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�0�1o�9s� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded wiW <br />it. <br />NAOMr C SEEMAN <br />Witnesses; <br />(Seal) <br />rrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />�B�ISI� — Single F�ily — Eannie Mae/Freddie Mac i1NIFORM INSTRUMF,NT Form 3028 1/01 <br />GCC - G3028-18 (09/Ol) (Page 18 of 19) <br />