (a). (b). end (c) and any mortgage insurance Premium installment that L.ender ha9 not beoome
<br /> obligated to p�►Y to thu Secresary'�and Lender shall promptly refwxl any�xcess funds w HorroNer. Immediutety prior w
<br /> a forecbsuce sale of the propertY or its acquisition by Lender.Borrower's aocount shfill be credited with any ba4vice s r._
<br /> re,nuiining for all installme�ts for it,erns(a).(b),and(c)• � li�by�,,�nder ns follows• C'
<br /> : 3.Application ot Paymeata.All payments under para�apds 1 aced 2..haU be npp' , E.�:.
<br /> ' E�,to ihe inortgage u�surance pre�nlum W be paid by L.ender W tha Se+cretary or to the monthly charge by the _
<br /> � . � Secretary instead of the monihly mortga�e insurance peef�ilum; r
<br />. . . � _ �.�j $ „��.to sny taxes.special a�s�sTnenl�,leasehald�y:nez�cr grotusd scnt4,and fue, Slood and ather harard �_r:
<br /> � ;# insutancc prcmiums,as requirc�d;
<br />- ,5 ��,to intecest due under tha Note: �.,
<br /> ��, Fpy�,w cumo�tizadon of the principal of the Nate;end -
<br /> �+u.. �l�l,to late charges due under thc I�ote. �
<br />,.�1�; �` 4.F'irq Ffood and Other Ha�rd Iasurance.9orrowcr shall insurc all impmveitt�,nta cn the F'roPcxty�whet�er
<br /> ru�w in ealstr,�ce or subsct�uendy erected,egainst any ha7ards.casualties.and oontingencle.9�including fir��fvra which —
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<br /> L.endrr tn4uites insurence.11►is insurance shall be maintained in the amounts and for tne periuus thri;.i.�+-.�tr s�1u�.:,s.
<br /> :'�'.+.'`Y?� Sc►rmwer shall also insure all improveme�its on the Pmputy.whether now in ea�istence or subsequently aoctul.againsc
<br /> I.`;'•is,r:;'•;�`.:�;i loss by Elood.s to the extznt requ3red tay ifie Secretary.All insuranee shall be cairied with comp�es epp�nvedby Lender.
<br /> °°°":���`:�:'„` 'R�(nsurpnce pol►cics 8nd eny renewais ynttit ue�aki�I,t�:.�.r.^.'!�t��r_.tn�ie loss payable clsuses in favor of,and
<br /> •�;�'�;�y4; :' in afocrn acceptabk to.Lender.
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<br /> .,,,.,nc�s . In tha e�ent of loss.Borrower shail give Lender immediate norico by mail.L�cnder may�nalce proof eaf I�ss if not
<br /> �'�'� �P�P�Y bY B�we,r.Bach insurance companY concemed is hereby authoriud and directed to make payrnent for
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<br /> �., . ` ;�ch bss directly to I.eader.instead of to Borrower end to Lcnder joindy.All ar any Part off the insurance R�Y
<br /> ?_��� be applied 6y Lenda.nt its o�tion. either(a) w the rcduction of t3�e indebtodness under the Note and this 5ocurity
<br /> Instnuneat,first w any Qelincluent amouats applied in tt�e ordet in paragraFh 3,�nd then to prepaYment of ptit�cipel.or
<br /> -:;�"�'"�. An licatinn of the�rooeeds w tho principal shall not cxta�d - -
<br /> __�� (�,)a the restoration ce rcpatr of the dartuiged PmpenY• Y aPP h 2,or change the aQwunt of sucl�
<br /> pr po,u�o�e the due data of the monthlY AaYments which are refemd co i�P�B�P
<br /> _ -_�_� payrt�ts.Any excess insurance p:+ncatlg ovu en amount ccqnirod to paY alt outstanding indebtedness undcr the Note
<br /> oad this SacnrIry Instrument shall be paW w the a►dry kgaUy entit3od thaeto.
<br /> - In tl�e event of.foroclosure of thi�Secur�ty Insuument oc other transf�of dtle w tha PropertY that extinguishes t1x
<br /> inckbtedness.all right,title and intuest of Bomower in and w insurance policies in f B�p�;e Lo�e Ap�tien;
<br /> S. Oocup�ocy,�resrrvatioa. Ai�intenance and Peotection o4 the Yropertyi residencc withm aixry days
<br /> .6`—' I.eatehoid�. Harnwer shall oocuPY.establish,and use Iho Prope�ty as Aorrowu's principal
<br /> .� afta�he executi�on of this Security Ie�st�aunent(or within siacy dz+ys of a ista sale a transfer o�'tha Pmpe�ty?and stull
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<br /> _-,'� conlinue to occupy the Prnperty as Borrower's�ci�al residcnoe fa at kast a►e yrar�Rer�ho clate of occupaocy.
<br /> =- - unkss I.a►der deteimine.q that catuirrn�ent witl c�use nndue hard.shlA far Bocrower.or un1�s extenuating�i►cu�nstances _
<br /> - -- -= euu wdkh ara beyond Bamwu's control.Barowa st�all nodfy L.endes of any extenuating circumst�m�cs.�Harowcr
<br /> _— s�U not oommit waste or destroy, dama6e or subsmntially change the Pc�u�►enY or albw tGe Properey zo de�i�rste,
<br />_.��.__ — re,atnnabb wcar and tear cxccpted.II�.�da�nay ins�ect the Pro�crcy if the Propetty is vacant ar aban�orkd a the loae is
<br /> �°_�: in deFaulG I.endes may t�ice ceasonable action to protoct aad prese,rve such vaeanl �r abandoned PropeYty.
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